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AmicaWAR:AMC -0.32%81 Debt-to-EBITDA is 1.84 as of Mar. 2026, which is 13% above its 10-year median of 1.63. GuruFocus rates WAR:AMC with a GF Score™ of 81/100 and a GF Value™ of zł59.30 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 332 Furnishings, Fixtures & Appliances companies, Amica ranks better than 61.14% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Amica's Debt-to-EBITDA or its related term are showing as below:
WAR:AMC'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.9 Med: 1.63 Max: 2.2
Current: 1.33
During the past 13 years, the highest Debt-to-EBITDA Ratio of Amica was 2.20. The lowest was 0.90. And the median was 1.63.
WAR:AMC's Debt-to-EBITDA is ranked better than 61.14% of 332
companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 1.91
vs WAR:AMC: 1.33
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Amica Debt-to-EBITDA Related Terms
Amica Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Amica's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WAR:AMC vs SN, SGI, MHK: Debt-to-EBITDA Comparison
For the Furnishings, Fixtures & Appliances subindustry, Amica's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Amica Debt-to-EBITDA vs Furnishings, Fixtures & Appliances Industry
For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Amica's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Amica's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Amica (WAR:AMC) has a Debt-to-EBITDA of 1.84 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Amica. This is 13% above median its historical median of 1.63. Over the past decade, Amica's Debt-to-EBITDA has ranged from 0.90 to 2.20. According to the industry distribution chart, Amica ranks #129 out of 332 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 38.9%.
Is Amica's Debt-to-EBITDA too high?
Amica's current Debt-to-EBITDA of 1.84 is 13% above median its 10-year median of 1.63. Over the past 10 years, this metric has ranged from a low of 0.90 to a high of 2.20. The Furnishings, Fixtures & Appliances industry median Debt-to-EBITDA is 1.91. Amica's value of 1.84 is 3.7% below this industry median. Based on the distribution chart, Amica ranks #129 out of 332 companies in the Furnishings, Fixtures & Appliances industry, which is above the industry midpoint. Overall, Amica has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Amica's Debt-to-EBITDA compare to SN and SGI?
According to the Furnishings, Fixtures & Appliances industry distribution chart, Amica ranks #129 out of 332 companies for Debt-to-EBITDA. This puts Amica in the upper half of its industry. The industry median Debt-to-EBITDA is 1.91. Amica's value of 1.84 is 3.7% below this benchmark. Historically, Amica's own Debt-to-EBITDA has ranged from 0.90 to 2.20 over the past decade. While the company's 10-year median is 1.63 vs. the industry median of 1.91, Amica has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Furnishings, Fixtures & Appliances company?
The median Debt-to-EBITDA among Furnishings, Fixtures & Appliances companies is 1.91, based on 332 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amica's current Debt-to-EBITDA of 1.84 is 3.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Amica. For the Furnishings, Fixtures & Appliances industry, the median Debt-to-EBITDA is 1.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amica's current Debt-to-EBITDA is 1.84, which is 13% above median its own 10-year median of 1.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amica stock overvalued right now?
Based on GuruFocus' analysis, Amica (WAR:AMC) is currently considered Modestly Undervalued. The stock's GF Value™ is zł59.30, compared to a current price of zł47.00 — trading 20.7% below its estimated fair value. The current Debt-to-EBITDA is 1.84, which is 13% above median its 10-year median of 1.63 and 3.7% below the Furnishings, Fixtures & Appliances industry median of 1.91. Amica's overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Amica (WAR:AMC), the current Debt-to-EBITDA is 1.84 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Amica (WAR:AMC) Overvalued in 2026?
Based on GuruFocus' analysis, Amica stock appears to be undervalued.
The current stock price of zł47.00 is trading 20.7% below its estimated GF Value™ of zł59.30.
GuruFocus considers Amica to be Modestly Undervalued.
Key valuation signals for WAR:AMC:
Debt-to-EBITDA: 1.84 (13% above median its 10-year median of 1.63)
GF Value™: zł59.30 vs. price of zł47.00 (20.7% below fair value)
Industry Position: 3.7% below the Furnishings, Fixtures & Appliances median (#129 of 332)
No single metric tells the full story. See the WAR:AMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Amica SA is a manufacturer of household appliance products, including cookers, ovens, hobs, refrigerators, dishwashers, washing machines, microwave ovens, and hoods, among others. It sells its products under the brands Amica, Gram, Hansa, Matrix, Curtiss, Caviss, Fagor, CDA, and Le Chai. Additionally, the group offers maintenance, hotel, and catering services. The group's reporting segments are: Freestanding heating equipment, Built-in heating appliances, Other heating appliances, Goods, and Other. The majority of its revenue is generated from the Goods segment, which trades in washing machines, refrigerators, microwave ovens, dishwashers, hoods, and small household appliances. Geographically, the group generates the majority of its revenue from Poland, with rest coming from other markets.
81GF Score
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