JM Holdings CoTSE:3539 -0.55%77 Interest Coverage is 189.33 as of Jan. 2026, which is 1% above its 10-year median of 186.64. GuruFocus rates TSE:3539 with a GF Score™ of 77/100 and a GF Value™ of 円1,453.10 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 255 Retail - Defensive companies, JM Holdings Co ranks better than 87.84% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. JM Holdings Co's
Operating Income
for the
three
months ended in Jan. 2026 was 円3,408 Mil. JM Holdings Co's Interest Expense for the
three
months ended in Jan. 2026 was 円-18 Mil.
JM Holdings Co's interest coverage for the quarter that ended in Jan. 2026 was 189.33.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. JM Holdings Co Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for JM Holdings Co's Interest Coverage or its related term are showing as below:
TSE:3539'
s Interest Coverage Range Over the Past 10 Years
Min: 142.73 Med: 186.64 Max: 230
Current: 145.77
TSE:3539's Interest Coverage is ranked better than 87.84% of 255
companies
in the Retail - Defensive industry
Industry Median: 8.79
vs TSE:3539: 145.77
JM Holdings Co (TSE:3539) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
JM Holdings Co Interest Coverage Related Terms
JM Holdings Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for JM Holdings Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Grocery Stores subindustry, JM Holdings Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JM Holdings Co Interest Coverage vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, JM Holdings Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where JM Holdings Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JM Holdings Co (TSE:3539) has a Interest Coverage of 189.33 as of Jan. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on JM Holdings Co and its competitors. This is near median its historical median of 186.64. Over the past decade, JM Holdings Co's Interest Coverage has ranged from 142.73 to 230.00. According to the industry distribution chart, JM Holdings Co ranks #31 out of 255 companies in the Retail - Defensive industry, placing it in the top 12.2%.
Is JM Holdings Co's Interest Coverage too high?
JM Holdings Co's current Interest Coverage of 189.33 is near median its 10-year median of 186.64. Over the past 10 years, this metric has ranged from a low of 142.73 to a high of 230.00. The Retail - Defensive industry median Interest Coverage is 8.79. JM Holdings Co's value of 189.33 is 2053.9% above this industry median. Based on the distribution chart, JM Holdings Co ranks #31 out of 255 companies in the Retail - Defensive industry, which is in the top quartile — a strong position relative to peers. Overall, JM Holdings Co has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does JM Holdings Co's Interest Coverage compare to KR?
According to the Retail - Defensive industry distribution chart, JM Holdings Co ranks #31 out of 255 companies for Interest Coverage. This places JM Holdings Co in the top 12% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 8.79. JM Holdings Co's value of 189.33 is 2053.9% above this benchmark. Historically, JM Holdings Co's own Interest Coverage has ranged from 142.73 to 230.00 over the past decade. While the company's 10-year median is 186.64 vs. the industry median of 8.79, JM Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Defensive company?
The median Interest Coverage among Retail - Defensive companies is 8.79, based on 255 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JM Holdings Co's current Interest Coverage of 189.33 is 2053.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on JM Holdings Co and its competitors. For the Retail - Defensive industry, the median Interest Coverage is 8.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JM Holdings Co's current Interest Coverage is 189.33, which is near median its own 10-year median of 186.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JM Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, JM Holdings Co (TSE:3539) is currently considered Modestly Undervalued. The stock's GF Value™ is 円1,453.10, compared to a current price of 円1,261.00 — trading 13.2% below its estimated fair value. The current Interest Coverage is 189.33, which is near median its 10-year median of 186.64 and 2053.9% above the Retail - Defensive industry median of 8.79. JM Holdings Co's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For JM Holdings Co (TSE:3539), the current Interest Coverage is 189.33 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JM Holdings Co (TSE:3539) Overvalued in 2026?
Based on GuruFocus' analysis, JM Holdings Co stock appears to be undervalued.
The current stock price of 円1,261.00 is trading 13.2% below its estimated GF Value™ of 円1,453.10.
GuruFocus considers JM Holdings Co to be Modestly Undervalued.
Key valuation signals for TSE:3539:
Interest Coverage: 189.33 (near median its 10-year median of 186.64)
GF Value™: 円1,453.10 vs. price of 円1,261.00 (13.2% below fair value)
Industry Position: 2053.9% above the Retail - Defensive median (#31 of 255)
No single metric tells the full story. See the TSE:3539 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JM Holdings Co Ltd operates food supermarkets that retail meat products, fresh vegetables, fishes and other daily food products. The company also manages beef barbecue restaurants. It offers meat products, including meat processed goods, and frozen and refrigerated processed products, as well as meat of cow, chicken, and ham, as well as pork; food products comprising seasonings, processed foods, rice, bread, sake, noodles, eggs, dairy products; and vegetables, fruits, vegetables and fruits processed products, fresh juices, and cakes. It also provides fish products, sushi, dried fish, seaweed, shellfish, crustaceans, marine processing; and prepared foods, including lunch and fried foods, and tonkatsu, as well as salads, boiled foods, pottery, steamed foods.
77GF Score
Get the complete analysis for TSE:3539
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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