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Savers Value VillageSVV +0.28%83 Debt-to-EBITDA is 12.17 as of Mar. 2026, which is 80% above its 10-year median of 6.76. GuruFocus rates SVV with a GF Score™ of 83/100 and a GF Value™ of $12.92 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 903 Retail - Cyclical companies, Savers Value Village ranks worse than 87.71% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Savers Value Village's Debt-to-EBITDA or its related term are showing as below:
SVV'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 4.62 Med: 6.76 Max: 10.05
Current: 7.84
During the past 7 years, the highest Debt-to-EBITDA Ratio of Savers Value Village was 10.05. The lowest was 4.62. And the median was 6.76.
SVV's Debt-to-EBITDA is ranked worse than 87.71% of 903
companies
in the Retail - Cyclical industry
Industry Median: 2.37
vs SVV: 7.84
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Savers Value Village Debt-to-EBITDA Related Terms
Savers Value Village Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Savers Value Village's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Specialty Retail subindustry, Savers Value Village's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Savers Value Village Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Savers Value Village's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Savers Value Village's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Savers Value Village (SVV) has a Debt-to-EBITDA of 12.17 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Savers Value Village. This is 80% above median its historical median of 6.76. Over the past decade, Savers Value Village's Debt-to-EBITDA has ranged from 4.62 to 10.05. According to the industry distribution chart, Savers Value Village ranks #792 out of 903 companies in the Retail - Cyclical industry, placing it in the top 87.7%.
Is Savers Value Village's Debt-to-EBITDA too high?
Savers Value Village's current Debt-to-EBITDA of 12.17 is 80% above median its 10-year median of 6.76. Over the past 10 years, this metric has ranged from a low of 4.62 to a high of 10.05. The Retail - Cyclical industry median Debt-to-EBITDA is 2.37. Savers Value Village's value of 12.17 is 413.5% above this industry median. Based on the distribution chart, Savers Value Village ranks #792 out of 903 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Savers Value Village has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Savers Value Village's Debt-to-EBITDA compare to SBH and OLPX?
According to the Retail - Cyclical industry distribution chart, Savers Value Village ranks #792 out of 903 companies for Debt-to-EBITDA. This places Savers Value Village in the lower half of its industry. The industry median Debt-to-EBITDA is 2.37. Savers Value Village's value of 12.17 is 413.5% above this benchmark. Historically, Savers Value Village's own Debt-to-EBITDA has ranged from 4.62 to 10.05 over the past decade. While the company's 10-year median is 6.76 vs. the industry median of 2.37, Savers Value Village has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.37, based on 903 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Savers Value Village's current Debt-to-EBITDA of 12.17 is 413.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Savers Value Village. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Savers Value Village's current Debt-to-EBITDA is 12.17, which is 80% above median its own 10-year median of 6.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Savers Value Village stock overvalued right now?
Based on GuruFocus' analysis, Savers Value Village (SVV) is currently considered Modestly Undervalued. The stock's GF Value™ is $12.92, compared to a current price of $10.66 — trading 17.5% below its estimated fair value. The current Debt-to-EBITDA is 12.17, which is 80% above median its 10-year median of 6.76 and 413.5% above the Retail - Cyclical industry median of 2.37. Savers Value Village's overall GF Score™ is 83/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Savers Value Village (SVV), the current Debt-to-EBITDA is 12.17 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Savers Value Village (SVV) Overvalued in 2026?
Based on GuruFocus' analysis, Savers Value Village stock appears to be undervalued.
The current stock price of $10.66 is trading 17.5% below its estimated GF Value™ of $12.92.
GuruFocus considers Savers Value Village to be Modestly Undervalued.
Key valuation signals for SVV:
Debt-to-EBITDA: 12.17 (80% above median its 10-year median of 6.76)
GF Value™: $12.92 vs. price of $10.66 (17.5% below fair value)
Industry Position: 413.5% above the Retail - Cyclical median (#792 of 903)
No single metric tells the full story. See the SVV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Savers Value Village Inc is a for-profit thrift operator in the United States and Canada. It purchases second-hand textiles (i.e., clothing, bedding, and bath items), shoes, accessories, housewares, books, and other goods from its non-profit partners (NPPs), either directly from them or via on-site donations (OSDs) at Community Donation Centers at its stores. The company then processes, selects, prices, and sells these items in its stores.
83GF Score
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