Terilogy Holdings (TSE:5133) Debt-to-EBITDA : 0.69 (As of Mar. 2026) — 12% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:5133 Terilogy Holdings Corp TSE:5133
41 GF Score
Price 円317.00
GF Value 円482.16
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Terilogy Holdings Debt-to-EBITDA?

Terilogy Holdings TSE:5133 -1.25% 41 Debt-to-EBITDA is 0.69 as of Mar. 2026, which is 12% below its 10-year median of 0.78. GuruFocus rates TSE:5133 with a GF Score™ of 41/100 and a GF Value™ of 円482.16 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,742 Software companies, Terilogy Holdings ranks better than 52.53% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Terilogy Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was 円486 Mil. Terilogy Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was 円305 Mil. Terilogy Holdings's annualized EBITDA for the quarter that ended in Mar. 2026 was 円1,152 Mil. Terilogy Holdings's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 0.69.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Terilogy Holdings's Debt-to-EBITDA or its related term are showing as below:

TSE:5133' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.51   Med: 0.78   Max: 1.41
Current: 0.88

During the past 4 years, the highest Debt-to-EBITDA Ratio of Terilogy Holdings was 1.41. The lowest was 0.51. And the median was 0.78.

TSE:5133's Debt-to-EBITDA is ranked better than
52.53% of 1742 companies
in the Software industry
Industry Median: 0.98 vs TSE:5133: 0.88

Terilogy Holdings  (TSE:5133) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Terilogy Holdings Debt-to-EBITDA Related Terms


Terilogy Holdings Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Terilogy Holdings's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Terilogy Holdings Debt-to-EBITDA Chart

Terilogy Holdings Annual Data
Trend Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
1.41 0.69 0.51 0.88

Terilogy Holdings Semi-Annual Data
Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial 0.48 1.26 0.33 0.36 0.69

TSE:5133 vs IBM, ACN, FISV: Debt-to-EBITDA Comparison

For the Information Technology Services subindustry, Terilogy Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Terilogy Holdings Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Terilogy Holdings's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Terilogy Holdings's Debt-to-EBITDA falls into.


TSE:5133
41GF Score
Terilogy Holdings Corp TSE:5133
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Terilogy Holdings Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Terilogy Holdings's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(485.844 + 304.571) / 899.783
=0.88

Terilogy Holdings's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(485.844 + 304.571) / 1151.676
=0.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.69 mean?
Terilogy Holdings (TSE:5133) has a Debt-to-EBITDA of 0.69 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Terilogy Holdings. This is 12% below median its historical median of 0.78. Over the past decade, Terilogy Holdings' Debt-to-EBITDA has ranged from 0.51 to 1.41. According to the industry distribution chart, Terilogy Holdings ranks #827 out of 1742 companies in the Software industry, placing it in the top 47.5%.
Is Terilogy Holdings' Debt-to-EBITDA too high?
Terilogy Holdings' current Debt-to-EBITDA of 0.69 is 12% below median its 10-year median of 0.78. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 1.41. The Software industry median Debt-to-EBITDA is 0.98. Terilogy Holdings' value of 0.69 is 29.6% below this industry median. Based on the distribution chart, Terilogy Holdings ranks #827 out of 1742 companies in the Software industry, which is above the industry midpoint. Overall, Terilogy Holdings has a GF Score™ of 41/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Terilogy Holdings' Debt-to-EBITDA compare to IBM and ACN?
According to the Software industry distribution chart, Terilogy Holdings ranks #827 out of 1742 companies for Debt-to-EBITDA. This puts Terilogy Holdings in the upper half of its industry. The industry median Debt-to-EBITDA is 0.98. Terilogy Holdings' value of 0.69 is 29.6% below this benchmark. Historically, Terilogy Holdings' own Debt-to-EBITDA has ranged from 0.51 to 1.41 over the past decade. While the company's 10-year median is 0.78 vs. the industry median of 0.98, Terilogy Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 0.98, based on 1,742 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Terilogy Holdings's current Debt-to-EBITDA of 0.69 is 29.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Terilogy Holdings. For the Software industry, the median Debt-to-EBITDA is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Terilogy Holdings's current Debt-to-EBITDA is 0.69, which is 12% below median its own 10-year median of 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Terilogy Holdings stock overvalued right now?
Based on GuruFocus' analysis, Terilogy Holdings (TSE:5133) is currently considered Significantly Undervalued. The stock's GF Value™ is 円482.16, compared to a current price of 円317.00 — trading 34.3% below its estimated fair value. The current Debt-to-EBITDA is 0.69, which is 12% below median its 10-year median of 0.78 and 29.6% below the Software industry median of 0.98. Terilogy Holdings' overall GF Score™ is 41/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Terilogy Holdings (TSE:5133), the current Debt-to-EBITDA is 0.69 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Terilogy Holdings (TSE:5133) Overvalued in 2026?

Based on GuruFocus' analysis, Terilogy Holdings stock appears to be undervalued. The current stock price of 円317.00 is trading 34.3% below its estimated GF Value™ of 円482.16. GuruFocus considers Terilogy Holdings to be Significantly Undervalued.

Key valuation signals for TSE:5133:

  • Debt-to-EBITDA: 0.69 (12% below median its 10-year median of 0.78)
  • GF Value™: 円482.16 vs. price of 円317.00 (34.3% below fair value)
  • GF Score™: 41/100 with 2 warning signs
  • Industry Position: 29.6% below the Software median (#827 of 1742)

No single metric tells the full story. See the TSE:5133 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Terilogy Holdings Business Description

Address 1-13-5 Kudankita, 4th Floor, Hulic Kudan Building, Chiyoda-ku, Tokyo, JPN, 102-0073
Terilogy Holdings Corp is engaged in the import and sale of overseas hardware and software products, system-related consulting services, system building and training for end users, network building and related construction/installation work, maintenance services for network-related products, and development of application software. The group operates in a single segment of IT solution services.
41GF Score

Get the complete analysis for TSE:5133

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円317.00
Price
円482.16
GF Value