Vereinigte Filzfabriken AG (STU:VFF) Interest Coverage: 4.72 (As of Dec. 2025) — Near Median


STU:VFF Vereinigte Filzfabriken AG STU:VFF
24 GF Score
Price €600.00
GF Value €658.93
! 1 Warning Sign
View Full Analysis

What is Vereinigte Filzfabriken AG Interest Coverage?

Vereinigte Filzfabriken AG STU:VFF -4.76% 24 Interest Coverage is 4.72 as of Dec. 2025, which is 7% above its 10-year median of 4.40. GuruFocus rates STU:VFF with a GF Score™ of 24/100 and a GF Value™ of €658.93. The stock has 1 warning sign investors should review.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Vereinigte Filzfabriken AG's Operating Income for the six months ended in Dec. 2025 was €0.32 Mil. Vereinigte Filzfabriken AG's Interest Expense for the six months ended in Dec. 2025 was €-0.07 Mil. Vereinigte Filzfabriken AG's interest coverage for the quarter that ended in Dec. 2025 was 4.72. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Vereinigte Filzfabriken AG's Interest Coverage or its related term are showing as below:

STU:VFF' s Interest Coverage Range Over the Past 10 Years
Min: 3.49   Med: 4.4   Max: 9.12
Current: 9.12


STU:VFF's Interest Coverage is not ranked
in the Manufacturing - Apparel & Accessories industry.
Industry Median: 5.43 vs STU:VFF: 9.12

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Vereinigte Filzfabriken AG  (STU:VFF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Vereinigte Filzfabriken AG Interest Coverage Related Terms


Vereinigte Filzfabriken AG Interest Coverage Historical Data

* Premium members only.

The historical data trend for Vereinigte Filzfabriken AG's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Vereinigte Filzfabriken AG Interest Coverage Chart

Vereinigte Filzfabriken AG Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 0.00 4.40 5.33 3.65 9.12

Vereinigte Filzfabriken AG Semi-Annual Data
Dec18 Dec19 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.88 7.45 0.00 12.77 4.72

STU:VFF vs AIN: Interest Coverage Comparison

For the Textile Manufacturing subindustry, Vereinigte Filzfabriken AG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vereinigte Filzfabriken AG Interest Coverage vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Vereinigte Filzfabriken AG's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Vereinigte Filzfabriken AG's Interest Coverage falls into.


STU:VFF
24GF Score
Vereinigte Filzfabriken AG STU:VFF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vereinigte Filzfabriken AG Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Vereinigte Filzfabriken AG's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Vereinigte Filzfabriken AG's Interest Expense was €-0.15 Mil. Its Operating Income was €1.35 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.00 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*1.35/-0.148
=9.12

Vereinigte Filzfabriken AG's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Vereinigte Filzfabriken AG's Interest Expense was €-0.07 Mil. Its Operating Income was €0.32 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.00 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*0.316/-0.067
=4.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.72 mean?
Vereinigte Filzfabriken AG (STU:VFF) has a Interest Coverage of 4.72 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vereinigte Filzfabriken AG and its competitors. This is near median its historical median of 4.40. Over the past decade, Vereinigte Filzfabriken AG's Interest Coverage has ranged from 3.49 to 9.12.
Is Vereinigte Filzfabriken AG's Interest Coverage too high?
Vereinigte Filzfabriken AG's current Interest Coverage of 4.72 is near median its 10-year median of 4.40. Over the past 10 years, this metric has ranged from a low of 3.49 to a high of 9.12. The Manufacturing - Apparel & Accessories industry median Interest Coverage is 5.43. Vereinigte Filzfabriken AG's value of 4.72 is 13.1% below this industry median. Overall, Vereinigte Filzfabriken AG has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Vereinigte Filzfabriken AG's Interest Coverage compare to AIN?
Vereinigte Filzfabriken AG's Interest Coverage of 4.72 can be compared against companies in the Manufacturing - Apparel & Accessories industry. The industry median Interest Coverage is 5.43. Vereinigte Filzfabriken AG's value of 4.72 is 13.1% below this benchmark. Historically, Vereinigte Filzfabriken AG's own Interest Coverage has ranged from 3.49 to 9.12 over the past decade. While the company's 10-year median is 4.40 vs. the industry median of 5.43, Vereinigte Filzfabriken AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Manufacturing - Apparel & Accessories company?
The median Interest Coverage among Manufacturing - Apparel & Accessories companies is 5.43, based on 739 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vereinigte Filzfabriken AG's current Interest Coverage of 4.72 is 13.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vereinigte Filzfabriken AG and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Interest Coverage is 5.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vereinigte Filzfabriken AG's current Interest Coverage is 4.72, which is near median its own 10-year median of 4.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vereinigte Filzfabriken AG stock overvalued right now?
Vereinigte Filzfabriken AG (STU:VFF) has a current Interest Coverage of 4.72. The stock's GF Value™ is €658.93, compared to a current price of €600.00 — trading 8.9% below its estimated fair value. The current Interest Coverage is 4.72, which is near median its 10-year median of 4.40 and 13.1% below the Manufacturing - Apparel & Accessories industry median of 5.43. Vereinigte Filzfabriken AG's overall GF Score™ is 24/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Vereinigte Filzfabriken AG (STU:VFF), the current Interest Coverage is 4.72 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vereinigte Filzfabriken AG (STU:VFF) Overvalued in 2026?

Based on GuruFocus' analysis, Vereinigte Filzfabriken AG stock appears to be undervalued. The current stock price of €600.00 is trading 8.9% below its estimated GF Value™ of €658.93.

Key valuation signals for STU:VFF:

  • Interest Coverage: 4.72 (near median its 10-year median of 4.40)
  • GF Value™: €658.93 vs. price of €600.00 (8.9% below fair value)
  • GF Score™: 24/100 with 1 warning sign
  • Industry Position: 13.1% below the Manufacturing - Apparel & Accessories median

No single metric tells the full story. See the STU:VFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vereinigte Filzfabriken AG Business Description

Address Giengener Weg 66, Hermaringen, Giengen An Der Brenz, Giengen, BW, DEU, 89568
Vereinigte Filzfabriken AG is engaged in the manufacture and sale of felts and felt products. It offers wool felts for technical applications; technical needle felts for filtration or surface finishing applications.
24GF Score

Get the complete analysis for STU:VFF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€600.00
Price
€658.93
GF Value