TMOAF (TomTom NV) Debt-to-EBITDA : 0.84 (As of Jun. 2026) — 79% Above Median

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Director of Data and Quant Analytics at GuruFocus
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TMOAF TomTom NV TMOAF
61 GF Score
Price $4.61
GF Value $7.64
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is TomTom NV Debt-to-EBITDA?

TomTom NV TMOAF 61 Debt-to-EBITDA is 0.84 as of Jun. 2026, which is 79% above its 10-year median of 0.47. GuruFocus rates TMOAF with a GF Score™ of 61/100 and a GF Value™ of $7.64 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,725 Software companies, TomTom NV ranks better than 57.57% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

TomTom NV's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $14.4 Mil. TomTom NV's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $34.3 Mil. TomTom NV's annualized EBITDA for the quarter that ended in Jun. 2026 was $57.9 Mil. TomTom NV's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 0.84.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for TomTom NV's Debt-to-EBITDA or its related term are showing as below:

TMOAF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -5.86   Med: 0.47   Max: 1.79
Current: 0.76

During the past 13 years, the highest Debt-to-EBITDA Ratio of TomTom NV was 1.79. The lowest was -5.86. And the median was 0.47.

TMOAF's Debt-to-EBITDA is ranked better than
57.57% of 1725 companies
in the Software industry
Industry Median: 1.1 vs TMOAF: 0.76

TomTom NV  (OTCPK:TMOAF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


TomTom NV Debt-to-EBITDA Related Terms


TomTom NV Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for TomTom NV's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TomTom NV Debt-to-EBITDA Chart

TomTom NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.91 -1.02 1.48 1.68 1.79

TomTom NV Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.67 0.76 0.85 0.58 0.84

TMOAF vs QH, SHOP, UBER: Debt-to-EBITDA Comparison

For the Software - Application subindustry, TomTom NV's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TomTom NV Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, TomTom NV's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where TomTom NV's Debt-to-EBITDA falls into.


TMOAF
61GF Score
TomTom NV TMOAF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TomTom NV Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

TomTom NV's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(10.011 + 37.234) / 26.382
=1.79

TomTom NV's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(14.372 + 34.266) / 57.916
=0.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.84 mean?
TomTom NV (TMOAF) has a Debt-to-EBITDA of 0.84 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on TomTom NV. This is 79% above median its historical median of 0.47. According to the industry distribution chart, TomTom NV ranks #732 out of 1725 companies in the Software industry, placing it in the top 42.4%.
Is TomTom NV's Debt-to-EBITDA too high?
TomTom NV's current Debt-to-EBITDA of 0.84 is 79% above median its 10-year median of 0.47. The Software industry median Debt-to-EBITDA is 1.10. TomTom NV's value of 0.84 is 23.6% below this industry median. Based on the distribution chart, TomTom NV ranks #732 out of 1725 companies in the Software industry, which is above the industry midpoint. Overall, TomTom NV has a GF Score™ of 61/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does TomTom NV's Debt-to-EBITDA compare to QH and SHOP?
According to the Software industry distribution chart, TomTom NV ranks #732 out of 1725 companies for Debt-to-EBITDA. This puts TomTom NV in the upper half of its industry. The industry median Debt-to-EBITDA is 1.10. TomTom NV's value of 0.84 is 23.6% below this benchmark. While the company's 10-year median is 0.47 vs. the industry median of 1.10, TomTom NV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.10, based on 1,725 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TomTom NV's current Debt-to-EBITDA of 0.84 is 23.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on TomTom NV. For the Software industry, the median Debt-to-EBITDA is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TomTom NV's current Debt-to-EBITDA is 0.84, which is 79% above median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TomTom NV stock overvalued right now?
Based on GuruFocus' analysis, TomTom NV (TMOAF) is currently considered Possible Value Trap. The stock's GF Value™ is $7.64, compared to a current price of $4.61 — trading 39.7% below its estimated fair value. The current Debt-to-EBITDA is 0.84, which is 79% above median its 10-year median of 0.47 and 23.6% below the Software industry median of 1.10. TomTom NV's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For TomTom NV (TMOAF), the current Debt-to-EBITDA is 0.84 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TomTom NV (TMOAF) Overvalued in 2026?

Based on GuruFocus' analysis, TomTom NV stock appears to be undervalued. The current stock price of $4.61 is trading 39.7% below its estimated GF Value™ of $7.64. GuruFocus considers TomTom NV to be Possible Value Trap.

Key valuation signals for TMOAF:

  • Debt-to-EBITDA: 0.84 (79% above median its 10-year median of 0.47)
  • GF Value™: $7.64 vs. price of $4.61 (39.7% below fair value)
  • GF Score™: 61/100 with 3 warning signs
  • Industry Position: 23.6% below the Software median (#732 of 1725)

No single metric tells the full story. See the TMOAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TomTom NV Business Description

Address De Ruijterkade 154, Amsterdam, NLD, 1011 AC
TomTom NV is a software company specializing in developing and selling navigation and location-based products and services, including maps, traffic, navigation software, and portable navigation devices. The company operates in two reporting segments: Location Technology and Consumer. The Location Technology Segment is engaged in developing and selling location-based application components such as maps, services, and navigation software to customers in different market segments. The Consumer segment generates revenue mainly from the sale of portable navigation devices and mobile applications. The majority of revenue is derived from the Location Technology Segment.
61GF Score

Get the complete analysis for TMOAF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.61
Price
$7.64
GF Value