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UOL GroupUOLGF +1.91%79 Debt-to-Equity is 0.40 as of Dec. 2025, which is 17% below its 10-year median of 0.48. GuruFocus rates UOLGF with a GF Score™ of 79/100 and a GF Value™ of $5.36. The stock has 2 warning signs investors should review. Among 1,542 Real Estate companies, UOL Group ranks better than 66.02% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for UOL Group's Debt-to-Equity or its related term are showing as below:
UOLGF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.3 Med: 0.48 Max: 0.52
Current: 0.4
During the past 13 years, the highest Debt-to-Equity Ratio of UOL Group was 0.52. The lowest was 0.30. And the median was 0.48.
UOLGF's Debt-to-Equity is ranked better than 66.02% of 1542
companies
in the Real Estate industry
Industry Median: 0.73
vs UOLGF: 0.40
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
UOL Group Debt-to-Equity Related Terms
UOL Group Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for UOL Group's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate - Development subindustry, UOL Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UOL Group Debt-to-Equity vs Real Estate Industry
For the Real Estate industry and Real Estate sector, UOL Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where UOL Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UOL Group (UOLGF) has a Debt-to-Equity of 0.40 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on UOL Group and its competitors. This is 17% below median its historical median of 0.48. Over the past decade, UOL Group's Debt-to-Equity has ranged from 0.30 to 0.52. According to the industry distribution chart, UOL Group ranks #524 out of 1542 companies in the Real Estate industry, placing it in the top 34%.
Is UOL Group's Debt-to-Equity too high?
UOL Group's current Debt-to-Equity of 0.40 is 17% below median its 10-year median of 0.48. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 0.52. The Real Estate industry median Debt-to-Equity is 0.73. UOL Group's value of 0.40 is 45.2% below this industry median. Based on the distribution chart, UOL Group ranks #524 out of 1542 companies in the Real Estate industry, which is above the industry midpoint. Overall, UOL Group has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does UOL Group's Debt-to-Equity compare to competitors?
According to the Real Estate industry distribution chart, UOL Group ranks #524 out of 1542 companies for Debt-to-Equity. This puts UOL Group in the upper half of its industry. The industry median Debt-to-Equity is 0.73. UOL Group's value of 0.40 is 45.2% below this benchmark. Historically, UOL Group's own Debt-to-Equity has ranged from 0.30 to 0.52 over the past decade. While the company's 10-year median is 0.48 vs. the industry median of 0.73, UOL Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Real Estate company?
The median Debt-to-Equity among Real Estate companies is 0.73, based on 1,542 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UOL Group's current Debt-to-Equity of 0.40 is 45.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on UOL Group and its competitors. For the Real Estate industry, the median Debt-to-Equity is 0.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UOL Group's current Debt-to-Equity is 0.40, which is 17% below median its own 10-year median of 0.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UOL Group stock overvalued right now?
UOL Group (UOLGF) has a current Debt-to-Equity of 0.40. The stock's GF Value™ is $5.36, compared to a current price of $8.04 — trading 50% above its estimated fair value. The current Debt-to-Equity is 0.40, which is 17% below median its 10-year median of 0.48 and 45.2% below the Real Estate industry median of 0.73. UOL Group's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For UOL Group (UOLGF), the current Debt-to-Equity is 0.40 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UOL Group (UOLGF) Overvalued in 2026?
Based on GuruFocus' analysis, UOL Group stock appears to be overvalued.
The current stock price of $8.04 is trading 50% above its estimated GF Value™ of $5.36.
Key valuation signals for UOLGF:
Debt-to-Equity: 0.40 (17% below median its 10-year median of 0.48)
GF Value™: $5.36 vs. price of $8.04 (50% above fair value)
Industry Position: 45.2% below the Real Estate median (#524 of 1542)
No single metric tells the full story. See the UOLGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UOL Group Ltd is a general real estate company. The company operates in various segments: Technology Operations, Management Services, Investments, Hotel Operations, Property Investments, and Property Development. The majority of revenue is from Property Development. Geographically, the company operates in Singapore, Australia, the UK, Malaysia, Vietnam, Indonesia, Myanmar, the PRC, and other countries, with the maximum revenue from Singapore.
79GF Score
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