Creema (TSE:4017) Effective Interest Rate on Debt %: 1.38% (As of Feb. 2026)

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TSE:4017 Creema Ltd TSE:4017
50 GF Score
Price 円217.00
GF Value 円332.09
Valuation Possible Value Trap
! 3 Warning Signs
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What is Creema Effective Interest Rate on Debt %?

Creema TSE:4017 +0.93% 50 Effective Interest Rate on Debt % is 1.38% as of Feb. 2026. GuruFocus rates TSE:4017 with a GF Score™ of 50/100 and a GF Value™ of 円332.09 (Possible Value Trap). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Creema's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was 円6 Mil. Creema's average total debt for the quarter that ended in Feb. 2026 was 円425 Mil. Therefore, Creema's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 1.38%.


Creema  (TSE:4017) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Creema Effective Interest Rate on Debt % Related Terms


Creema Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Creema's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Creema Effective Interest Rate on Debt % Chart

Creema Annual Data
Trend Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 1.37 1.39 1.52 1.16 1.88

Creema Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Feb25 May25 Aug25 Nov25 Feb26 May26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.56 1.38 1.36 1.38 1.72

TSE:4017 vs AMZN, BABA, PDD: Effective Interest Rate on Debt % Comparison

For the Internet Retail subindustry, Creema's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Creema Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Creema's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Creema's Effective Interest Rate on Debt % falls into.


TSE:4017
50GF Score
Creema Ltd TSE:4017
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Creema Effective Interest Rate on Debt % Calculation

Creema's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Feb. 2025 )+Total Debt  (A: Feb. 2026 ))/ count )
=-1  *  -6.775/( (325.506+396.226)/ 2 )
=-1  *  -6.775/360.866
=1.88 %

where

Total Debt  (A: Feb. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=185.142 + 140.364
=325.506

Total Debt  (A: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=200.73 + 195.496
=396.226

Creema's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Nov. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -5.884/( (454.375+396.226)/ 2 )
=-1  *  -5.884/425.3005
=1.38 %

where

Total Debt  (Q: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=245.759 + 208.616
=454.375

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=200.73 + 195.496
=396.226

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.38% mean?
Creema (TSE:4017) has a Effective Interest Rate on Debt % of 1.38% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Creema and its competitors.
Is Creema's Effective Interest Rate on Debt % too high?
Creema's current Effective Interest Rate on Debt % is 1.38%. Overall, Creema has a GF Score™ of 50/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Creema's Effective Interest Rate on Debt % compare to AMZN and BABA?
Creema's Effective Interest Rate on Debt % of 1.38% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Creema and its competitors. Creema's current Effective Interest Rate on Debt % is 1.38%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creema stock overvalued right now?
Based on GuruFocus' analysis, Creema (TSE:4017) is currently considered Possible Value Trap. The stock's GF Value™ is 円332.09, compared to a current price of 円217.00 — trading 34.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.38%. Creema's overall GF Score™ is 50/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Creema (TSE:4017), the current Effective Interest Rate on Debt % is 1.38% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Creema (TSE:4017) Overvalued in 2026?

Based on GuruFocus' analysis, Creema stock appears to be undervalued. The current stock price of 円217.00 is trading 34.7% below its estimated GF Value™ of 円332.09. GuruFocus considers Creema to be Possible Value Trap.

Key valuation signals for TSE:4017:

  • Effective Interest Rate on Debt %: 1.38%
  • GF Value™: 円332.09 vs. price of 円217.00 (34.7% below fair value)
  • GF Score™: 50/100 with 3 warning signs

No single metric tells the full story. See the TSE:4017 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Creema Business Description

Address 2-34-17 Jingumae, Shibuya-ku, 7-8F Sumitomo Real Estate Harajuku Building, Tokyo, JPN, 150-0001
Creema Ltd is engaged in the planning, development, and operation of the handmade marketplace Creema and the provision of various services for empowering creators. It also engages in planning, production, and management of the handmade in Japan festival (HMJ), the craft party. It's Creema is a handmade marketplace where creators and consumers can buy and sell works directly online. The Company operates in a single segment, the Creator Empowerment Business.
50GF Score

Get the complete analysis for TSE:4017

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円217.00
Price
円332.09
GF Value