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Savers Value VillageSVV -1.57%81 Debt-to-Equity is 3.24 as of Jun. 2026, which is 1% above its 10-year median of 3.21. GuruFocus rates SVV with a GF Score™ of 81/100 and a GF Value™ of $12.41 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,021 Retail - Cyclical companies, Savers Value Village ranks worse than 92.65% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Savers Value Village's Debt-to-Equity or its related term are showing as below:
SVV'
s Debt-to-Equity Range Over the Past 10 Years
Min: -123.62 Med: 3.21 Max: 6.12
Current: 3.24
During the past 7 years, the highest Debt-to-Equity Ratio of Savers Value Village was 6.12. The lowest was -123.62. And the median was 3.21.
SVV's Debt-to-Equity is ranked worse than 92.65% of 1021
companies
in the Retail - Cyclical industry
Industry Median: 0.56
vs SVV: 3.24
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Savers Value Village Debt-to-Equity Related Terms
Savers Value Village Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Savers Value Village's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Specialty Retail subindustry, Savers Value Village's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Savers Value Village Debt-to-Equity vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Savers Value Village's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Savers Value Village's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Savers Value Village (SVV) has a Debt-to-Equity of 3.24 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Savers Value Village and its competitors. This is near median its historical median of 3.21. According to the industry distribution chart, Savers Value Village ranks #946 out of 1021 companies in the Retail - Cyclical industry, placing it in the top 92.7%.
Is Savers Value Village's Debt-to-Equity too high?
Savers Value Village's current Debt-to-Equity of 3.24 is near median its 10-year median of 3.21. The Retail - Cyclical industry median Debt-to-Equity is 0.56. Savers Value Village's value of 3.24 is 478.6% above this industry median. Based on the distribution chart, Savers Value Village ranks #946 out of 1021 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Savers Value Village has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Savers Value Village's Debt-to-Equity compare to SBH and OLPX?
According to the Retail - Cyclical industry distribution chart, Savers Value Village ranks #946 out of 1021 companies for Debt-to-Equity. This places Savers Value Village in the lower half of its industry. The industry median Debt-to-Equity is 0.56. Savers Value Village's value of 3.24 is 478.6% above this benchmark. While the company's 10-year median is 3.21 vs. the industry median of 0.56, Savers Value Village has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Retail - Cyclical company?
The median Debt-to-Equity among Retail - Cyclical companies is 0.56, based on 1,021 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Savers Value Village's current Debt-to-Equity of 3.24 is 478.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Savers Value Village and its competitors. For the Retail - Cyclical industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Savers Value Village's current Debt-to-Equity is 3.24, which is near median its own 10-year median of 3.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Savers Value Village stock overvalued right now?
Based on GuruFocus' analysis, Savers Value Village (SVV) is currently considered Modestly Undervalued. The stock's GF Value™ is $12.41, compared to a current price of $10.66 — trading 14.1% below its estimated fair value. The current Debt-to-Equity is 3.24, which is near median its 10-year median of 3.21 and 478.6% above the Retail - Cyclical industry median of 0.56. Savers Value Village's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Savers Value Village (SVV), the current Debt-to-Equity is 3.24 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Savers Value Village (SVV) Overvalued in 2026?
Based on GuruFocus' analysis, Savers Value Village stock appears to be undervalued.
The current stock price of $10.66 is trading 14.1% below its estimated GF Value™ of $12.41.
GuruFocus considers Savers Value Village to be Modestly Undervalued.
Key valuation signals for SVV:
Debt-to-Equity: 3.24 (near median its 10-year median of 3.21)
GF Value™: $12.41 vs. price of $10.66 (14.1% below fair value)
Industry Position: 478.6% above the Retail - Cyclical median (#946 of 1021)
No single metric tells the full story. See the SVV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Savers Value Village Inc is a for-profit thrift operator in the United States and Canada. It purchases second-hand textiles (i.e., clothing, bedding, and bath items), shoes, accessories, housewares, books, and other goods from its non-profit partners (NPPs), either directly from them or via on-site donations (OSDs) at Community Donation Centers at its stores. The company then processes, selects, prices, and sells these items in its stores.
81GF Score
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