Thermae-Yu Holdings Co (TSE:3521) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:3521 Thermae-Yu Holdings Co Ltd TSE:3521
55 GF Score
Price 円151.00
GF Value 円224.06
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Thermae-Yu Holdings Co Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

TSE:3521
55GF Score
Thermae-Yu Holdings Co Ltd TSE:3521
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Thermae-Yu Holdings Co (TSE:3521) Overvalued in 2026?

Based on GuruFocus' analysis, Thermae-Yu Holdings Co stock appears to be undervalued. The current stock price of 円151.00 is trading 32.6% below its estimated GF Value™ of 円224.06. GuruFocus considers Thermae-Yu Holdings Co to be Significantly Undervalued.

Key valuation signals for TSE:3521:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: 円224.06 vs. price of 円151.00 (32.6% below fair value)
  • GF Score™: 55/100 with 2 warning signs

No single metric tells the full story. See the TSE:3521 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Thermae-Yu Holdings Co Business Description

Address No. 7 - 8 - 4, Minami Aoyama, Minato-ku, Tokyo, JPN, 107-0062
Thermae-Yu Holdings Co Ltd is engaged in the maintenance and guidance of business activities of group companies through ownership of real estate business and textile business and stocks.
55GF Score

Get the complete analysis for TSE:3521

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円151.00
Price
円224.06
GF Value