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Pattern GroupPTRN -3.28%19 Debt-to-Equity is 0.08 as of Jun. 2026, which is 33% above its 10-year median of 0.06. GuruFocus rates PTRN with a GF Score™ of 19/100. The stock has 3 warning signs investors should review. Among 2,247 Software companies, Pattern Group ranks better than 69.56% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Pattern Group's Debt-to-Equity or its related term are showing as below:
PTRN'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.05 Med: 0.06 Max: 0.08
Current: 0.08
During the past 4 years, the highest Debt-to-Equity Ratio of Pattern Group was 0.08. The lowest was 0.05. And the median was 0.06.
PTRN's Debt-to-Equity is ranked better than 69.56% of 2247
companies
in the Software industry
Industry Median: 0.19
vs PTRN: 0.08
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Pattern Group Debt-to-Equity Related Terms
Pattern Group Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Pattern Group's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Pattern Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pattern Group Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Pattern Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Pattern Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pattern Group (PTRN) has a Debt-to-Equity of 0.08 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Pattern Group and its competitors. This is 33% above median its historical median of 0.06. Over the past decade, Pattern Group's Debt-to-Equity has ranged from 0.05 to 0.08. According to the industry distribution chart, Pattern Group ranks #684 out of 2247 companies in the Software industry, placing it in the top 30.4%.
Is Pattern Group's Debt-to-Equity too high?
Pattern Group's current Debt-to-Equity of 0.08 is 33% above median its 10-year median of 0.06. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.08. The Software industry median Debt-to-Equity is 0.19. Pattern Group's value of 0.08 is 57.9% below this industry median. Based on the distribution chart, Pattern Group ranks #684 out of 2247 companies in the Software industry, which is above the industry midpoint. Overall, Pattern Group has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Pattern Group's Debt-to-Equity compare to LIF and BULL?
According to the Software industry distribution chart, Pattern Group ranks #684 out of 2247 companies for Debt-to-Equity. This puts Pattern Group in the upper half of its industry. The industry median Debt-to-Equity is 0.19. Pattern Group's value of 0.08 is 57.9% below this benchmark. Historically, Pattern Group's own Debt-to-Equity has ranged from 0.05 to 0.08 over the past decade. While the company's 10-year median is 0.06 vs. the industry median of 0.19, Pattern Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,247 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pattern Group's current Debt-to-Equity of 0.08 is 57.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Pattern Group and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pattern Group's current Debt-to-Equity is 0.08, which is 33% above median its own 10-year median of 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pattern Group stock overvalued right now?
Pattern Group (PTRN) has a current Debt-to-Equity of 0.08. The current Debt-to-Equity is 0.08, which is 33% above median its 10-year median of 0.06 and 57.9% below the Software industry median of 0.19. Pattern Group's overall GF Score™ is 19/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Pattern Group (PTRN), the current Debt-to-Equity is 0.08 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Pattern Group Inc is an e-commerce accelerator that uses its technology platform, data science, and a team of experts to drive growth for brands. The Company acquires inventory from brand partners to sell to consumers, enabling full control over content, pricing, logistics, and customer service. Brand partners that contract with the Company operate in various industries, including health and wellness, beauty and personal care, home and lifestyle, pet, sports and outdoors, and consumer electronics. The Company mainly derives its revenue in the United States by selling products to customers via online marketplaces. The company genrates majority of revenue from the US.
19GF Score
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