Tokio Marine Holdings (TSE:8766) Debt-to-EBITDA : N/A (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8766 Tokio Marine Holdings Inc TSE:8766
61 GF Score
Price 円7,885.00
GF Value 円6,355.63
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Tokio Marine Holdings Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Tokio Marine Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was 円0 Mil. Tokio Marine Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was 円726,946 Mil. Tokio Marine Holdings's annualized EBITDA for the quarter that ended in Mar. 2026 was 円0 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Tokio Marine Holdings's Debt-to-EBITDA or its related term are showing as below:

TSE:8766' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.11   Med: 0.31   Max: 0.6
Current: 0.6

During the past 13 years, the highest Debt-to-EBITDA Ratio of Tokio Marine Holdings was 0.60. The lowest was 0.11. And the median was 0.31.

TSE:8766's Debt-to-EBITDA is ranked better than
68.65% of 319 companies
in the Insurance industry
Industry Median: 1.19 vs TSE:8766: 0.60

Tokio Marine Holdings  (TSE:8766) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Tokio Marine Holdings Debt-to-EBITDA Related Terms


Tokio Marine Holdings Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Tokio Marine Holdings's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tokio Marine Holdings Debt-to-EBITDA Chart

Tokio Marine Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.30 0.31 0.57 0.42 N/A

Tokio Marine Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.68 0.10 0.18 0.18 N/A

TSE:8766 vs CB, PGR, TRV: Debt-to-EBITDA Comparison

For the Insurance - Property & Casualty subindustry, Tokio Marine Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tokio Marine Holdings Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Tokio Marine Holdings's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Tokio Marine Holdings's Debt-to-EBITDA falls into.


TSE:8766
61GF Score
Tokio Marine Holdings Inc TSE:8766
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tokio Marine Holdings Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Tokio Marine Holdings's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 726946) / N/A
=N/A

Tokio Marine Holdings's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Is Tokio Marine Holdings (TSE:8766) Overvalued in 2026?

Based on GuruFocus' analysis, Tokio Marine Holdings stock appears to be overvalued. The current stock price of 円7,885.00 is trading 24.1% above its estimated GF Value™ of 円6,355.63. GuruFocus considers Tokio Marine Holdings to be Modestly Overvalued.

Key valuation signals for TSE:8766:

  • Debt-to-EBITDA: N/A
  • GF Value™: 円6,355.63 vs. price of 円7,885.00 (24.1% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the TSE:8766 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tokio Marine Holdings Business Description

Address 2-6-4 Otemachi, Chiyoda-ku, Tokyo, JPN, 100-0004
Dating back to 1879, Tokio Marine is the oldest insurance company in Japan and operated as its top property and casualty insurer for decades. Following industry consolidation, it now shares domestic dominance with MS and AD and Sompo. However, Tokio Marine remains by far the most valuable listed Japanese insurer by market capitalization. This premium valuation is driven by an aggressive unwinding of domestic cross-shareholdings and a highly profitable overseas portfolio. The majority of its international business is based in the United States, where it has acquired premium specialty insurers since 2008, including Philadelphia Consolidated, Delphi Financial, Tokio Marine HCC, and Privilege Underwriters Reciprocal Exchange, recently fortified by a capital alliance with Berkshire Hathaway.
61GF Score

Get the complete analysis for TSE:8766

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円7,885.00
Price
円6,355.63
GF Value