Vereinigte Filzfabriken AG (STU:VFF) Effective Interest Rate on Debt %: 5.96% (As of Dec. 2025)

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STU:VFF Vereinigte Filzfabriken AG STU:VFF
24 GF Score
Price €500.00
GF Value €658.93
! 1 Warning Sign
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What is Vereinigte Filzfabriken AG Effective Interest Rate on Debt %?

Vereinigte Filzfabriken AG STU:VFF 24 Effective Interest Rate on Debt % is 5.96% as of Dec. 2025. GuruFocus rates STU:VFF with a GF Score™ of 24/100 and a GF Value™ of €658.93. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Vereinigte Filzfabriken AG's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.13 Mil. Vereinigte Filzfabriken AG's average total debt for the quarter that ended in Dec. 2025 was €2.25 Mil. Therefore, Vereinigte Filzfabriken AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.96%.


Vereinigte Filzfabriken AG  (STU:VFF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Vereinigte Filzfabriken AG Effective Interest Rate on Debt % Related Terms


Vereinigte Filzfabriken AG Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Vereinigte Filzfabriken AG's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vereinigte Filzfabriken AG Effective Interest Rate on Debt % Chart

Vereinigte Filzfabriken AG Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 6.10 6.09 8.59 9.99 6.27

Vereinigte Filzfabriken AG Semi-Annual Data
Dec18 Dec19 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.29 9.77 10.21 6.56 5.96

STU:VFF vs AIN: Effective Interest Rate on Debt % Comparison

For the Textile Manufacturing subindustry, Vereinigte Filzfabriken AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vereinigte Filzfabriken AG Effective Interest Rate on Debt % vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Vereinigte Filzfabriken AG's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Vereinigte Filzfabriken AG's Effective Interest Rate on Debt % falls into.


STU:VFF
24GF Score
Vereinigte Filzfabriken AG STU:VFF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Vereinigte Filzfabriken AG Effective Interest Rate on Debt % Calculation

Vereinigte Filzfabriken AG's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.148/( (2.468+2.25)/ 2 )
=-1  *  -0.148/2.359
=6.27 %

where

Vereinigte Filzfabriken AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.134/( (0+2.25)/ 1 )
=-1  *  -0.134/2.25
=5.96 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.96% mean?
Vereinigte Filzfabriken AG (STU:VFF) has a Effective Interest Rate on Debt % of 5.96% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Vereinigte Filzfabriken AG and its competitors.
Is Vereinigte Filzfabriken AG's Effective Interest Rate on Debt % too high?
Vereinigte Filzfabriken AG's current Effective Interest Rate on Debt % is 5.96%. Overall, Vereinigte Filzfabriken AG has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Vereinigte Filzfabriken AG's Effective Interest Rate on Debt % compare to AIN?
Vereinigte Filzfabriken AG's Effective Interest Rate on Debt % of 5.96% can be compared against companies in the Manufacturing - Apparel & Accessories industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Manufacturing - Apparel & Accessories company?
A good Effective Interest Rate on Debt % depends on the Manufacturing - Apparel & Accessories industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Vereinigte Filzfabriken AG and its competitors. Vereinigte Filzfabriken AG's current Effective Interest Rate on Debt % is 5.96%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vereinigte Filzfabriken AG stock overvalued right now?
Vereinigte Filzfabriken AG (STU:VFF) has a current Effective Interest Rate on Debt % of 5.96%. The stock's GF Value™ is €658.93, compared to a current price of €500.00 — trading 24.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.96%. Vereinigte Filzfabriken AG's overall GF Score™ is 24/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Vereinigte Filzfabriken AG (STU:VFF), the current Effective Interest Rate on Debt % is 5.96% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vereinigte Filzfabriken AG (STU:VFF) Overvalued in 2026?

Based on GuruFocus' analysis, Vereinigte Filzfabriken AG stock appears to be undervalued. The current stock price of €500.00 is trading 24.1% below its estimated GF Value™ of €658.93.

Key valuation signals for STU:VFF:

  • Effective Interest Rate on Debt %: 5.96%
  • GF Value™: €658.93 vs. price of €500.00 (24.1% below fair value)
  • GF Score™: 24/100 with 1 warning sign

No single metric tells the full story. See the STU:VFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vereinigte Filzfabriken AG Business Description

Address Giengener Weg 66, Hermaringen, Giengen An Der Brenz, Giengen, BW, DEU, 89568
Vereinigte Filzfabriken AG is engaged in the manufacture and sale of felts and felt products. It offers wool felts for technical applications; technical needle felts for filtration or surface finishing applications.
24GF Score

Get the complete analysis for STU:VFF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€500.00
Price
€658.93
GF Value