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JM Holdings CoTSE:3539 +1.28%82 Debt-to-EBITDA is 0.46 as of Jan. 2026, which is 39% below its 10-year median of 0.76. GuruFocus rates TSE:3539 with a GF Score™ of 82/100 and a GF Value™ of 円1,465.98 (Fairly Valued). The stock has 2 warning signs investors should review. Among 259 Retail - Defensive companies, JM Holdings Co ranks better than 80.31% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for JM Holdings Co's Debt-to-EBITDA or its related term are showing as below:
TSE:3539'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.62 Med: 0.76 Max: 1.03
Current: 0.62
During the past 11 years, the highest Debt-to-EBITDA Ratio of JM Holdings Co was 1.03. The lowest was 0.62. And the median was 0.76.
TSE:3539's Debt-to-EBITDA is ranked better than 80.31% of 259
companies
in the Retail - Defensive industry
Industry Median: 2.1
vs TSE:3539: 0.62
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
JM Holdings Co Debt-to-EBITDA Related Terms
JM Holdings Co Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for JM Holdings Co's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Grocery Stores subindustry, JM Holdings Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JM Holdings Co Debt-to-EBITDA vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, JM Holdings Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where JM Holdings Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jan. 2026) EBITDA data.
JM Holdings Co (TSE:3539) has a Debt-to-EBITDA of 0.46 as of Jan. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on JM Holdings Co. This is 39% below median its historical median of 0.76. Over the past decade, JM Holdings Co's Debt-to-EBITDA has ranged from 0.62 to 1.03. According to the industry distribution chart, JM Holdings Co ranks #51 out of 259 companies in the Retail - Defensive industry, placing it in the top 19.7%.
Is JM Holdings Co's Debt-to-EBITDA too high?
JM Holdings Co's current Debt-to-EBITDA of 0.46 is 39% below median its 10-year median of 0.76. Over the past 10 years, this metric has ranged from a low of 0.62 to a high of 1.03. The Retail - Defensive industry median Debt-to-EBITDA is 2.10. JM Holdings Co's value of 0.46 is 78.1% below this industry median. Based on the distribution chart, JM Holdings Co ranks #51 out of 259 companies in the Retail - Defensive industry, which is in the top quartile — a strong position relative to peers. Overall, JM Holdings Co has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does JM Holdings Co's Debt-to-EBITDA compare to KR?
According to the Retail - Defensive industry distribution chart, JM Holdings Co ranks #51 out of 259 companies for Debt-to-EBITDA. This places JM Holdings Co in the top 20% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 2.10. JM Holdings Co's value of 0.46 is 78.1% below this benchmark. Historically, JM Holdings Co's own Debt-to-EBITDA has ranged from 0.62 to 1.03 over the past decade. While the company's 10-year median is 0.76 vs. the industry median of 2.10, JM Holdings Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Defensive company?
The median Debt-to-EBITDA among Retail - Defensive companies is 2.10, based on 259 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JM Holdings Co's current Debt-to-EBITDA of 0.46 is 78.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on JM Holdings Co. For the Retail - Defensive industry, the median Debt-to-EBITDA is 2.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JM Holdings Co's current Debt-to-EBITDA is 0.46, which is 39% below median its own 10-year median of 0.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JM Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, JM Holdings Co (TSE:3539) is currently considered Fairly Valued. The stock's GF Value™ is 円1,465.98, compared to a current price of 円1,502.00 — trading 2.5% above its estimated fair value. The current Debt-to-EBITDA is 0.46, which is 39% below median its 10-year median of 0.76 and 78.1% below the Retail - Defensive industry median of 2.10. JM Holdings Co's overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For JM Holdings Co (TSE:3539), the current Debt-to-EBITDA is 0.46 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JM Holdings Co (TSE:3539) Overvalued in 2026?
Based on GuruFocus' analysis, JM Holdings Co stock appears to be overvalued.
The current stock price of 円1,502.00 is trading 2.5% above its estimated GF Value™ of 円1,465.98.
GuruFocus considers JM Holdings Co to be Fairly Valued.
Key valuation signals for TSE:3539:
Debt-to-EBITDA: 0.46 (39% below median its 10-year median of 0.76)
GF Value™: 円1,465.98 vs. price of 円1,502.00 (2.5% above fair value)
Industry Position: 78.1% below the Retail - Defensive median (#51 of 259)
No single metric tells the full story. See the TSE:3539 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JM Holdings Co Ltd operates food supermarkets that retail meat products, fresh vegetables, fishes and other daily food products. The company also manages beef barbecue restaurants. It offers meat products, including meat processed goods, and frozen and refrigerated processed products, as well as meat of cow, chicken, and ham, as well as pork; food products comprising seasonings, processed foods, rice, bread, sake, noodles, eggs, dairy products; and vegetables, fruits, vegetables and fruits processed products, fresh juices, and cakes. It also provides fish products, sushi, dried fish, seaweed, shellfish, crustaceans, marine processing; and prepared foods, including lunch and fried foods, and tonkatsu, as well as salads, boiled foods, pottery, steamed foods.
82GF Score
Get the complete analysis for TSE:3539
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