TTAM (Titan America) Interest Coverage: 10.74 (As of Mar. 2026) — Near Median


TTAM Titan America SA TTAM
21 GF Score
Price $19.30
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What is Titan America Interest Coverage?

Titan America TTAM +2.82% 21 Interest Coverage is 10.74 as of Mar. 2026, which is 5% above its 10-year median of 10.22. GuruFocus rates TTAM with a GF Score™ of 21/100. The stock has 5 warning signs investors should review. Among 310 Building Materials companies, Titan America ranks better than 62.26% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Titan America's Operating Income for the three months ended in Mar. 2026 was $51 Mil. Titan America's Interest Expense for the three months ended in Mar. 2026 was $-5 Mil. Titan America's interest coverage for the quarter that ended in Mar. 2026 was 10.74. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Titan America's Interest Coverage or its related term are showing as below:

TTAM' s Interest Coverage Range Over the Past 10 Years
Min: 4.58   Med: 10.22   Max: 11.44
Current: 11.44


TTAM's Interest Coverage is ranked better than
62.26% of 310 companies
in the Building Materials industry
Industry Median: 6.68 vs TTAM: 11.44

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Titan America  (NYSE:TTAM) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Titan America Interest Coverage Related Terms


Titan America Interest Coverage Historical Data

* Premium members only.

The historical data trend for Titan America's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Titan America Interest Coverage Chart

Titan America Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
4.58 4.88 11.11 10.22 10.67

Titan America Quarterly Data
Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 7.97 12.74 16.13 7.68 10.74

TTAM vs USLM, TGLS, KNF: Interest Coverage Comparison

For the Building Materials subindustry, Titan America's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Titan America Interest Coverage vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, Titan America's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Titan America's Interest Coverage falls into.


TTAM
21GF Score
Titan America SA TTAM
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Titan America Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Titan America's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Titan America's Interest Expense was $-25 Mil. Its Operating Income was $272 Mil. And its Long-Term Debt & Capital Lease Obligation was $446 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*271.644/-25.462
=10.67

Titan America's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Titan America's Interest Expense was $-5 Mil. Its Operating Income was $51 Mil. And its Long-Term Debt & Capital Lease Obligation was $439 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*50.974/-4.745
=10.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 10.74 mean?
Titan America (TTAM) has a Interest Coverage of 10.74 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Titan America and its competitors. This is near median its historical median of 10.22. Over the past decade, Titan America's Interest Coverage has ranged from 4.58 to 11.44. According to the industry distribution chart, Titan America ranks #117 out of 310 companies in the Building Materials industry, placing it in the top 37.7%.
Is Titan America's Interest Coverage too high?
Titan America's current Interest Coverage of 10.74 is near median its 10-year median of 10.22. Over the past 10 years, this metric has ranged from a low of 4.58 to a high of 11.44. The Building Materials industry median Interest Coverage is 6.68. Titan America's value of 10.74 is 60.8% above this industry median. Based on the distribution chart, Titan America ranks #117 out of 310 companies in the Building Materials industry, which is above the industry midpoint. Overall, Titan America has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Titan America's Interest Coverage compare to USLM and TGLS?
According to the Building Materials industry distribution chart, Titan America ranks #117 out of 310 companies for Interest Coverage. This puts Titan America in the upper half of its industry. The industry median Interest Coverage is 6.68. Titan America's value of 10.74 is 60.8% above this benchmark. Historically, Titan America's own Interest Coverage has ranged from 4.58 to 11.44 over the past decade. While the company's 10-year median is 10.22 vs. the industry median of 6.68, Titan America has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Building Materials company?
The median Interest Coverage among Building Materials companies is 6.68, based on 310 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Titan America's current Interest Coverage of 10.74 is 60.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Titan America and its competitors. For the Building Materials industry, the median Interest Coverage is 6.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Titan America's current Interest Coverage is 10.74, which is near median its own 10-year median of 10.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Titan America stock overvalued right now?
Titan America (TTAM) has a current Interest Coverage of 10.74. The current Interest Coverage is 10.74, which is near median its 10-year median of 10.22 and 60.8% above the Building Materials industry median of 6.68. Titan America's overall GF Score™ is 21/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Titan America (TTAM), the current Interest Coverage is 10.74 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Titan America Business Description

Other Exchanges IH9:Germany
Address Place Sainte-Gudule 14, Bruxelles, BEL, 1000
Titan America SA is a vertically integrated, multi-regional manufacturer and supplier of heavy building materials and services operating in Florida, the New York and New Jersey Metropolitan area Metro New York, Virginia, North Carolina and South Carolina. The Company, through its wholly owned subsidiaries, operates in the manufacture, distribution, and sale of cement, fly ash, aggregates, ready-mix concrete, and concrete blocks to resellers and construction contractors in the Eastern region of the United States.
21GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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