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Create SD Holdings CoTSE:3148 +0.59%74 Debt-to-EBITDA is 0.05 as of Feb. 2026, which is 400% above its 10-year median of 0.01. GuruFocus rates TSE:3148 with a GF Score™ of 74/100 and a GF Value™ of 円3,657.10 (Fairly Valued). The stock has 4 warning signs investors should review. Among 478 Healthcare Providers & Services companies, Create SD Holdings Co ranks better than 99.79% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Create SD Holdings Co's Debt-to-EBITDA or its related term are showing as below:
TSE:3148'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.01 Med: 0.01 Max: 0.01
Current: 0.01
During the past 13 years, the highest Debt-to-EBITDA Ratio of Create SD Holdings Co was 0.01. The lowest was 0.01. And the median was 0.01.
TSE:3148's Debt-to-EBITDA is ranked better than 99.79% of 478
companies
in the Healthcare Providers & Services industry
Industry Median: 2.195
vs TSE:3148: 0.01
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Create SD Holdings Co Debt-to-EBITDA Related Terms
Create SD Holdings Co Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Create SD Holdings Co's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Create SD Holdings Co Debt-to-EBITDA Competitor Comparison
For the Pharmaceutical Retailers subindustry, Create SD Holdings Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Create SD Holdings Co Debt-to-EBITDA vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Create SD Holdings Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Create SD Holdings Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Feb. 2026) EBITDA data.
Create SD Holdings Co (TSE:3148) has a Debt-to-EBITDA of 0.05 as of Feb. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Create SD Holdings Co. This is 400% above median its historical median of 0.01. Over the past decade, Create SD Holdings Co's Debt-to-EBITDA has ranged from 0.01 to 0.01. According to the industry distribution chart, Create SD Holdings Co ranks #1 out of 478 companies in the Healthcare Providers & Services industry, placing it in the top 0.2%.
Is Create SD Holdings Co's Debt-to-EBITDA too high?
Create SD Holdings Co's current Debt-to-EBITDA of 0.05 is 400% above median its 10-year median of 0.01. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.01. The Healthcare Providers & Services industry median Debt-to-EBITDA is 2.20. Create SD Holdings Co's value of 0.05 is 97.7% below this industry median. Based on the distribution chart, Create SD Holdings Co ranks #1 out of 478 companies in the Healthcare Providers & Services industry, which is in the top quartile — a strong position relative to peers. Overall, Create SD Holdings Co has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Create SD Holdings Co's Debt-to-EBITDA compare to competitors?
According to the Healthcare Providers & Services industry distribution chart, Create SD Holdings Co ranks #1 out of 478 companies for Debt-to-EBITDA. This places Create SD Holdings Co in the top 0% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 2.20. Create SD Holdings Co's value of 0.05 is 97.7% below this benchmark. Historically, Create SD Holdings Co's own Debt-to-EBITDA has ranged from 0.01 to 0.01 over the past decade. While the company's 10-year median is 0.01 vs. the industry median of 2.20, Create SD Holdings Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Healthcare Providers & Services company?
The median Debt-to-EBITDA among Healthcare Providers & Services companies is 2.20, based on 478 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Create SD Holdings Co's current Debt-to-EBITDA of 0.05 is 97.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Create SD Holdings Co. For the Healthcare Providers & Services industry, the median Debt-to-EBITDA is 2.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Create SD Holdings Co's current Debt-to-EBITDA is 0.05, which is 400% above median its own 10-year median of 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Create SD Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Create SD Holdings Co (TSE:3148) is currently considered Fairly Valued. The stock's GF Value™ is 円3,657.10, compared to a current price of 円3,395.00 — trading 7.2% below its estimated fair value. The current Debt-to-EBITDA is 0.05, which is 400% above median its 10-year median of 0.01 and 97.7% below the Healthcare Providers & Services industry median of 2.20. Create SD Holdings Co's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Create SD Holdings Co (TSE:3148), the current Debt-to-EBITDA is 0.05 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Create SD Holdings Co (TSE:3148) Overvalued in 2026?
Based on GuruFocus' analysis, Create SD Holdings Co stock appears to be undervalued.
The current stock price of 円3,395.00 is trading 7.2% below its estimated GF Value™ of 円3,657.10.
GuruFocus considers Create SD Holdings Co to be Fairly Valued.
Key valuation signals for TSE:3148:
Debt-to-EBITDA: 0.05 (400% above median its 10-year median of 0.01)
GF Value™: 円3,657.10 vs. price of 円3,395.00 (7.2% below fair value)
Industry Position: 97.7% below the Healthcare Providers & Services median (#1 of 478)
No single metric tells the full story. See the TSE:3148 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Create SD Holdings Co Ltd operates drugstores, pharmacy dispensing businesses, and nursing care services. The company's drugstores sell pharmaceuticals, cosmetics, and food products, while the dispensing pharmacy business operates regional clinics. Create SD maintains nursing homes that facilitate elderly residents with services regarding health management, diet, and long-term care through preventative training classes.
74GF Score
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