Yolo (WAR:YOL) Debt-to-EBITDA : -0.11 (As of Sep. 2022)

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WAR:YOL Yolo SA WAR:YOL
4 GF Score
Price zł0.33
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What is Yolo Debt-to-EBITDA?

Yolo WAR:YOL 4 Debt-to-EBITDA is -0.11 as of Sep. 2022. GuruFocus rates WAR:YOL with a GF Score™ of 4/100.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Yolo's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2022 was zł0.10 Mil. Yolo's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2022 was zł0.00 Mil. Yolo's annualized EBITDA for the quarter that ended in Sep. 2022 was zł-0.91 Mil. Yolo's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2022 was -0.11.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Yolo's Debt-to-EBITDA or its related term are showing as below:

WAR:YOL's Debt-to-EBITDA is not ranked *
in the Credit Services industry.
Industry Median: 9.055
* Ranked among companies with meaningful Debt-to-EBITDA only.

Yolo  (WAR:YOL) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Yolo Debt-to-EBITDA Related Terms


Yolo Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Yolo's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yolo Debt-to-EBITDA Chart

Yolo Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.37 -1.81 -3.70 -6.57 -7.58

Yolo Quarterly Data
Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Mar22 Jun22 Sep22
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.25 -3.06 -0.05 0.00 -0.11

WAR:YOL vs V, MA, AXP: Debt-to-EBITDA Comparison

For the Credit Services subindustry, Yolo's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yolo Debt-to-EBITDA vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Yolo's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Yolo's Debt-to-EBITDA falls into.


WAR:YOL
4GF Score
Yolo SA WAR:YOL
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Yolo Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Yolo's Debt-to-EBITDA for the fiscal year that ended in Dec. 2020 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(9.907 + 3.394) / -1.754
=-7.58

Yolo's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2022 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.101 + 0) / -0.908
=-0.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Sep. 2022) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -0.11 mean?
Yolo (WAR:YOL) has a Debt-to-EBITDA of -0.11 as of Sep. 2022. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Yolo.
Is Yolo's Debt-to-EBITDA too high?
Yolo's current Debt-to-EBITDA is -0.11. Overall, Yolo has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does Yolo's Debt-to-EBITDA compare to V and MA?
Yolo's Debt-to-EBITDA of -0.11 can be compared against companies in the Credit Services industry. The industry median Debt-to-EBITDA is 9.06. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Credit Services company?
The median Debt-to-EBITDA among Credit Services companies is 9.06, based on 286 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Yolo. For the Credit Services industry, the median Debt-to-EBITDA is 9.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yolo's current Debt-to-EBITDA is -0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yolo stock overvalued right now?
Yolo (WAR:YOL) has a current Debt-to-EBITDA of -0.11. The current Debt-to-EBITDA is -0.11. Yolo's overall GF Score™ is 4/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Yolo (WAR:YOL), the current Debt-to-EBITDA is -0.11 as of Sep. 2022. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Yolo Business Description

Address Uilca Twarda 18, Warsaw, POL, 00-105
Yolo SA offers debt trading solutions in Poland. The company is engaged in the purchase and recovery of debts from various sectors basing their activity on mass sales of products and services.
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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