Yuanta Financial Holdings CoTPE:2885 -0.60%72 ROA % is 1.01% as of Dec. 2025, which is 13% above its 10-year median of 0.89. GuruFocus rates TPE:2885 with a GF Score™ of 72/100 and a GF Value™ of NT$40.12 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 565 Diversified Financial Services companies, Yuanta Financial Holdings Co ranks better than 50.62% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Yuanta Financial Holdings Co's annualizedNet Income for the quarter that ended in Dec. 2025 was NT$42,529 Mil.
Yuanta Financial Holdings Co's average Total Assets over the quarter that ended in Dec. 2025 was NT$4,192,667 Mil. Therefore, Yuanta Financial Holdings Co's annualized ROA % for the quarter that ended in Dec. 2025 was 1.01%.
The historical rank and industry rank for Yuanta Financial Holdings Co's ROA % or its related term are showing as below:
TPE:2885'
s ROA % Range Over the Past 10 Years
Min: 0.72 Med: 0.89 Max: 1.21
Current: 0.99
During the past 13 years, Yuanta Financial Holdings Co's highest ROA % was 1.21%. The lowest was 0.72%. And the median was 0.89%.
TPE:2885's ROA % is ranked better than 50.62% of 565
companies
in the Diversified Financial Services industry
Industry Median: 0.9
vs TPE:2885: 0.99
Yuanta Financial Holdings Co (TPE:2885) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Yuanta Financial Holdings Co ROA % Related Terms
Yuanta Financial Holdings Co ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, Yuanta Financial Holdings Co's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yuanta Financial Holdings Co ROA % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Yuanta Financial Holdings Co's ROA % distribution charts can be found below:
* The bar in red indicates where Yuanta Financial Holdings Co's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Yuanta Financial Holdings Co (TPE:2885) has a ROA % of 1.01% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Yuanta Financial Holdings Co and its competitors. This is 13% above median its historical median of 0.89. Over the past decade, Yuanta Financial Holdings Co's ROA % has ranged from 0.72 to 1.21. According to the industry distribution chart, Yuanta Financial Holdings Co ranks #279 out of 565 companies in the Diversified Financial Services industry, placing it in the top 49.4%.
Is Yuanta Financial Holdings Co's ROA % too high?
Yuanta Financial Holdings Co's current ROA % of 1.01% is 13% above median its 10-year median of 0.89. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 1.21. The Diversified Financial Services industry median ROA % is 0.90. Yuanta Financial Holdings Co's value of 1.01% is 12.2% above this industry median. Based on the distribution chart, Yuanta Financial Holdings Co ranks #279 out of 565 companies in the Diversified Financial Services industry, which is above the industry midpoint. Overall, Yuanta Financial Holdings Co has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yuanta Financial Holdings Co's ROA % compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, Yuanta Financial Holdings Co ranks #279 out of 565 companies for ROA %. This puts Yuanta Financial Holdings Co in the upper half of its industry. The industry median ROA % is 0.90. Yuanta Financial Holdings Co's value of 1.01% is 12.2% above this benchmark. Historically, Yuanta Financial Holdings Co's own ROA % has ranged from 0.72 to 1.21 over the past decade. While the company's 10-year median is 0.89 vs. the industry median of 0.90, Yuanta Financial Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Diversified Financial Services company?
The median ROA % among Diversified Financial Services companies is 0.90, based on 565 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yuanta Financial Holdings Co's current ROA % of 1.01% is 12.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Yuanta Financial Holdings Co and its competitors. For the Diversified Financial Services industry, the median ROA % is 0.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yuanta Financial Holdings Co's current ROA % is 1.01%, which is 13% above median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yuanta Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Yuanta Financial Holdings Co (TPE:2885) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$40.12, compared to a current price of NT$66.30 — trading 65.3% above its estimated fair value. The current ROA % is 1.01%, which is 13% above median its 10-year median of 0.89 and 12.2% above the Diversified Financial Services industry median of 0.90. Yuanta Financial Holdings Co's overall GF Score™ is 72/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Yuanta Financial Holdings Co (TPE:2885), the current ROA % is 1.01% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yuanta Financial Holdings Co (TPE:2885) Overvalued in 2026?
Based on GuruFocus' analysis, Yuanta Financial Holdings Co stock appears to be overvalued.
The current stock price of NT$66.30 is trading 65.3% above its estimated GF Value™ of NT$40.12.
GuruFocus considers Yuanta Financial Holdings Co to be Significantly Overvalued.
Key valuation signals for TPE:2885:
ROA %: 1.01% (13% above median its 10-year median of 0.89)
GF Value™: NT$40.12 vs. price of NT$66.30 (65.3% above fair value)
Industry Position: 12.2% above the Diversified Financial Services median (#279 of 565)
No single metric tells the full story. See the TPE:2885 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yuanta Financial Holdings Co Ltd is engaged in the business of a financial holding company and its operations are limited to investing and investment management.
72GF Score
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