Create SD Holdings Co (TSE:3148) Effective Interest Rate on Debt %: 1.70% (As of Feb. 2026)

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TSE:3148 Create SD Holdings Co Ltd TSE:3148
78 GF Score
Price 円3,260.00
GF Value 円3,644.56
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Create SD Holdings Co Effective Interest Rate on Debt %?

Create SD Holdings Co TSE:3148 -2.10% 78 Effective Interest Rate on Debt % is 1.70% as of Feb. 2026. GuruFocus rates TSE:3148 with a GF Score™ of 78/100 and a GF Value™ of 円3,644.56 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Create SD Holdings Co's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was 円32 Mil. Create SD Holdings Co's average total debt for the quarter that ended in Feb. 2026 was 円1,877 Mil. Therefore, Create SD Holdings Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 1.70%.


Create SD Holdings Co  (TSE:3148) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Create SD Holdings Co Effective Interest Rate on Debt % Related Terms


Create SD Holdings Co Effective Interest Rate on Debt % Historical Data

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The historical data trend for Create SD Holdings Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Create SD Holdings Co Effective Interest Rate on Debt % Chart

Create SD Holdings Co Annual Data
Trend May17 May18 May19 May20 May21 May22 May23 May24 May25 May26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 3.63

Create SD Holdings Co Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.19 1.70 2.31

Create SD Holdings Co Effective Interest Rate on Debt % Competitor Comparison

For the Pharmaceutical Retailers subindustry, Create SD Holdings Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Create SD Holdings Co Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Create SD Holdings Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Create SD Holdings Co's Effective Interest Rate on Debt % falls into.


TSE:3148
78GF Score
Create SD Holdings Co Ltd TSE:3148
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Create SD Holdings Co Effective Interest Rate on Debt % Calculation

Create SD Holdings Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in May. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: May. 2025 )+Total Debt  (A: May. 2026 ))/ count )
=-1  *  -15/( (0+413)/ 1 )
=-1  *  -15/413
=3.63 %

where

Create SD Holdings Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Nov. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -32/( (2088+1666)/ 2 )
=-1  *  -32/1877
=1.70 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.70% mean?
Create SD Holdings Co (TSE:3148) has a Effective Interest Rate on Debt % of 1.70% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Create SD Holdings Co and its competitors.
Is Create SD Holdings Co's Effective Interest Rate on Debt % too high?
Create SD Holdings Co's current Effective Interest Rate on Debt % is 1.70%. Overall, Create SD Holdings Co has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Create SD Holdings Co's Effective Interest Rate on Debt % compare to competitors?
Create SD Holdings Co's Effective Interest Rate on Debt % of 1.70% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Create SD Holdings Co and its competitors. Create SD Holdings Co's current Effective Interest Rate on Debt % is 1.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Create SD Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Create SD Holdings Co (TSE:3148) is currently considered Modestly Undervalued. The stock's GF Value™ is 円3,644.56, compared to a current price of 円3,260.00 — trading 10.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.70%. Create SD Holdings Co's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Create SD Holdings Co (TSE:3148), the current Effective Interest Rate on Debt % is 1.70% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Create SD Holdings Co (TSE:3148) Overvalued in 2026?

Based on GuruFocus' analysis, Create SD Holdings Co stock appears to be undervalued. The current stock price of 円3,260.00 is trading 10.6% below its estimated GF Value™ of 円3,644.56. GuruFocus considers Create SD Holdings Co to be Modestly Undervalued.

Key valuation signals for TSE:3148:

  • Effective Interest Rate on Debt %: 1.70%
  • GF Value™: 円3,644.56 vs. price of 円3,260.00 (10.6% below fair value)
  • GF Score™: 78/100 with 5 warning signs

No single metric tells the full story. See the TSE:3148 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Create SD Holdings Co Business Description

Address Edanishi two at 3-chome, Aoba-ku, Yokohama, JPN, 225-0014
Create SD Holdings Co Ltd operates drugstores, pharmacy dispensing businesses, and nursing care services. The company's drugstores sell pharmaceuticals, cosmetics, and food products, while the dispensing pharmacy business operates regional clinics. Create SD maintains nursing homes that facilitate elderly residents with services regarding health management, diet, and long-term care through preventative training classes.
78GF Score

Get the complete analysis for TSE:3148

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円3,260.00
Price
円3,644.56
GF Value