Amica (WAR:AMC) Equity-to-Asset: 0.55 (As of Mar. 2026) — 17% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:AMC Amica SA WAR:AMC
82 GF Score
Price zł49.10
GF Value zł59.82
Valuation Modestly Undervalued
! 6 Warning Signs
View Full Analysis

What is Amica Equity-to-Asset?

Amica WAR:AMC -1.31% 82 Equity-to-Asset is 0.55 as of Mar. 2026, which is 17% above its 10-year median of 0.47. GuruFocus rates WAR:AMC with a GF Score™ of 82/100 and a GF Value™ of zł59.82 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 437 Furnishings, Fixtures & Appliances companies, Amica ranks worse than 51.26% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Amica's Total Stockholders Equity for the quarter that ended in Mar. 2026 was zł1,071 Mil. Amica's Total Assets for the quarter that ended in Mar. 2026 was zł1,937 Mil. Therefore, Amica's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.55.

The historical rank and industry rank for Amica's Equity-to-Asset or its related term are showing as below:

WAR:AMC' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.41   Med: 0.47   Max: 0.57
Current: 0.55

During the past 13 years, the highest Equity to Asset Ratio of Amica was 0.57. The lowest was 0.41. And the median was 0.47.

WAR:AMC's Equity-to-Asset is ranked worse than
51.26% of 437 companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 0.56 vs WAR:AMC: 0.55

Amica  (WAR:AMC) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Amica Equity-to-Asset Related Terms


Amica Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Amica's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amica Equity-to-Asset Chart

Amica Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.46 0.50 0.53 0.55 0.57

Amica Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.54 0.50 0.52 0.57 0.55

WAR:AMC vs SN, SGI, MHK: Equity-to-Asset Comparison

For the Furnishings, Fixtures & Appliances subindustry, Amica's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amica Equity-to-Asset vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Amica's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Amica's Equity-to-Asset falls into.


WAR:AMC
82GF Score
Amica SA WAR:AMC
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Amica Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Amica's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=1040/1812.6
=0.57

Amica's Equity to Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

Equity to Asset (Q: Mar. 2026 )=Total Stockholders Equity/Total Assets
=1070.8/1937.4
=0.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.55 mean?
Amica (WAR:AMC) has a Equity-to-Asset of 0.55 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Amica and its competitors. This is 17% above median its historical median of 0.47. Over the past decade, Amica's Equity-to-Asset has ranged from 0.41 to 0.57. According to the industry distribution chart, Amica ranks #224 out of 437 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 51.3%.
Is Amica's Equity-to-Asset too high?
Amica's current Equity-to-Asset of 0.55 is 17% above median its 10-year median of 0.47. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 0.57. The Furnishings, Fixtures & Appliances industry median Equity-to-Asset is 0.56. Amica's value of 0.55 is 1.8% below this industry median. Based on the distribution chart, Amica ranks #224 out of 437 companies in the Furnishings, Fixtures & Appliances industry, which is below the industry midpoint. Overall, Amica has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Amica's Equity-to-Asset compare to SN and SGI?
According to the Furnishings, Fixtures & Appliances industry distribution chart, Amica ranks #224 out of 437 companies for Equity-to-Asset. This places Amica in the lower half of its industry. The industry median Equity-to-Asset is 0.56. Amica's value of 0.55 is 1.8% below this benchmark. Historically, Amica's own Equity-to-Asset has ranged from 0.41 to 0.57 over the past decade. While the company's 10-year median is 0.47 vs. the industry median of 0.56, Amica has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Furnishings, Fixtures & Appliances company?
The median Equity-to-Asset among Furnishings, Fixtures & Appliances companies is 0.56, based on 437 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amica's current Equity-to-Asset of 0.55 is 1.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Amica and its competitors. For the Furnishings, Fixtures & Appliances industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amica's current Equity-to-Asset is 0.55, which is 17% above median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amica stock overvalued right now?
Based on GuruFocus' analysis, Amica (WAR:AMC) is currently considered Modestly Undervalued. The stock's GF Value™ is zł59.82, compared to a current price of zł49.10 — trading 17.9% below its estimated fair value. The current Equity-to-Asset is 0.55, which is 17% above median its 10-year median of 0.47 and 1.8% below the Furnishings, Fixtures & Appliances industry median of 0.56. Amica's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Amica (WAR:AMC), the current Equity-to-Asset is 0.55 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Amica (WAR:AMC) Overvalued in 2026?

Based on GuruFocus' analysis, Amica stock appears to be undervalued. The current stock price of zł49.10 is trading 17.9% below its estimated GF Value™ of zł59.82. GuruFocus considers Amica to be Modestly Undervalued.

Key valuation signals for WAR:AMC:

  • Equity-to-Asset: 0.55 (17% above median its 10-year median of 0.47)
  • GF Value™: zł59.82 vs. price of zł49.10 (17.9% below fair value)
  • GF Score™: 82/100 with 6 warning signs
  • Industry Position: 1.8% below the Furnishings, Fixtures & Appliances median (#224 of 437)

No single metric tells the full story. See the WAR:AMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Amica Business Description

Other Exchanges 9R1:Germany
Address Mickiewicza Street 52, Wronki, POL, 64-510
Amica SA is a manufacturer of household appliance products, including cookers, ovens, hobs, refrigerators, dishwashers, washing machines, microwave ovens, and hoods, among others. It sells its products under the brands Amica, Gram, Hansa, Matrix, Curtiss, Caviss, Fagor, CDA, and Le Chai. Additionally, the group offers maintenance, hotel, and catering services. The group's reporting segments are: Freestanding heating equipment, Built-in heating appliances, Other heating appliances, Goods, and Other. The majority of its revenue is generated from the Goods segment, which trades in washing machines, refrigerators, microwave ovens, dishwashers, hoods, and small household appliances. Geographically, the group generates the majority of its revenue from Poland, with rest coming from other markets.
82GF Score

Get the complete analysis for WAR:AMC

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł49.10
Price
zł59.82
GF Value