TMOAF (TomTom NV) Effective Interest Rate on Debt %: 0.00% (As of Jun. 2026)

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TMOAF TomTom NV TMOAF
46 GF Score
Price $4.61
GF Value $7.69
Valuation Possible Value Trap
! 4 Warning Signs
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What is TomTom NV Effective Interest Rate on Debt %?

TomTom NV TMOAF 46 Effective Interest Rate on Debt % is 0.00% as of Jun. 2026. GuruFocus rates TMOAF with a GF Score™ of 46/100 and a GF Value™ of $7.69 (Possible Value Trap). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. TomTom NV's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was $0.0 Mil. TomTom NV's average total debt for the quarter that ended in Jun. 2026 was $48.8 Mil. Therefore, TomTom NV's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 0.00%.


TomTom NV  (OTCPK:TMOAF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


TomTom NV Effective Interest Rate on Debt % Related Terms


TomTom NV Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for TomTom NV's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TomTom NV Effective Interest Rate on Debt % Chart

TomTom NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.27 3.23 4.68 4.02 4.16

TomTom NV Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.53 0.00 0.00 0.00 0.00

TMOAF vs UBER, SHOP, CRM: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, TomTom NV's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TomTom NV Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, TomTom NV's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where TomTom NV's Effective Interest Rate on Debt % falls into.


TMOAF
46GF Score
TomTom NV TMOAF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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TomTom NV Effective Interest Rate on Debt % Calculation

TomTom NV's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1.931/( (45.566+47.245)/ 2 )
=-1  *  -1.931/46.4055
=4.16 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=36.18 + 9.386
=45.566

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=37.234 + 10.011
=47.245

TomTom NV's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  0/( (48.933+48.638)/ 2 )
=-1  *  0/48.7855
=0.00 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=35.071 + 13.862
=48.933

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=34.266 + 14.372
=48.638

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
TomTom NV (TMOAF) has a Effective Interest Rate on Debt % of 0.00% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on TomTom NV and its competitors.
Is TomTom NV's Effective Interest Rate on Debt % too high?
TomTom NV's current Effective Interest Rate on Debt % is 0.00%. Overall, TomTom NV has a GF Score™ of 46/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does TomTom NV's Effective Interest Rate on Debt % compare to UBER and SHOP?
TomTom NV's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on TomTom NV and its competitors. TomTom NV's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TomTom NV stock overvalued right now?
Based on GuruFocus' analysis, TomTom NV (TMOAF) is currently considered Possible Value Trap. The stock's GF Value™ is $7.69, compared to a current price of $4.61 — trading 40.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. TomTom NV's overall GF Score™ is 46/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For TomTom NV (TMOAF), the current Effective Interest Rate on Debt % is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TomTom NV (TMOAF) Overvalued in 2026?

Based on GuruFocus' analysis, TomTom NV stock appears to be undervalued. The current stock price of $4.61 is trading 40.1% below its estimated GF Value™ of $7.69. GuruFocus considers TomTom NV to be Possible Value Trap.

Key valuation signals for TMOAF:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: $7.69 vs. price of $4.61 (40.1% below fair value)
  • GF Score™: 46/100 with 4 warning signs

No single metric tells the full story. See the TMOAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TomTom NV Business Description

Address De Ruijterkade 154, Amsterdam, NLD, 1011 AC
TomTom NV is a software company specializing in developing and selling navigation and location-based products and services, including maps, traffic, navigation software, and portable navigation devices. The company operates in two reporting segments: Location Technology and Consumer. The Location Technology Segment is engaged in developing and selling location-based application components such as maps, services, and navigation software to customers in different market segments. The Consumer segment generates revenue mainly from the sale of portable navigation devices and mobile applications. The majority of revenue is derived from the Location Technology Segment.
46GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.61
Price
$7.69
GF Value