XBP (XBP Global Holdings) Effective Interest Rate on Debt %: 13.20% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XBP XBP Global Holdings Inc XBP
6 GF Score
Price $2.87
! 3 Warning Signs
View Full Analysis

What is XBP Global Holdings Effective Interest Rate on Debt %?

XBP Global Holdings XBP +3.99% 6 Effective Interest Rate on Debt % is 13.20% as of Mar. 2026. GuruFocus rates XBP with a GF Score™ of 6/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. XBP Global Holdings's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $56.3 Mil. XBP Global Holdings's average total debt for the quarter that ended in Mar. 2026 was $426.2 Mil. Therefore, XBP Global Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 13.20%.


XBP Global Holdings  (NAS:XBP) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


XBP Global Holdings Effective Interest Rate on Debt % Related Terms


XBP Global Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for XBP Global Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

XBP Global Holdings Effective Interest Rate on Debt % Chart

XBP Global Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 5.56 7.32 22.83 13.56 0.00

XBP Global Holdings Quarterly Data
Dec20 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.55 21.43 0.00 0.00 13.20

XBP vs KPLT, TAOX, SKKY: Effective Interest Rate on Debt % Comparison

For the Software - Infrastructure subindustry, XBP Global Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


XBP Global Holdings Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, XBP Global Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where XBP Global Holdings's Effective Interest Rate on Debt % falls into.


XBP
6GF Score
XBP Global Holdings Inc XBP
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

XBP Global Holdings Effective Interest Rate on Debt % Calculation

XBP Global Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  0/( (1479.891+431.192)/ 2 )
=-1  *  0/955.5415
=0.00 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=31.756 + 1448.135
=1479.891

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=382.654 + 48.538
=431.192

XBP Global Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -56.276/( (431.192+421.166)/ 2 )
=-1  *  -56.276/426.179
=13.20 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=382.654 + 48.538
=431.192

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=374.989 + 46.177
=421.166

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 13.20% mean?
XBP Global Holdings (XBP) has a Effective Interest Rate on Debt % of 13.20% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on XBP Global Holdings and its competitors.
Is XBP Global Holdings' Effective Interest Rate on Debt % too high?
XBP Global Holdings' current Effective Interest Rate on Debt % is 13.20%. Overall, XBP Global Holdings has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does XBP Global Holdings' Effective Interest Rate on Debt % compare to KPLT and TAOX?
XBP Global Holdings' Effective Interest Rate on Debt % of 13.20% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on XBP Global Holdings and its competitors. XBP Global Holdings's current Effective Interest Rate on Debt % is 13.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XBP Global Holdings stock overvalued right now?
XBP Global Holdings (XBP) has a current Effective Interest Rate on Debt % of 13.20%. The current Effective Interest Rate on Debt % is 13.20%. XBP Global Holdings' overall GF Score™ is 6/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For XBP Global Holdings (XBP), the current Effective Interest Rate on Debt % is 13.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

XBP Global Holdings Business Description

Address 6641 N. Belt Line Road, Suite 100, Irving, TX, USA, 75063
XBP Global Holdings Inc is a multinational technology and services company that drives intelligent workflows for organizations. Through its proprietary platforms, agentic AI-driven automation, and domain expertise across industries and the public and private sectors, the firm enables its clients to entrust their digital transformations and workflows. The segments of the company are Applied Workflow Automation and Technology. The Applied Workflow Automation segment generates maximum revenue and provides services powered by intelligent, AI-enabled workflows that generate outcomes for client's systems, while the Technology segment focuses on the sale of recurring and perpetual software licenses, software maintenance and professional services, as well as hardware solutions and maintenance.
6GF Score

Get the complete analysis for XBP

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.87
Price