Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Create SD Holdings CoTSE:3148 +0.91%74 Interest Coverage is 750.38 as of Feb. 2026, which is 92% below its 10-year median of 10,000.00. GuruFocus rates TSE:3148 with a GF Score™ of 74/100 and a GF Value™ of 円3,636.20 (Fairly Valued). The stock has 4 warning signs investors should review. Among 452 Healthcare Providers & Services companies, Create SD Holdings Co ranks better than 92.92% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Create SD Holdings Co's
Operating Income
for the
three
months ended in Feb. 2026 was 円6,003 Mil. Create SD Holdings Co's Interest Expense for the
three
months ended in Feb. 2026 was 円-8 Mil.
Create SD Holdings Co's interest coverage for the quarter that ended in Feb. 2026 was 750.38.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Create SD Holdings Co Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Create SD Holdings Co's Interest Coverage or its related term are showing as below:
TSE:3148'
s Interest Coverage Range Over the Past 10 Years
Min: 1598.27 Med: No Debt Max: 17797
Current: 1598.27
TSE:3148's Interest Coverage is ranked better than 92.92% of 452
companies
in the Healthcare Providers & Services industry
Industry Median: 7.885
vs TSE:3148: 1598.27
Create SD Holdings Co (TSE:3148) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Create SD Holdings Co Interest Coverage Related Terms
Create SD Holdings Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Create SD Holdings Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Create SD Holdings Co Interest Coverage Competitor Comparison
For the Pharmaceutical Retailers subindustry, Create SD Holdings Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Create SD Holdings Co Interest Coverage vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Create SD Holdings Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Create SD Holdings Co's Interest Coverage falls into.
Create SD Holdings Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Create SD Holdings Co (TSE:3148) has a Interest Coverage of 750.38 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Create SD Holdings Co and its competitors. This is 92% below median its historical median of 10,000.00. Over the past decade, Create SD Holdings Co's Interest Coverage has ranged from 1,598.27 to 17,797.00. According to the industry distribution chart, Create SD Holdings Co ranks #32 out of 452 companies in the Healthcare Providers & Services industry, placing it in the top 7.1%.
Is Create SD Holdings Co's Interest Coverage too high?
Create SD Holdings Co's current Interest Coverage of 750.38 is 92% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 1,598.27 to a high of 17,797.00. The Healthcare Providers & Services industry median Interest Coverage is 7.89. Create SD Holdings Co's value of 750.38 is 9416.6% above this industry median. Based on the distribution chart, Create SD Holdings Co ranks #32 out of 452 companies in the Healthcare Providers & Services industry, which is in the top quartile — a strong position relative to peers. Overall, Create SD Holdings Co has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Create SD Holdings Co's Interest Coverage compare to competitors?
According to the Healthcare Providers & Services industry distribution chart, Create SD Holdings Co ranks #32 out of 452 companies for Interest Coverage. This places Create SD Holdings Co in the top 7% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 7.89. Create SD Holdings Co's value of 750.38 is 9416.6% above this benchmark. Historically, Create SD Holdings Co's own Interest Coverage has ranged from 1,598.27 to 17,797.00 over the past decade. While the company's 10-year median is 10,000.00 vs. the industry median of 7.89, Create SD Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.89, based on 452 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Create SD Holdings Co's current Interest Coverage of 750.38 is 9416.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Create SD Holdings Co and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Create SD Holdings Co's current Interest Coverage is 750.38, which is 92% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Create SD Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Create SD Holdings Co (TSE:3148) is currently considered Fairly Valued. The stock's GF Value™ is 円3,636.20, compared to a current price of 円3,335.00 — trading 8.3% below its estimated fair value. The current Interest Coverage is 750.38, which is 92% below median its 10-year median of 10,000.00 and 9416.6% above the Healthcare Providers & Services industry median of 7.89. Create SD Holdings Co's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Create SD Holdings Co (TSE:3148), the current Interest Coverage is 750.38 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Create SD Holdings Co (TSE:3148) Overvalued in 2026?
Based on GuruFocus' analysis, Create SD Holdings Co stock appears to be undervalued.
The current stock price of 円3,335.00 is trading 8.3% below its estimated GF Value™ of 円3,636.20.
GuruFocus considers Create SD Holdings Co to be Fairly Valued.
Key valuation signals for TSE:3148:
Interest Coverage: 750.38 (92% below median its 10-year median of 10,000.00)
GF Value™: 円3,636.20 vs. price of 円3,335.00 (8.3% below fair value)
Industry Position: 9416.6% above the Healthcare Providers & Services median (#32 of 452)
No single metric tells the full story. See the TSE:3148 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Create SD Holdings Co Ltd operates drugstores, pharmacy dispensing businesses, and nursing care services. The company's drugstores sell pharmaceuticals, cosmetics, and food products, while the dispensing pharmacy business operates regional clinics. Create SD maintains nursing homes that facilitate elderly residents with services regarding health management, diet, and long-term care through preventative training classes.
74GF Score
Get the complete analysis for TSE:3148
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TSE:3148 has been successfully added to your 
