Creema (TSE:4017) Debt-to-EBITDA : 0.82 (As of Feb. 2026) — 70% Below Median

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TSE:4017 Creema Ltd TSE:4017
55 GF Score
Price 円209.00
GF Value 円335.86
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is Creema Debt-to-EBITDA?

Creema TSE:4017 55 Debt-to-EBITDA is 0.82 as of Feb. 2026, which is 70% below its 10-year median of 2.77. GuruFocus rates TSE:4017 with a GF Score™ of 55/100 and a GF Value™ of 円335.86 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 910 Retail - Cyclical companies, Creema ranks worse than 64.4% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Creema's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was 円195 Mil. Creema's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was 円201 Mil. Creema's annualized EBITDA for the quarter that ended in Feb. 2026 was 円484 Mil. Creema's annualized Debt-to-EBITDA for the quarter that ended in Feb. 2026 was 0.82.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Creema's Debt-to-EBITDA or its related term are showing as below:

TSE:4017' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -1.23   Med: 2.77   Max: 21.17
Current: 3.28

During the past 8 years, the highest Debt-to-EBITDA Ratio of Creema was 21.17. The lowest was -1.23. And the median was 2.77.

TSE:4017's Debt-to-EBITDA is ranked worse than
64.4% of 910 companies
in the Retail - Cyclical industry
Industry Median: 2.275 vs TSE:4017: 3.28

Creema  (TSE:4017) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Creema Debt-to-EBITDA Related Terms


Creema Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Creema's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Creema Debt-to-EBITDA Chart

Creema Annual Data
Trend Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Debt-to-EBITDA
Get a 7-Day Free Trial 1.46 -1.04 4.51 2.19 3.34

Creema Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Feb25 May25 Aug25 Nov25 Feb26 May26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.46 4.76 -2.04 0.82 6.87

TSE:4017 vs AMZN, BABA, PDD: Debt-to-EBITDA Comparison

For the Internet Retail subindustry, Creema's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Creema Debt-to-EBITDA vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Creema's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Creema's Debt-to-EBITDA falls into.


TSE:4017
55GF Score
Creema Ltd TSE:4017
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Creema Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Creema's Debt-to-EBITDA for the fiscal year that ended in Feb. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(195.496 + 200.73) / 118.671
=3.34

Creema's annualized Debt-to-EBITDA for the quarter that ended in Feb. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(195.496 + 200.73) / 484.008
=0.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Feb. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.82 mean?
Creema (TSE:4017) has a Debt-to-EBITDA of 0.82 as of Feb. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Creema. This is 70% below median its historical median of 2.77. According to the industry distribution chart, Creema ranks #586 out of 910 companies in the Retail - Cyclical industry, placing it in the top 64.4%.
Is Creema's Debt-to-EBITDA too high?
Creema's current Debt-to-EBITDA of 0.82 is 70% below median its 10-year median of 2.77. The Retail - Cyclical industry median Debt-to-EBITDA is 2.28. Creema's value of 0.82 is 64% below this industry median. Based on the distribution chart, Creema ranks #586 out of 910 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Creema has a GF Score™ of 55/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Creema's Debt-to-EBITDA compare to AMZN and BABA?
According to the Retail - Cyclical industry distribution chart, Creema ranks #586 out of 910 companies for Debt-to-EBITDA. This places Creema in the lower half of its industry. The industry median Debt-to-EBITDA is 2.28. Creema's value of 0.82 is 64% below this benchmark. While the company's 10-year median is 2.77 vs. the industry median of 2.28, Creema has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.28, based on 910 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Creema's current Debt-to-EBITDA of 0.82 is 64% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Creema. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Creema's current Debt-to-EBITDA is 0.82, which is 70% below median its own 10-year median of 2.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creema stock overvalued right now?
Based on GuruFocus' analysis, Creema (TSE:4017) is currently considered Possible Value Trap. The stock's GF Value™ is 円335.86, compared to a current price of 円209.00 — trading 37.8% below its estimated fair value. The current Debt-to-EBITDA is 0.82, which is 70% below median its 10-year median of 2.77 and 64% below the Retail - Cyclical industry median of 2.28. Creema's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Creema (TSE:4017), the current Debt-to-EBITDA is 0.82 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Creema (TSE:4017) Overvalued in 2026?

Based on GuruFocus' analysis, Creema stock appears to be undervalued. The current stock price of 円209.00 is trading 37.8% below its estimated GF Value™ of 円335.86. GuruFocus considers Creema to be Possible Value Trap.

Key valuation signals for TSE:4017:

  • Debt-to-EBITDA: 0.82 (70% below median its 10-year median of 2.77)
  • GF Value™: 円335.86 vs. price of 円209.00 (37.8% below fair value)
  • GF Score™: 55/100 with 3 warning signs
  • Industry Position: 64% below the Retail - Cyclical median (#586 of 910)

No single metric tells the full story. See the TSE:4017 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Creema Business Description

Address 2-34-17 Jingumae, Shibuya-ku, 7-8F Sumitomo Real Estate Harajuku Building, Tokyo, JPN, 150-0001
Creema Ltd is engaged in the planning, development, and operation of the handmade marketplace Creema and the provision of various services for empowering creators. It also engages in planning, production, and management of the handmade in Japan festival (HMJ), the craft party. It's Creema is a handmade marketplace where creators and consumers can buy and sell works directly online. The Company operates in a single segment, the Creator Empowerment Business.
55GF Score

Get the complete analysis for TSE:4017

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円209.00
Price
円335.86
GF Value