Wealth Management (TSE:3772) Debt-to-EBITDA : 12.25 (As of Mar. 2026) — 138% Above Median

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:3772 Wealth Management Inc TSE:3772
58 GF Score
Price 円1,076.00
GF Value 円845.12
Valuation Modestly Overvalued
! 9 Warning Signs
View Full Analysis

What is Wealth Management Debt-to-EBITDA?

Wealth Management TSE:3772 +0.47% 58 Debt-to-EBITDA is 12.25 as of Mar. 2026, which is 138% above its 10-year median of 5.14. GuruFocus rates TSE:3772 with a GF Score™ of 58/100 and a GF Value™ of 円845.12 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,277 Real Estate companies, Wealth Management ranks worse than 96.95% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Wealth Management's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was 円28,226 Mil. Wealth Management's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was 円29,410 Mil. Wealth Management's annualized EBITDA for the quarter that ended in Mar. 2026 was 円4,706 Mil. Wealth Management's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 12.25.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Wealth Management's Debt-to-EBITDA or its related term are showing as below:

TSE:3772' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -16.11   Med: 5.14   Max: 539.69
Current: 48.37

During the past 13 years, the highest Debt-to-EBITDA Ratio of Wealth Management was 539.69. The lowest was -16.11. And the median was 5.14.

TSE:3772's Debt-to-EBITDA is ranked worse than
96.95% of 1277 companies
in the Real Estate industry
Industry Median: 5.49 vs TSE:3772: 48.37

Wealth Management  (TSE:3772) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Wealth Management Debt-to-EBITDA Related Terms


Wealth Management Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Wealth Management's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wealth Management Debt-to-EBITDA Chart

Wealth Management Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.90 6.05 8.42 9.65 539.69

Wealth Management Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -13.69 -10.56 68.29 12.25 27.06

Wealth Management Debt-to-EBITDA Competitor Comparison

For the Real Estate - Diversified subindustry, Wealth Management's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wealth Management Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Wealth Management's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Wealth Management's Debt-to-EBITDA falls into.


TSE:3772
58GF Score
Wealth Management Inc TSE:3772
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wealth Management Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Wealth Management's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(28226.384 + 29410.389) / 106.797
=539.69

Wealth Management's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(28226.384 + 29410.389) / 4706.316
=12.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 12.25 mean?
Wealth Management (TSE:3772) has a Debt-to-EBITDA of 12.25 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Wealth Management. This is 138% above median its historical median of 5.14. According to the industry distribution chart, Wealth Management ranks #1238 out of 1277 companies in the Real Estate industry, placing it in the top 96.9%.
Is Wealth Management's Debt-to-EBITDA too high?
Wealth Management's current Debt-to-EBITDA of 12.25 is 138% above median its 10-year median of 5.14. The Real Estate industry median Debt-to-EBITDA is 5.49. Wealth Management's value of 12.25 is 123.1% above this industry median. Based on the distribution chart, Wealth Management ranks #1238 out of 1277 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Wealth Management has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wealth Management's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, Wealth Management ranks #1238 out of 1277 companies for Debt-to-EBITDA. This places Wealth Management in the lower half of its industry. The industry median Debt-to-EBITDA is 5.49. Wealth Management's value of 12.25 is 123.1% above this benchmark. While the company's 10-year median is 5.14 vs. the industry median of 5.49, Wealth Management has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.49, based on 1,277 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wealth Management's current Debt-to-EBITDA of 12.25 is 123.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Wealth Management. For the Real Estate industry, the median Debt-to-EBITDA is 5.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wealth Management's current Debt-to-EBITDA is 12.25, which is 138% above median its own 10-year median of 5.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wealth Management stock overvalued right now?
Based on GuruFocus' analysis, Wealth Management (TSE:3772) is currently considered Modestly Overvalued. The stock's GF Value™ is 円845.12, compared to a current price of 円1,076.00 — trading 27.3% above its estimated fair value. The current Debt-to-EBITDA is 12.25, which is 138% above median its 10-year median of 5.14 and 123.1% above the Real Estate industry median of 5.49. Wealth Management's overall GF Score™ is 58/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Wealth Management (TSE:3772), the current Debt-to-EBITDA is 12.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wealth Management (TSE:3772) Overvalued in 2026?

Based on GuruFocus' analysis, Wealth Management stock appears to be overvalued. The current stock price of 円1,076.00 is trading 27.3% above its estimated GF Value™ of 円845.12. GuruFocus considers Wealth Management to be Modestly Overvalued.

Key valuation signals for TSE:3772:

  • Debt-to-EBITDA: 12.25 (138% above median its 10-year median of 5.14)
  • GF Value™: 円845.12 vs. price of 円1,076.00 (27.3% above fair value)
  • GF Score™: 58/100 with 9 warning signs
  • Industry Position: 123.1% above the Real Estate median (#1238 of 1277)

No single metric tells the full story. See the TSE:3772 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wealth Management Business Description

Address 1-12-32 Akasaka, 33rd Floor, Ark Mori Building, Minato-ku, Tokyo, JPN, 107-6090
Wealth Management Inc, along with its subsidiaries, operates in the following reportable segments: Asset management business, Real Estate business, and Hotel operation business. The majority of its revenue is generated from the Real Estate business, which is engaged in the acquisition, development, ownership, sale, and rental (master lease), etc., of real estate. The Asset management business is engaged in the operation and management of real estate and also provides investment advice on the acquisition, sale, and management of real estate. The Hotel operation business provides various services related to hotel operation, such as revenue management, on-site management of hotels, and consulting on hotel opening and operation.
58GF Score

Get the complete analysis for TSE:3772

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,076.00
Price
円845.12
GF Value