Amica (WAR:AMC) Return-on-Tangible-Asset: 1.01% (As of Mar. 2026) — 82% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:AMC Amica SA WAR:AMC
81 GF Score
Price zł49.40
GF Value zł59.47
Valuation Modestly Undervalued
! 6 Warning Signs
View Full Analysis

What is Amica Return-on-Tangible-Asset?

Amica WAR:AMC +1.33% 81 Return-on-Tangible-Asset is 1.01% as of Mar. 2026, which is 82% below its 10-year median of 5.69. GuruFocus rates WAR:AMC with a GF Score™ of 81/100 and a GF Value™ of zł59.47 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 434 Furnishings, Fixtures & Appliances companies, Amica ranks worse than 55.07% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Amica's annualized Net Income for the quarter that ended in Mar. 2026 was zł17 Mil. Amica's average total tangible assets for the quarter that ended in Mar. 2026 was zł1,668 Mil. Therefore, Amica's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 1.01%.

The historical rank and industry rank for Amica's Return-on-Tangible-Asset or its related term are showing as below:

WAR:AMC' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -0.37   Med: 5.69   Max: 10.26
Current: 1.65

During the past 13 years, Amica's highest Return-on-Tangible-Asset was 10.26%. The lowest was -0.37%. And the median was 5.69%.

WAR:AMC's Return-on-Tangible-Asset is ranked worse than
55.07% of 434 companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 2.365 vs WAR:AMC: 1.65

Amica  (WAR:AMC) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Amica Return-on-Tangible-Asset Related Terms


Amica Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Amica's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amica Return-on-Tangible-Asset Chart

Amica Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.11 -0.37 -0.21 0.75 1.05

Amica Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.56 1.25 2.34 1.98 1.01

WAR:AMC vs SN, SGI, MHK: Return-on-Tangible-Asset Comparison

For the Furnishings, Fixtures & Appliances subindustry, Amica's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amica Return-on-Tangible-Asset vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Amica's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Amica's Return-on-Tangible-Asset falls into.


WAR:AMC
81GF Score
Amica SA WAR:AMC
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Amica Return-on-Tangible-Asset Calculation

Amica's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=17.5/( (1719.1+1607.3)/ 2 )
=17.5/1663.2
=1.05 %

Amica's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=16.8/( (1607.3+1727.9)/ 2 )
=16.8/1667.6
=1.01 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data.

What does a Return-on-Tangible-Asset of 1.01% mean?
Amica (WAR:AMC) has a Return-on-Tangible-Asset of 1.01% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Amica and its competitors. This is 82% below median its historical median of 5.69. According to the industry distribution chart, Amica ranks #239 out of 434 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 55.1%.
Is Amica's Return-on-Tangible-Asset too high?
Amica's current Return-on-Tangible-Asset of 1.01% is 82% below median its 10-year median of 5.69. The Furnishings, Fixtures & Appliances industry median Return-on-Tangible-Asset is 2.37. Amica's value of 1.01% is 57.3% below this industry median. Based on the distribution chart, Amica ranks #239 out of 434 companies in the Furnishings, Fixtures & Appliances industry, which is below the industry midpoint. Overall, Amica has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Amica's Return-on-Tangible-Asset compare to SN and SGI?
According to the Furnishings, Fixtures & Appliances industry distribution chart, Amica ranks #239 out of 434 companies for Return-on-Tangible-Asset. This places Amica in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.37. Amica's value of 1.01% is 57.3% below this benchmark. While the company's 10-year median is 5.69 vs. the industry median of 2.37, Amica has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Furnishings, Fixtures & Appliances company?
The median Return-on-Tangible-Asset among Furnishings, Fixtures & Appliances companies is 2.37, based on 434 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amica's current Return-on-Tangible-Asset of 1.01% is 57.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Amica and its competitors. For the Furnishings, Fixtures & Appliances industry, the median Return-on-Tangible-Asset is 2.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amica's current Return-on-Tangible-Asset is 1.01%, which is 82% below median its own 10-year median of 5.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amica stock overvalued right now?
Based on GuruFocus' analysis, Amica (WAR:AMC) is currently considered Modestly Undervalued. The stock's GF Value™ is zł59.47, compared to a current price of zł49.40 — trading 16.9% below its estimated fair value. The current Return-on-Tangible-Asset is 1.01%, which is 82% below median its 10-year median of 5.69 and 57.3% below the Furnishings, Fixtures & Appliances industry median of 2.37. Amica's overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Amica (WAR:AMC), the current Return-on-Tangible-Asset is 1.01% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Amica (WAR:AMC) Overvalued in 2026?

Based on GuruFocus' analysis, Amica stock appears to be undervalued. The current stock price of zł49.40 is trading 16.9% below its estimated GF Value™ of zł59.47. GuruFocus considers Amica to be Modestly Undervalued.

Key valuation signals for WAR:AMC:

  • Return-on-Tangible-Asset: 1.01% (82% below median its 10-year median of 5.69)
  • GF Value™: zł59.47 vs. price of zł49.40 (16.9% below fair value)
  • GF Score™: 81/100 with 6 warning signs
  • Industry Position: 57.3% below the Furnishings, Fixtures & Appliances median (#239 of 434)

No single metric tells the full story. See the WAR:AMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Amica Business Description

Other Exchanges 9R1:Germany
Address Mickiewicza Street 52, Wronki, POL, 64-510
Amica SA is a manufacturer of household appliance products, including cookers, ovens, hobs, refrigerators, dishwashers, washing machines, microwave ovens, and hoods, among others. It sells its products under the brands Amica, Gram, Hansa, Matrix, Curtiss, Caviss, Fagor, CDA, and Le Chai. Additionally, the group offers maintenance, hotel, and catering services. The group's reporting segments are: Freestanding heating equipment, Built-in heating appliances, Other heating appliances, Goods, and Other. The majority of its revenue is generated from the Goods segment, which trades in washing machines, refrigerators, microwave ovens, dishwashers, hoods, and small household appliances. Geographically, the group generates the majority of its revenue from Poland, with rest coming from other markets.
81GF Score

Get the complete analysis for WAR:AMC

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł49.40
Price
zł59.47
GF Value