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Thermae-Yu Holdings CoTSE:3521 61 Debt-to-EBITDA is 0.26 as of Mar. 2026, which is 86% below its 10-year median of 1.89. GuruFocus rates TSE:3521 with a GF Score™ of 61/100 and a GF Value™ of 円226.53 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,269 Real Estate companies, Thermae-Yu Holdings Co ranks better than 88.97% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Thermae-Yu Holdings Co's Debt-to-EBITDA or its related term are showing as below:
TSE:3521'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -67.82 Med: 1.89 Max: 5.43
Current: 0.55
During the past 13 years, the highest Debt-to-EBITDA Ratio of Thermae-Yu Holdings Co was 5.43. The lowest was -67.82. And the median was 1.89.
TSE:3521's Debt-to-EBITDA is ranked better than 88.97% of 1269
companies
in the Real Estate industry
Industry Median: 5.51
vs TSE:3521: 0.55
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Thermae-Yu Holdings Co Debt-to-EBITDA Related Terms
Thermae-Yu Holdings Co Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Thermae-Yu Holdings Co's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:3521 vs CBRE, BEKE, JLL: Debt-to-EBITDA Comparison
For the Real Estate Services subindustry, Thermae-Yu Holdings Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Thermae-Yu Holdings Co Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Thermae-Yu Holdings Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Thermae-Yu Holdings Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Thermae-Yu Holdings Co (TSE:3521) has a Debt-to-EBITDA of 0.26 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Thermae-Yu Holdings Co. This is 86% below median its historical median of 1.89. According to the industry distribution chart, Thermae-Yu Holdings Co ranks #140 out of 1269 companies in the Real Estate industry, placing it in the top 11%.
Is Thermae-Yu Holdings Co's Debt-to-EBITDA too high?
Thermae-Yu Holdings Co's current Debt-to-EBITDA of 0.26 is 86% below median its 10-year median of 1.89. The Real Estate industry median Debt-to-EBITDA is 5.51. Thermae-Yu Holdings Co's value of 0.26 is 95.3% below this industry median. Based on the distribution chart, Thermae-Yu Holdings Co ranks #140 out of 1269 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Thermae-Yu Holdings Co has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Thermae-Yu Holdings Co's Debt-to-EBITDA compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Thermae-Yu Holdings Co ranks #140 out of 1269 companies for Debt-to-EBITDA. This places Thermae-Yu Holdings Co in the top 11% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 5.51. Thermae-Yu Holdings Co's value of 0.26 is 95.3% below this benchmark. While the company's 10-year median is 1.89 vs. the industry median of 5.51, Thermae-Yu Holdings Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.51, based on 1,269 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Thermae-Yu Holdings Co's current Debt-to-EBITDA of 0.26 is 95.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Thermae-Yu Holdings Co. For the Real Estate industry, the median Debt-to-EBITDA is 5.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thermae-Yu Holdings Co's current Debt-to-EBITDA is 0.26, which is 86% below median its own 10-year median of 1.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thermae-Yu Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Thermae-Yu Holdings Co (TSE:3521) is currently considered Significantly Undervalued. The stock's GF Value™ is 円226.53, compared to a current price of 円157.00 — trading 30.7% below its estimated fair value. The current Debt-to-EBITDA is 0.26, which is 86% below median its 10-year median of 1.89 and 95.3% below the Real Estate industry median of 5.51. Thermae-Yu Holdings Co's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Thermae-Yu Holdings Co (TSE:3521), the current Debt-to-EBITDA is 0.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Thermae-Yu Holdings Co (TSE:3521) Overvalued in 2026?
Based on GuruFocus' analysis, Thermae-Yu Holdings Co stock appears to be undervalued.
The current stock price of 円157.00 is trading 30.7% below its estimated GF Value™ of 円226.53.
GuruFocus considers Thermae-Yu Holdings Co to be Significantly Undervalued.
Key valuation signals for TSE:3521:
Debt-to-EBITDA: 0.26 (86% below median its 10-year median of 1.89)
GF Value™: 円226.53 vs. price of 円157.00 (30.7% below fair value)
Industry Position: 95.3% below the Real Estate median (#140 of 1269)
No single metric tells the full story. See the TSE:3521 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Thermae-Yu Holdings Co Ltd is engaged in the maintenance and guidance of business activities of group companies through ownership of real estate business and textile business and stocks.
61GF Score
Get the complete analysis for TSE:3521
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