Creema (TSE:4017) Interest Coverage: 9.14 (As of Feb. 2026) — 35% Below Median


TSE:4017 Creema Ltd TSE:4017
57 GF Score
Price 円205.00
GF Value 円304.63
Valuation Possible Value Trap
! 4 Warning Signs
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What is Creema Interest Coverage?

Creema TSE:4017 +2.50% 57 Interest Coverage is 9.14 as of Feb. 2026, which is 35% below its 10-year median of 14.01. GuruFocus rates TSE:4017 with a GF Score™ of 57/100 and a GF Value™ of 円304.63 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 824 Retail - Cyclical companies, Creema ranks worse than 55.46% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Creema's Operating Income for the six months ended in Feb. 2026 was 円29 Mil. Creema's Interest Expense for the six months ended in Feb. 2026 was 円-3 Mil. Creema's interest coverage for the quarter that ended in Feb. 2026 was 9.14. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Creema's Interest Coverage or its related term are showing as below:

TSE:4017' s Interest Coverage Range Over the Past 10 Years
Min: 6.07   Med: 14.01   Max: 38.43
Current: 6.3


TSE:4017's Interest Coverage is ranked worse than
55.46% of 824 companies
in the Retail - Cyclical industry
Industry Median: 7.94 vs TSE:4017: 6.30

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Creema  (TSE:4017) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Creema Interest Coverage Related Terms


Creema Interest Coverage Historical Data

* Premium members only.

The historical data trend for Creema's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Creema Interest Coverage Chart

Creema Annual Data
Trend Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Interest Coverage
Get a 7-Day Free Trial 38.43 0.00 6.07 21.01 6.30

Creema Semi-Annual Data
Feb19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.30 6.07 38.82 3.88 9.14

TSE:4017 vs AMZN, BABA, PDD: Interest Coverage Comparison

For the Internet Retail subindustry, Creema's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Creema Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Creema's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Creema's Interest Coverage falls into.


TSE:4017
57GF Score
Creema Ltd TSE:4017
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Creema Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Creema's Interest Coverage for the fiscal year that ended in Feb. 2026 is calculated as

Here, for the fiscal year that ended in Feb. 2026, Creema's Interest Expense was 円-7 Mil. Its Operating Income was 円43 Mil. And its Long-Term Debt & Capital Lease Obligation was 円201 Mil.

Interest Coverage=-1* Operating Income (A: Feb. 2026 )/Interest Expense (A: Feb. 2026 )
=-1*42.706/-6.775
=6.30

Creema's Interest Coverage for the quarter that ended in Feb. 2026 is calculated as

Here, for the six months ended in Feb. 2026, Creema's Interest Expense was 円-3 Mil. Its Operating Income was 円29 Mil. And its Long-Term Debt & Capital Lease Obligation was 円201 Mil.

Interest Coverage=-1* Operating Income (Q: Feb. 2026 )/Interest Expense (Q: Feb. 2026 )
=-1*28.547/-3.125
=9.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 9.14 mean?
Creema (TSE:4017) has a Interest Coverage of 9.14 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Creema and its competitors. This is 35% below median its historical median of 14.01. Over the past decade, Creema's Interest Coverage has ranged from 6.07 to 38.43. According to the industry distribution chart, Creema ranks #457 out of 824 companies in the Retail - Cyclical industry, placing it in the top 55.5%.
Is Creema's Interest Coverage too high?
Creema's current Interest Coverage of 9.14 is 35% below median its 10-year median of 14.01. Over the past 10 years, this metric has ranged from a low of 6.07 to a high of 38.43. The Retail - Cyclical industry median Interest Coverage is 7.94. Creema's value of 9.14 is 15.1% above this industry median. Based on the distribution chart, Creema ranks #457 out of 824 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Creema has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Creema's Interest Coverage compare to AMZN and BABA?
According to the Retail - Cyclical industry distribution chart, Creema ranks #457 out of 824 companies for Interest Coverage. This places Creema in the lower half of its industry. The industry median Interest Coverage is 7.94. Creema's value of 9.14 is 15.1% above this benchmark. Historically, Creema's own Interest Coverage has ranged from 6.07 to 38.43 over the past decade. While the company's 10-year median is 14.01 vs. the industry median of 7.94, Creema has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.94, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Creema's current Interest Coverage of 9.14 is 15.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Creema and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Creema's current Interest Coverage is 9.14, which is 35% below median its own 10-year median of 14.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creema stock overvalued right now?
Based on GuruFocus' analysis, Creema (TSE:4017) is currently considered Possible Value Trap. The stock's GF Value™ is 円304.63, compared to a current price of 円205.00 — trading 32.7% below its estimated fair value. The current Interest Coverage is 9.14, which is 35% below median its 10-year median of 14.01 and 15.1% above the Retail - Cyclical industry median of 7.94. Creema's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Creema (TSE:4017), the current Interest Coverage is 9.14 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Creema (TSE:4017) Overvalued in 2026?

Based on GuruFocus' analysis, Creema stock appears to be undervalued. The current stock price of 円205.00 is trading 32.7% below its estimated GF Value™ of 円304.63. GuruFocus considers Creema to be Possible Value Trap.

Key valuation signals for TSE:4017:

  • Interest Coverage: 9.14 (35% below median its 10-year median of 14.01)
  • GF Value™: 円304.63 vs. price of 円205.00 (32.7% below fair value)
  • GF Score™: 57/100 with 4 warning signs
  • Industry Position: 15.1% above the Retail - Cyclical median (#457 of 824)

No single metric tells the full story. See the TSE:4017 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Creema Business Description

Address 2-34-17 Jingumae, Shibuya-ku, 7-8F Sumitomo Real Estate Harajuku Building, Tokyo, JPN, 150-0001
Creema Ltd is engaged in the planning, development, and operation of the handmade marketplace Creema and the provision of various services for empowering creators. It also engages in planning, production, and management of the handmade in Japan festival (HMJ), the craft party. It's Creema is a handmade marketplace where creators and consumers can buy and sell works directly online. The Company operates in a single segment, the Creator Empowerment Business.
57GF Score

Get the complete analysis for TSE:4017

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円205.00
Price
円304.63
GF Value