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Pattern GroupPTRN -0.32%19 Debt-to-EBITDA is 0.31 as of Jun. 2026, which is 11% above its 10-year median of 0.28. GuruFocus rates PTRN with a GF Score™ of 19/100. The stock has 3 warning signs investors should review. Among 1,724 Software companies, Pattern Group ranks worse than 50.75% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Pattern Group's Debt-to-EBITDA or its related term are showing as below:
PTRN'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.28 Med: 0.28 Max: 1.9
Current: 1.48
During the past 4 years, the highest Debt-to-EBITDA Ratio of Pattern Group was 1.90. The lowest was 0.28. And the median was 0.28.
PTRN's Debt-to-EBITDA is ranked worse than 50.75% of 1724
companies
in the Software industry
Industry Median: 1.09
vs PTRN: 1.48
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Pattern Group Debt-to-EBITDA Related Terms
Pattern Group Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Pattern Group's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Pattern Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pattern Group Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Pattern Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Pattern Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Pattern Group (PTRN) has a Debt-to-EBITDA of 0.31 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pattern Group. This is 11% above median its historical median of 0.28. Over the past decade, Pattern Group's Debt-to-EBITDA has ranged from 0.28 to 1.90. According to the industry distribution chart, Pattern Group ranks #875 out of 1724 companies in the Software industry, placing it in the top 50.8%.
Is Pattern Group's Debt-to-EBITDA too high?
Pattern Group's current Debt-to-EBITDA of 0.31 is 11% above median its 10-year median of 0.28. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 1.90. The Software industry median Debt-to-EBITDA is 1.09. Pattern Group's value of 0.31 is 71.6% below this industry median. Based on the distribution chart, Pattern Group ranks #875 out of 1724 companies in the Software industry, which is below the industry midpoint. Overall, Pattern Group has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Pattern Group's Debt-to-EBITDA compare to LIF and BULL?
According to the Software industry distribution chart, Pattern Group ranks #875 out of 1724 companies for Debt-to-EBITDA. This places Pattern Group in the lower half of its industry. The industry median Debt-to-EBITDA is 1.09. Pattern Group's value of 0.31 is 71.6% below this benchmark. Historically, Pattern Group's own Debt-to-EBITDA has ranged from 0.28 to 1.90 over the past decade. While the company's 10-year median is 0.28 vs. the industry median of 1.09, Pattern Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,724 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pattern Group's current Debt-to-EBITDA of 0.31 is 71.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pattern Group. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pattern Group's current Debt-to-EBITDA is 0.31, which is 11% above median its own 10-year median of 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pattern Group stock overvalued right now?
Pattern Group (PTRN) has a current Debt-to-EBITDA of 0.31. The current Debt-to-EBITDA is 0.31, which is 11% above median its 10-year median of 0.28 and 71.6% below the Software industry median of 1.09. Pattern Group's overall GF Score™ is 19/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Pattern Group (PTRN), the current Debt-to-EBITDA is 0.31 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Pattern Group Inc is an e-commerce accelerator that uses its technology platform, data science, and a team of experts to drive growth for brands. The Company acquires inventory from brand partners to sell to consumers, enabling full control over content, pricing, logistics, and customer service. Brand partners that contract with the Company operate in various industries, including health and wellness, beauty and personal care, home and lifestyle, pet, sports and outdoors, and consumer electronics. The Company mainly derives its revenue in the United States by selling products to customers via online marketplaces. The company genrates majority of revenue from the US.
19GF Score
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