TTAM (Titan America) Effective Interest Rate on Debt %: 4.14% (As of Mar. 2026)


TTAM Titan America SA TTAM
21 GF Score
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What is Titan America Effective Interest Rate on Debt %?

Titan America TTAM -0.92% 21 Effective Interest Rate on Debt % is 4.14% as of Mar. 2026. GuruFocus rates TTAM with a GF Score™ of 21/100. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Titan America's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $19 Mil. Titan America's average total debt for the quarter that ended in Mar. 2026 was $459 Mil. Therefore, Titan America's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.14%.

Titan America  (NYSE:TTAM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Titan America Effective Interest Rate on Debt % Related Terms

Titan America Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Titan America's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Titan America Effective Interest Rate on Debt % Chart

Titan America Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
0.00 4.63 4.81 5.77 5.52

Titan America Quarterly Data
Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 5.71 4.77 4.65 6.79 4.14

TTAM vs USLM, TGLS, KNF: Effective Interest Rate on Debt % Comparison

For the Building Materials subindustry, Titan America's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Titan America Effective Interest Rate on Debt % vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, Titan America's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Titan America's Effective Interest Rate on Debt % falls into.


TTAM
21GF Score
Titan America SA TTAM
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Titan America Effective Interest Rate on Debt % Calculation

Titan America's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -25.462/( (460.183+462.413)/ 2 )
=-1  *  -25.462/461.298
=5.52 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=414.189 + 45.994
=460.183

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=445.858 + 16.555
=462.413

Titan America's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -18.98/( (462.413+455.236)/ 2 )
=-1  *  -18.98/458.8245
=4.14 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=445.858 + 16.555
=462.413

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=438.626 + 16.61
=455.236

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.14% mean?
Titan America (TTAM) has a Effective Interest Rate on Debt % of 4.14% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Titan America and its competitors.
Is Titan America's Effective Interest Rate on Debt % too high?
Titan America's current Effective Interest Rate on Debt % is 4.14%. Overall, Titan America has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Titan America's Effective Interest Rate on Debt % compare to USLM and TGLS?
Titan America's Effective Interest Rate on Debt % of 4.14% can be compared against companies in the Building Materials industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Building Materials company?
A good Effective Interest Rate on Debt % depends on the Building Materials industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Titan America and its competitors. Titan America's current Effective Interest Rate on Debt % is 4.14%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Titan America stock overvalued right now?
Titan America (TTAM) has a current Effective Interest Rate on Debt % of 4.14%. The current Effective Interest Rate on Debt % is 4.14%. Titan America's overall GF Score™ is 21/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Titan America (TTAM), the current Effective Interest Rate on Debt % is 4.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Titan America Business Description

Other Exchanges IH9:Germany
Address Place Sainte-Gudule 14, Bruxelles, BEL, 1000
Titan America SA is a vertically integrated, multi-regional manufacturer and supplier of heavy building materials and services operating in Florida, the New York and New Jersey Metropolitan area Metro New York, Virginia, North Carolina and South Carolina. The Company, through its wholly owned subsidiaries, operates in the manufacture, distribution, and sale of cement, fly ash, aggregates, ready-mix concrete, and concrete blocks to resellers and construction contractors in the Eastern region of the United States.
21GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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