Wealth Management (TSE:3772) Interest Coverage: 1.57 (As of Mar. 2026) — 78% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:3772 Wealth Management Inc TSE:3772
57 GF Score
Price 円1,049.00
GF Value 円843.67
Valuation Modestly Overvalued
! 14 Warning Signs
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What is Wealth Management Interest Coverage?

Wealth Management TSE:3772 -0.29% 57 Interest Coverage is 1.57 as of Mar. 2026, which is 78% below its 10-year median of 7.20. GuruFocus rates TSE:3772 with a GF Score™ of 57/100 and a GF Value™ of 円843.67 (Modestly Overvalued). The stock has 14 warning signs investors should review. Among 1,306 Real Estate companies, Wealth Management ranks worse than 76569.6% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Wealth Management's Operating Income for the six months ended in Mar. 2026 was 円1,260 Mil. Wealth Management's Interest Expense for the six months ended in Mar. 2026 was 円-803 Mil. Wealth Management's interest coverage for the quarter that ended in Mar. 2026 was 1.57. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Wealth Management's Interest Coverage or its related term are showing as below:


TSE:3772's Interest Coverage is not ranked *
in the Real Estate industry.
Industry Median: 4.145
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Wealth Management  (TSE:3772) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Wealth Management Interest Coverage Related Terms


Wealth Management Interest Coverage Historical Data

* Premium members only.

The historical data trend for Wealth Management's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Wealth Management Interest Coverage Chart

Wealth Management Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.22 4.80 4.22 2.32 0.00

Wealth Management Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.84 0.00 6.27 0.00 1.57

Wealth Management Interest Coverage Competitor Comparison

For the Real Estate - Diversified subindustry, Wealth Management's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wealth Management Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Wealth Management's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Wealth Management's Interest Coverage falls into.


TSE:3772
57GF Score
Wealth Management Inc TSE:3772
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wealth Management Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Wealth Management's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Wealth Management's Interest Expense was 円-1,268 Mil. Its Operating Income was 円-108 Mil. And its Long-Term Debt & Capital Lease Obligation was 円29,410 Mil.

Wealth Management did not have earnings to cover the interest expense.

Wealth Management's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Wealth Management's Interest Expense was 円-803 Mil. Its Operating Income was 円1,260 Mil. And its Long-Term Debt & Capital Lease Obligation was 円29,410 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1259.928/-803.166
=1.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.57 mean?
Wealth Management (TSE:3772) has a Interest Coverage of 1.57 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Wealth Management and its competitors. This is 78% below median its historical median of 7.20. According to the industry distribution chart, Wealth Management ranks #999999 out of 1306 companies in the Real Estate industry.
Is Wealth Management's Interest Coverage too high?
Wealth Management's current Interest Coverage of 1.57 is 78% below median its 10-year median of 7.20. The Real Estate industry median Interest Coverage is 4.15. Wealth Management's value of 1.57 is 62.1% below this industry median. Based on the distribution chart, Wealth Management ranks #999999 out of 1306 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Wealth Management has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wealth Management's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Wealth Management ranks #999999 out of 1306 companies for Interest Coverage. This places Wealth Management in the lower half of its industry. The industry median Interest Coverage is 4.15. Wealth Management's value of 1.57 is 62.1% below this benchmark. While the company's 10-year median is 7.20 vs. the industry median of 4.15, Wealth Management has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.15, based on 1,306 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wealth Management's current Interest Coverage of 1.57 is 62.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Wealth Management and its competitors. For the Real Estate industry, the median Interest Coverage is 4.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wealth Management's current Interest Coverage is 1.57, which is 78% below median its own 10-year median of 7.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wealth Management stock overvalued right now?
Based on GuruFocus' analysis, Wealth Management (TSE:3772) is currently considered Modestly Overvalued. The stock's GF Value™ is 円843.67, compared to a current price of 円1,049.00 — trading 24.3% above its estimated fair value. The current Interest Coverage is 1.57, which is 78% below median its 10-year median of 7.20 and 62.1% below the Real Estate industry median of 4.15. Wealth Management's overall GF Score™ is 57/100 with 14 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Wealth Management (TSE:3772), the current Interest Coverage is 1.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wealth Management (TSE:3772) Overvalued in 2026?

Based on GuruFocus' analysis, Wealth Management stock appears to be overvalued. The current stock price of 円1,049.00 is trading 24.3% above its estimated GF Value™ of 円843.67. GuruFocus considers Wealth Management to be Modestly Overvalued.

Key valuation signals for TSE:3772:

  • Interest Coverage: 1.57 (78% below median its 10-year median of 7.20)
  • GF Value™: 円843.67 vs. price of 円1,049.00 (24.3% above fair value)
  • GF Score™: 57/100 with 14 warning signs
  • Industry Position: 62.1% below the Real Estate median (#999999 of 1306)

No single metric tells the full story. See the TSE:3772 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wealth Management Business Description

Address 1-12-32 Akasaka, 33rd Floor, Ark Mori Building, Minato-ku, Tokyo, JPN, 107-6090
Wealth Management Inc, along with its subsidiaries, operates in the following reportable segments: Asset management business, Real Estate business, and Hotel operation business. The majority of its revenue is generated from the Real Estate business, which is engaged in the acquisition, development, ownership, sale, and rental (master lease), etc., of real estate. The Asset management business is engaged in the operation and management of real estate and also provides investment advice on the acquisition, sale, and management of real estate. The Hotel operation business provides various services related to hotel operation, such as revenue management, on-site management of hotels, and consulting on hotel opening and operation.
57GF Score

Get the complete analysis for TSE:3772

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,049.00
Price
円843.67
GF Value