XBP (XBP Global Holdings) Debt-to-EBITDA : 146.04 (As of Mar. 2026)

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XBP XBP Global Holdings Inc XBP
6 GF Score
Price $3.53
! 4 Warning Signs
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What is XBP Global Holdings Debt-to-EBITDA?

XBP Global Holdings XBP -2.08% 6 Debt-to-EBITDA is 146.04 as of Mar. 2026. GuruFocus rates XBP with a GF Score™ of 6/100. The stock has 4 warning signs investors should review. Among 1,722 Software companies, XBP Global Holdings ranks worse than 88.21% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

XBP Global Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $46.2 Mil. XBP Global Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $375.0 Mil. XBP Global Holdings's annualized EBITDA for the quarter that ended in Mar. 2026 was $2.9 Mil. XBP Global Holdings's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 146.04.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for XBP Global Holdings's Debt-to-EBITDA or its related term are showing as below:

XBP' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -27.98   Med: -3.82   Max: 18.06
Current: 5.85

During the past 7 years, the highest Debt-to-EBITDA Ratio of XBP Global Holdings was 18.06. The lowest was -27.98. And the median was -3.82.

XBP's Debt-to-EBITDA is ranked worse than
88.21% of 1722 companies
in the Software industry
Industry Median: 1.08 vs XBP: 5.85

XBP Global Holdings  (NAS:XBP) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


XBP Global Holdings Debt-to-EBITDA Related Terms


XBP Global Holdings Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for XBP Global Holdings's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

XBP Global Holdings Debt-to-EBITDA Chart

XBP Global Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial -25.39 18.06 4.01 -27.98 N/A

XBP Global Holdings Quarterly Data
Dec20 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.12 0.14 N/A N/A 146.04

XBP vs KPLT, SLMT, MLGO: Debt-to-EBITDA Comparison

For the Software - Infrastructure subindustry, XBP Global Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


XBP Global Holdings Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, XBP Global Holdings's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where XBP Global Holdings's Debt-to-EBITDA falls into.


XBP
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XBP Global Holdings Inc XBP
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XBP Global Holdings Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

XBP Global Holdings's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(48.538 + 382.654) / N/A
=N/A

XBP Global Holdings's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(46.177 + 374.989) / 2.884
=146.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 146.04 mean?
XBP Global Holdings (XBP) has a Debt-to-EBITDA of 146.04 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on XBP Global Holdings. According to the industry distribution chart, XBP Global Holdings ranks #1519 out of 1722 companies in the Software industry, placing it in the top 88.2%.
Is XBP Global Holdings' Debt-to-EBITDA too high?
XBP Global Holdings' current Debt-to-EBITDA is 146.04. The Software industry median Debt-to-EBITDA is 1.08. XBP Global Holdings' value of 146.04 is 13422.2% above this industry median. Based on the distribution chart, XBP Global Holdings ranks #1519 out of 1722 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, XBP Global Holdings has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does XBP Global Holdings' Debt-to-EBITDA compare to KPLT and SLMT?
According to the Software industry distribution chart, XBP Global Holdings ranks #1519 out of 1722 companies for Debt-to-EBITDA. This places XBP Global Holdings in the lower half of its industry. The industry median Debt-to-EBITDA is 1.08. XBP Global Holdings' value of 146.04 is 13422.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.08, based on 1,722 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. XBP Global Holdings's current Debt-to-EBITDA of 146.04 is 13422.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on XBP Global Holdings. For the Software industry, the median Debt-to-EBITDA is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XBP Global Holdings's current Debt-to-EBITDA is 146.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XBP Global Holdings stock overvalued right now?
XBP Global Holdings (XBP) has a current Debt-to-EBITDA of 146.04. The current Debt-to-EBITDA is 146.04 and 13422.2% above the Software industry median of 1.08. XBP Global Holdings' overall GF Score™ is 6/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For XBP Global Holdings (XBP), the current Debt-to-EBITDA is 146.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

XBP Global Holdings Business Description

Address 6641 N. Belt Line Road, Suite 100, Irving, TX, USA, 75063
XBP Global Holdings Inc is a multinational technology and services company that drives intelligent workflows for organizations. Through its proprietary platforms, agentic AI-driven automation, and domain expertise across industries and the public and private sectors, the firm enables its clients to entrust their digital transformations and workflows. The segments of the company are Applied Workflow Automation and Technology. The Applied Workflow Automation segment generates maximum revenue and provides services powered by intelligent, AI-enabled workflows that generate outcomes for client's systems, while the Technology segment focuses on the sale of recurring and perpetual software licenses, software maintenance and professional services, as well as hardware solutions and maintenance.
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