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SurgepaysSURG -4.37%31 Debt-to-EBITDA is 1.75 as of Jun. 2026. GuruFocus rates SURG with a GF Score™ of 31/100 and a GF Value™ of $1.27 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 304 Telecommunication Services companies, Surgepays ranks worse than 328947.04% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Surgepays's Debt-to-EBITDA or its related term are showing as below:
SURG'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -1.69 Med: -0.6 Max: 3.39
Current: -0.65
During the past 13 years, the highest Debt-to-EBITDA Ratio of Surgepays was 3.39. The lowest was -1.69. And the median was -0.60.
SURG's Debt-to-EBITDA is ranked worse than 100% of 304
companies
in the Telecommunication Services industry
Industry Median: 1.91
vs SURG: -0.65
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Surgepays Debt-to-EBITDA Related Terms
Surgepays Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Surgepays's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SURG vs IQST, HMMR, KTEL: Debt-to-EBITDA Comparison
For the Telecom Services subindustry, Surgepays's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Surgepays Debt-to-EBITDA vs Telecommunication Services Industry
For the Telecommunication Services industry and Communication Services sector, Surgepays's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Surgepays's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Surgepays (SURG) has a Debt-to-EBITDA of 1.75 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Surgepays. According to the industry distribution chart, Surgepays ranks #999999 out of 304 companies in the Telecommunication Services industry.
Is Surgepays' Debt-to-EBITDA too high?
Surgepays' current Debt-to-EBITDA is 1.75. The Telecommunication Services industry median Debt-to-EBITDA is 1.91. Surgepays' value of 1.75 is 8.4% below this industry median. Based on the distribution chart, Surgepays ranks #999999 out of 304 companies in the Telecommunication Services industry, which is in the bottom quartile relative to peers. Overall, Surgepays has a GF Score™ of 31/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Surgepays' Debt-to-EBITDA compare to IQST and HMMR?
According to the Telecommunication Services industry distribution chart, Surgepays ranks #999999 out of 304 companies for Debt-to-EBITDA. This places Surgepays in the lower half of its industry. The industry median Debt-to-EBITDA is 1.91. Surgepays' value of 1.75 is 8.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Telecommunication Services company?
The median Debt-to-EBITDA among Telecommunication Services companies is 1.91, based on 304 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Surgepays's current Debt-to-EBITDA of 1.75 is 8.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Surgepays. For the Telecommunication Services industry, the median Debt-to-EBITDA is 1.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Surgepays's current Debt-to-EBITDA is 1.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Surgepays stock overvalued right now?
Based on GuruFocus' analysis, Surgepays (SURG) is currently considered Possible Value Trap. The stock's GF Value™ is $1.27, compared to a current price of $0.17 — trading 86.6% below its estimated fair value. The current Debt-to-EBITDA is 1.75 and 8.4% below the Telecommunication Services industry median of 1.91. Surgepays' overall GF Score™ is 31/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Surgepays (SURG), the current Debt-to-EBITDA is 1.75 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Surgepays (SURG) Overvalued in 2026?
Based on GuruFocus' analysis, Surgepays stock appears to be undervalued.
The current stock price of $0.17 is trading 86.6% below its estimated GF Value™ of $1.27.
GuruFocus considers Surgepays to be Possible Value Trap.
Key valuation signals for SURG:
Debt-to-EBITDA: 1.75
GF Value™: $1.27 vs. price of $0.17 (86.6% below fair value)
Industry Position: 8.4% below the Telecommunication Services median (#999999 of 304)
No single metric tells the full story. See the SURG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Surgepays Inc is a wireless and point of sale technology company focused on serving underserved and value-conscious consumers through a combination of retail distribution and digital acquisition channels. It provides mobile connectivity, financial technology services, and transaction processing solutions through an integrated platform that combines wireless services with point of sale software and retail distribution. It enables in-store and online activation of wireless services, prepaid top-ups, and financial transactions, allowing consumers to access essential services in both local and digital environments. Its segments are wireless services or MVNO Telecommunications, platform services or MVNE Enablement Platform (HERO), and wholesale enablement or Comprehensive Platform Services.
31GF Score
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