TTAM (Titan America) Debt-to-EBITDA : 1.46 (As of Mar. 2026) — 11% Above Median


TTAM Titan America SA TTAM
21 GF Score
Price $17.13
! 1 Warning Sign
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What is Titan America Debt-to-EBITDA?

Titan America TTAM +0.82% 21 Debt-to-EBITDA is 1.46 as of Mar. 2026, which is 11% above its 10-year median of 1.31. GuruFocus rates TTAM with a GF Score™ of 21/100. The stock has 1 warning sign investors should review. Among 331 Building Materials companies, Titan America ranks better than 64.35% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Titan America's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $17 Mil. Titan America's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $439 Mil. Titan America's annualized EBITDA for the quarter that ended in Mar. 2026 was $311 Mil. Titan America's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 1.46.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Titan America's Debt-to-EBITDA or its related term are showing as below:

TTAM' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.2   Med: 1.31   Max: 2.45
Current: 1.2

During the past 5 years, the highest Debt-to-EBITDA Ratio of Titan America was 2.45. The lowest was 1.20. And the median was 1.31.

TTAM's Debt-to-EBITDA is ranked better than
64.35% of 331 companies
in the Building Materials industry
Industry Median: 2.27 vs TTAM: 1.20

Titan America  (NYSE:TTAM) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Titan America Debt-to-EBITDA Related Terms


Titan America Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Titan America's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Titan America Debt-to-EBITDA Chart

Titan America Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
0.00 2.45 1.30 1.32 1.22

Titan America Quarterly Data
Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 1.52 1.18 1.04 1.27 1.46

TTAM vs USLM, TGLS, KNF: Debt-to-EBITDA Comparison

For the Building Materials subindustry, Titan America's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Titan America Debt-to-EBITDA vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, Titan America's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Titan America's Debt-to-EBITDA falls into.


TTAM
21GF Score
Titan America SA TTAM
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Titan America Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Titan America's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(16.555 + 445.858) / 379.02
=1.22

Titan America's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(16.61 + 438.626) / 311.288
=1.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.46 mean?
Titan America (TTAM) has a Debt-to-EBITDA of 1.46 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Titan America. This is 11% above median its historical median of 1.31. Over the past decade, Titan America's Debt-to-EBITDA has ranged from 1.20 to 2.45. According to the industry distribution chart, Titan America ranks #118 out of 331 companies in the Building Materials industry, placing it in the top 35.6%.
Is Titan America's Debt-to-EBITDA too high?
Titan America's current Debt-to-EBITDA of 1.46 is 11% above median its 10-year median of 1.31. Over the past 10 years, this metric has ranged from a low of 1.20 to a high of 2.45. The Building Materials industry median Debt-to-EBITDA is 2.27. Titan America's value of 1.46 is 35.7% below this industry median. Based on the distribution chart, Titan America ranks #118 out of 331 companies in the Building Materials industry, which is above the industry midpoint. Overall, Titan America has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Titan America's Debt-to-EBITDA compare to USLM and TGLS?
According to the Building Materials industry distribution chart, Titan America ranks #118 out of 331 companies for Debt-to-EBITDA. This puts Titan America in the upper half of its industry. The industry median Debt-to-EBITDA is 2.27. Titan America's value of 1.46 is 35.7% below this benchmark. Historically, Titan America's own Debt-to-EBITDA has ranged from 1.20 to 2.45 over the past decade. While the company's 10-year median is 1.31 vs. the industry median of 2.27, Titan America has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Building Materials company?
The median Debt-to-EBITDA among Building Materials companies is 2.27, based on 331 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Titan America's current Debt-to-EBITDA of 1.46 is 35.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Titan America. For the Building Materials industry, the median Debt-to-EBITDA is 2.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Titan America's current Debt-to-EBITDA is 1.46, which is 11% above median its own 10-year median of 1.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Titan America stock overvalued right now?
Titan America (TTAM) has a current Debt-to-EBITDA of 1.46. The current Debt-to-EBITDA is 1.46, which is 11% above median its 10-year median of 1.31 and 35.7% below the Building Materials industry median of 2.27. Titan America's overall GF Score™ is 21/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Titan America (TTAM), the current Debt-to-EBITDA is 1.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Titan America Business Description

Other Exchanges IH9:Germany
Address Place Sainte-Gudule 14, Bruxelles, BEL, 1000
Titan America SA is a vertically integrated, multi-regional manufacturer and supplier of heavy building materials and services operating in Florida, the New York and New Jersey Metropolitan area Metro New York, Virginia, North Carolina and South Carolina. The Company, through its wholly owned subsidiaries, operates in the manufacture, distribution, and sale of cement, fly ash, aggregates, ready-mix concrete, and concrete blocks to resellers and construction contractors in the Eastern region of the United States.
21GF Score

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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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