UOLGF (UOL Group) Graham Number: $10.09 (As of Dec. 2025) — 1429% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

UOLGF UOL Group Ltd UOLGF
79 GF Score
Price $8.04
GF Value $5.26
! 2 Warning Signs
View Full Analysis

What is UOL Group Graham Number?

UOL Group UOLGF +1.91% 79 Graham Number is $10.09 as of Dec. 2025, which is 1429% above its 10-year median of 0.66. GuruFocus rates UOLGF with a GF Score™ of 79/100 and a GF Value™ of $5.26. The stock has 2 warning signs investors should review. Among 1,170 Real Estate companies, UOL Group ranks better than 50.51% on this metric.

Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.

As of today (2026-07-22), the stock price of UOL Group is $8.0404. UOL Group's graham number for the quarter that ended in Dec. 2025 was $10.09. Therefore, UOL Group's Price to Graham Number ratio for today is 0.80.

The historical rank and industry rank for UOL Group's Graham Number or its related term are showing as below:

UOLGF' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.5   Med: 0.66   Max: 1.79
Current: 0.74

During the past 13 years, the highest Price to Graham Number ratio of UOL Group was 1.79. The lowest was 0.50. And the median was 0.66.

UOLGF's Price-to-Graham-Number is ranked better than
50.51% of 1170 companies
in the Real Estate industry
Industry Median: 0.74 vs UOLGF: 0.74

Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.


UOL Group  (OTCPK:UOLGF) Graham Number Explanation

Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:

Current price should not be more than 15 times average earnings of the past three years.

Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)

Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.

In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.

UOL Group's Price to Graham number Ratio for today is calculated as

Price to Graham number=Share Price (Today)/Graham number (Q: Dec. 2025 )
=8.0404/10.09
=0.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Please keep these in mind:

1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.


UOL Group Graham Number Related Terms


UOL Group Graham Number Historical Data

* Premium members only.

The historical data trend for UOL Group's Graham Number can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UOL Group Graham Number Chart

UOL Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Graham Number
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.19 9.52 7.30 7.69 10.09

UOL Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Graham Number Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.49 7.41 8.05 9.13 10.09

UOL Group Graham Number Competitor Comparison

For the Real Estate - Development subindustry, UOL Group's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UOL Group Price-to-Graham-Number vs Real Estate Industry

For the Real Estate industry and Real Estate sector, UOL Group's Price-to-Graham-Number distribution charts can be found below:

* The bar in red indicates where UOL Group's Price-to-Graham-Number falls into.


UOLGF
79GF Score
UOL Group Ltd UOLGF
Graham Number is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

UOL Group Graham Number Calculation

Graham Number is a concept based on Ben Graham's conservative valuation of companies.

UOL Group's Graham Number for the fiscal year that ended in Dec. 2025 is calculated as

Graham Number
=sqrt of (22.5* Tangible Book per Share *EPS without NRI)
=sqrt of (22.5*10.754*0.421)
=10.09

UOL Group's Graham Number for the quarter that ended in Dec. 2025 is calculated as

Graham Number
=sqrt of (22.5*Tangible Book per Share*EPS without NRI (TTM))
=sqrt of (22.5*10.754*0.421)
=10.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Graham Number →
What does a Graham Number of $10.09 mean?
UOL Group (UOLGF) has a Graham Number of $10.09 as of Dec. 2025. The Graham Number values a company based on its per-share earnings and book value. View historical data on UOL Group and its competitors. This is 1429% above median its historical median of 0.66. Over the past decade, UOL Group's Graham Number has ranged from 0.50 to 1.79. According to the industry distribution chart, UOL Group ranks #579 out of 1170 companies in the Real Estate industry, placing it in the top 49.5%.
Is UOL Group's Graham Number too high?
UOL Group's current Graham Number of $10.09 is 1429% above median its 10-year median of 0.66. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 1.79. The Real Estate industry median Graham Number is 0.74. UOL Group's value of $10.09 is 1263.5% above this industry median. Based on the distribution chart, UOL Group ranks #579 out of 1170 companies in the Real Estate industry, which is above the industry midpoint. Overall, UOL Group has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does UOL Group's Graham Number compare to competitors?
According to the Real Estate industry distribution chart, UOL Group ranks #579 out of 1170 companies for Graham Number. This puts UOL Group in the upper half of its industry. The industry median Graham Number is 0.74. UOL Group's value of $10.09 is 1263.5% above this benchmark. Historically, UOL Group's own Graham Number has ranged from 0.50 to 1.79 over the past decade. While the company's 10-year median is 0.66 vs. the industry median of 0.74, UOL Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for a Real Estate company?
The median Graham Number among Real Estate companies is 0.74, based on 1,170 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UOL Group's current Graham Number of $10.09 is 1263.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on UOL Group and its competitors. For the Real Estate industry, the median Graham Number is 0.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UOL Group's current Graham Number is $10.09, which is 1429% above median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UOL Group stock overvalued right now?
UOL Group (UOLGF) has a current Graham Number of $10.09. The stock's GF Value™ is $5.26, compared to a current price of $8.04 — trading 52.9% above its estimated fair value. The current Graham Number is $10.09, which is 1429% above median its 10-year median of 0.66 and 1263.5% above the Real Estate industry median of 0.74. UOL Group's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For UOL Group (UOLGF), the current Graham Number is $10.09 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UOL Group (UOLGF) Overvalued in 2026?

Based on GuruFocus' analysis, UOL Group stock appears to be overvalued. The current stock price of $8.04 is trading 52.9% above its estimated GF Value™ of $5.26.

Key valuation signals for UOLGF:

  • Graham Number: $10.09 (1429% above median its 10-year median of 0.66)
  • GF Value™: $5.26 vs. price of $8.04 (52.9% above fair value)
  • GF Score™: 79/100 with 2 warning signs
  • Industry Position: 1263.5% above the Real Estate median (#579 of 1170)

No single metric tells the full story. See the UOLGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UOL Group Business Description

Address 101 Thomson Road, No. 33-00 United Square, Singapore, SGP, 307591
UOL Group Ltd is a general real estate company. The company operates in various segments: Technology Operations, Management Services, Investments, Hotel Operations, Property Investments, and Property Development. The majority of revenue is from Property Development. Geographically, the company operates in Singapore, Australia, the UK, Malaysia, Vietnam, Indonesia, Myanmar, the PRC, and other countries, with the maximum revenue from Singapore.
79GF Score

Get the complete analysis for UOLGF

Graham Number is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.04
Price
$5.26
GF Value