Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Yuanta Financial Holdings CoTPE:2885 +0.74%72 Debt-to-EBITDA is 6.91 as of Dec. 2025, which is 4% above its 10-year median of 6.64. GuruFocus rates TPE:2885 with a GF Score™ of 72/100 and a GF Value™ of NT$39.38 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 114 Diversified Financial Services companies, Yuanta Financial Holdings Co ranks worse than 70.18% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Yuanta Financial Holdings Co's Debt-to-EBITDA or its related term are showing as below:
TPE:2885'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 6.43 Med: 6.64 Max: 7.49
Current: 7.49
During the past 13 years, the highest Debt-to-EBITDA Ratio of Yuanta Financial Holdings Co was 7.49. The lowest was 6.43. And the median was 6.64.
TPE:2885's Debt-to-EBITDA is ranked worse than 70.18% of 114
companies
in the Diversified Financial Services industry
Industry Median: 5.845
vs TPE:2885: 7.49
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Yuanta Financial Holdings Co Debt-to-EBITDA Related Terms
Yuanta Financial Holdings Co Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TPE:2885 vs FRHC, VOYA, HTH: Debt-to-EBITDA Comparison
For the Financial Conglomerates subindustry, Yuanta Financial Holdings Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yuanta Financial Holdings Co Debt-to-EBITDA vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Yuanta Financial Holdings Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Yuanta Financial Holdings Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Dec. 2025) EBITDA data.
Yuanta Financial Holdings Co (TPE:2885) has a Debt-to-EBITDA of 6.91 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Yuanta Financial Holdings Co. This is near median its historical median of 6.64. Over the past decade, Yuanta Financial Holdings Co's Debt-to-EBITDA has ranged from 6.43 to 7.49. According to the industry distribution chart, Yuanta Financial Holdings Co ranks #80 out of 114 companies in the Diversified Financial Services industry, placing it in the top 70.2%.
Is Yuanta Financial Holdings Co's Debt-to-EBITDA too high?
Yuanta Financial Holdings Co's current Debt-to-EBITDA of 6.91 is near median its 10-year median of 6.64. Over the past 10 years, this metric has ranged from a low of 6.43 to a high of 7.49. The Diversified Financial Services industry median Debt-to-EBITDA is 5.85. Yuanta Financial Holdings Co's value of 6.91 is 18.2% above this industry median. Based on the distribution chart, Yuanta Financial Holdings Co ranks #80 out of 114 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, Yuanta Financial Holdings Co has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yuanta Financial Holdings Co's Debt-to-EBITDA compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, Yuanta Financial Holdings Co ranks #80 out of 114 companies for Debt-to-EBITDA. This places Yuanta Financial Holdings Co in the lower half of its industry. The industry median Debt-to-EBITDA is 5.85. Yuanta Financial Holdings Co's value of 6.91 is 18.2% above this benchmark. Historically, Yuanta Financial Holdings Co's own Debt-to-EBITDA has ranged from 6.43 to 7.49 over the past decade. While the company's 10-year median is 6.64 vs. the industry median of 5.85, Yuanta Financial Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Diversified Financial Services company?
The median Debt-to-EBITDA among Diversified Financial Services companies is 5.85, based on 114 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yuanta Financial Holdings Co's current Debt-to-EBITDA of 6.91 is 18.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Yuanta Financial Holdings Co. For the Diversified Financial Services industry, the median Debt-to-EBITDA is 5.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yuanta Financial Holdings Co's current Debt-to-EBITDA is 6.91, which is near median its own 10-year median of 6.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yuanta Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Yuanta Financial Holdings Co (TPE:2885) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$39.38, compared to a current price of NT$68.20 — trading 73.2% above its estimated fair value. The current Debt-to-EBITDA is 6.91, which is near median its 10-year median of 6.64 and 18.2% above the Diversified Financial Services industry median of 5.85. Yuanta Financial Holdings Co's overall GF Score™ is 72/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Yuanta Financial Holdings Co (TPE:2885), the current Debt-to-EBITDA is 6.91 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yuanta Financial Holdings Co (TPE:2885) Overvalued in 2026?
Based on GuruFocus' analysis, Yuanta Financial Holdings Co stock appears to be overvalued.
The current stock price of NT$68.20 is trading 73.2% above its estimated GF Value™ of NT$39.38.
GuruFocus considers Yuanta Financial Holdings Co to be Significantly Overvalued.
Key valuation signals for TPE:2885:
Debt-to-EBITDA: 6.91 (near median its 10-year median of 6.64)
GF Value™: NT$39.38 vs. price of NT$68.20 (73.2% above fair value)
Industry Position: 18.2% above the Diversified Financial Services median (#80 of 114)
No single metric tells the full story. See the TPE:2885 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yuanta Financial Holdings Co Ltd is engaged in the business of a financial holding company and its operations are limited to investing and investment management.
72GF Score
Get the complete analysis for TPE:2885
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TPE:2885 has been successfully added to your 
