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UOL GroupUOLGF +1.91%81 Debt-to-EBITDA is 4.71 as of Dec. 2025, which is 2% below its 10-year median of 4.83. GuruFocus rates UOLGF with a GF Score™ of 81/100 and a GF Value™ of $5.26. The stock has 2 warning signs investors should review. Among 1,271 Real Estate companies, UOL Group ranks better than 53.27% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for UOL Group's Debt-to-EBITDA or its related term are showing as below:
UOLGF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.2 Med: 4.83 Max: 17.21
Current: 5.15
During the past 13 years, the highest Debt-to-EBITDA Ratio of UOL Group was 17.21. The lowest was 3.20. And the median was 4.83.
UOLGF's Debt-to-EBITDA is ranked better than 53.27% of 1271
companies
in the Real Estate industry
Industry Median: 5.61
vs UOLGF: 5.15
UOL Group (OTCPK:UOLGF) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
UOL Group Debt-to-EBITDA Related Terms
UOL Group Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for UOL Group's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate - Development subindustry, UOL Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UOL Group Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, UOL Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where UOL Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
UOL Group (UOLGF) has a Debt-to-EBITDA of 4.71 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on UOL Group. This is near median its historical median of 4.83. Over the past decade, UOL Group's Debt-to-EBITDA has ranged from 3.20 to 17.21. According to the industry distribution chart, UOL Group ranks #594 out of 1271 companies in the Real Estate industry, placing it in the top 46.7%.
Is UOL Group's Debt-to-EBITDA too high?
UOL Group's current Debt-to-EBITDA of 4.71 is near median its 10-year median of 4.83. Over the past 10 years, this metric has ranged from a low of 3.20 to a high of 17.21. The Real Estate industry median Debt-to-EBITDA is 5.61. UOL Group's value of 4.71 is 16% below this industry median. Based on the distribution chart, UOL Group ranks #594 out of 1271 companies in the Real Estate industry, which is above the industry midpoint. Overall, UOL Group has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does UOL Group's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, UOL Group ranks #594 out of 1271 companies for Debt-to-EBITDA. This puts UOL Group in the upper half of its industry. The industry median Debt-to-EBITDA is 5.61. UOL Group's value of 4.71 is 16% below this benchmark. Historically, UOL Group's own Debt-to-EBITDA has ranged from 3.20 to 17.21 over the past decade. While the company's 10-year median is 4.83 vs. the industry median of 5.61, UOL Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.61, based on 1,271 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UOL Group's current Debt-to-EBITDA of 4.71 is 16% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on UOL Group. For the Real Estate industry, the median Debt-to-EBITDA is 5.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UOL Group's current Debt-to-EBITDA is 4.71, which is near median its own 10-year median of 4.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UOL Group stock overvalued right now?
UOL Group (UOLGF) has a current Debt-to-EBITDA of 4.71. The stock's GF Value™ is $5.26, compared to a current price of $8.04 — trading 52.9% above its estimated fair value. The current Debt-to-EBITDA is 4.71, which is near median its 10-year median of 4.83 and 16% below the Real Estate industry median of 5.61. UOL Group's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For UOL Group (UOLGF), the current Debt-to-EBITDA is 4.71 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UOL Group (UOLGF) Overvalued in 2026?
Based on GuruFocus' analysis, UOL Group stock appears to be overvalued.
The current stock price of $8.04 is trading 52.9% above its estimated GF Value™ of $5.26.
Key valuation signals for UOLGF:
Debt-to-EBITDA: 4.71 (near median its 10-year median of 4.83)
GF Value™: $5.26 vs. price of $8.04 (52.9% above fair value)
Industry Position: 16% below the Real Estate median (#594 of 1271)
No single metric tells the full story. See the UOLGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UOL Group Ltd is a general real estate company. The company operates in various segments: Technology Operations, Management Services, Investments, Hotel Operations, Property Investments, and Property Development. The majority of revenue is from Property Development. Geographically, the company operates in Singapore, Australia, the UK, Malaysia, Vietnam, Indonesia, Myanmar, the PRC, and other countries, with the maximum revenue from Singapore.
81GF Score
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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