Vereinigte Filzfabriken AG (STU:VFF) Debt-to-EBITDA : 2.08 (As of Dec. 2025) — 17% Above Median

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STU:VFF Vereinigte Filzfabriken AG STU:VFF
24 GF Score
Price €530.00
GF Value €658.93
! 1 Warning Sign
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What is Vereinigte Filzfabriken AG Debt-to-EBITDA?

Vereinigte Filzfabriken AG STU:VFF 24 Debt-to-EBITDA is 2.08 as of Dec. 2025, which is 17% above its 10-year median of 1.78. GuruFocus rates STU:VFF with a GF Score™ of 24/100 and a GF Value™ of €658.93. The stock has 1 warning sign investors should review.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Vereinigte Filzfabriken AG's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €2.25 Mil. Vereinigte Filzfabriken AG's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €0.00 Mil. Vereinigte Filzfabriken AG's annualized EBITDA for the quarter that ended in Dec. 2025 was €1.08 Mil. Vereinigte Filzfabriken AG's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 2.08.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Vereinigte Filzfabriken AG's Debt-to-EBITDA or its related term are showing as below:

STU:VFF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.25   Med: 1.78   Max: 5.34
Current: 1.25

During the past 8 years, the highest Debt-to-EBITDA Ratio of Vereinigte Filzfabriken AG was 5.34. The lowest was 1.25. And the median was 1.78.

STU:VFF's Debt-to-EBITDA is not ranked
in the Manufacturing - Apparel & Accessories industry.
Industry Median: 2.72 vs STU:VFF: 1.25

Vereinigte Filzfabriken AG  (STU:VFF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Vereinigte Filzfabriken AG Debt-to-EBITDA Related Terms


Vereinigte Filzfabriken AG Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Vereinigte Filzfabriken AG's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vereinigte Filzfabriken AG Debt-to-EBITDA Chart

Vereinigte Filzfabriken AG Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial 5.34 2.46 1.55 1.76 1.25

Vereinigte Filzfabriken AG Semi-Annual Data
Dec18 Dec19 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.26 0.00 5.12 0.00 2.08

STU:VFF vs AIN: Debt-to-EBITDA Comparison

For the Textile Manufacturing subindustry, Vereinigte Filzfabriken AG's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vereinigte Filzfabriken AG Debt-to-EBITDA vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Vereinigte Filzfabriken AG's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Vereinigte Filzfabriken AG's Debt-to-EBITDA falls into.


STU:VFF
24GF Score
Vereinigte Filzfabriken AG STU:VFF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vereinigte Filzfabriken AG Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Vereinigte Filzfabriken AG's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2.25 + 0) / 1.795
=1.25

Vereinigte Filzfabriken AG's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2.25 + 0) / 1.082
=2.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.08 mean?
Vereinigte Filzfabriken AG (STU:VFF) has a Debt-to-EBITDA of 2.08 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Vereinigte Filzfabriken AG. This is 17% above median its historical median of 1.78. Over the past decade, Vereinigte Filzfabriken AG's Debt-to-EBITDA has ranged from 1.25 to 5.34.
Is Vereinigte Filzfabriken AG's Debt-to-EBITDA too high?
Vereinigte Filzfabriken AG's current Debt-to-EBITDA of 2.08 is 17% above median its 10-year median of 1.78. Over the past 10 years, this metric has ranged from a low of 1.25 to a high of 5.34. The Manufacturing - Apparel & Accessories industry median Debt-to-EBITDA is 2.72. Vereinigte Filzfabriken AG's value of 2.08 is 23.5% below this industry median. Overall, Vereinigte Filzfabriken AG has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Vereinigte Filzfabriken AG's Debt-to-EBITDA compare to AIN?
Vereinigte Filzfabriken AG's Debt-to-EBITDA of 2.08 can be compared against companies in the Manufacturing - Apparel & Accessories industry. The industry median Debt-to-EBITDA is 2.72. Vereinigte Filzfabriken AG's value of 2.08 is 23.5% below this benchmark. Historically, Vereinigte Filzfabriken AG's own Debt-to-EBITDA has ranged from 1.25 to 5.34 over the past decade. While the company's 10-year median is 1.78 vs. the industry median of 2.72, Vereinigte Filzfabriken AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Manufacturing - Apparel & Accessories company?
The median Debt-to-EBITDA among Manufacturing - Apparel & Accessories companies is 2.72, based on 813 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vereinigte Filzfabriken AG's current Debt-to-EBITDA of 2.08 is 23.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Vereinigte Filzfabriken AG. For the Manufacturing - Apparel & Accessories industry, the median Debt-to-EBITDA is 2.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vereinigte Filzfabriken AG's current Debt-to-EBITDA is 2.08, which is 17% above median its own 10-year median of 1.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vereinigte Filzfabriken AG stock overvalued right now?
Vereinigte Filzfabriken AG (STU:VFF) has a current Debt-to-EBITDA of 2.08. The stock's GF Value™ is €658.93, compared to a current price of €530.00 — trading 19.6% below its estimated fair value. The current Debt-to-EBITDA is 2.08, which is 17% above median its 10-year median of 1.78 and 23.5% below the Manufacturing - Apparel & Accessories industry median of 2.72. Vereinigte Filzfabriken AG's overall GF Score™ is 24/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Vereinigte Filzfabriken AG (STU:VFF), the current Debt-to-EBITDA is 2.08 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vereinigte Filzfabriken AG (STU:VFF) Overvalued in 2026?

Based on GuruFocus' analysis, Vereinigte Filzfabriken AG stock appears to be undervalued. The current stock price of €530.00 is trading 19.6% below its estimated GF Value™ of €658.93.

Key valuation signals for STU:VFF:

  • Debt-to-EBITDA: 2.08 (17% above median its 10-year median of 1.78)
  • GF Value™: €658.93 vs. price of €530.00 (19.6% below fair value)
  • GF Score™: 24/100 with 1 warning sign
  • Industry Position: 23.5% below the Manufacturing - Apparel & Accessories median

No single metric tells the full story. See the STU:VFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vereinigte Filzfabriken AG Business Description

Address Giengener Weg 66, Hermaringen, Giengen An Der Brenz, Giengen, BW, DEU, 89568
Vereinigte Filzfabriken AG is engaged in the manufacture and sale of felts and felt products. It offers wool felts for technical applications; technical needle felts for filtration or surface finishing applications.
24GF Score

Get the complete analysis for STU:VFF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€530.00
Price
€658.93
GF Value