Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
XBP Global Holdings has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.
Warning Sign:
XBP Global Holdings Inc displays poor financial strength. Usually, this is caused by too much debt for the company.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
XBP Global Holdings did not have earnings to cover the interest expense.
XBP Global Holdings's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.54.
As of today, XBP Global Holdings's Altman Z-Score is -0.41.
XBP Global Holdings (NAS:XBP) Financial Strength Explanation
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
XBP Global Holdings has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.
XBP Global Holdings Financial Strength Related Terms
XBP vs BIRD, EXYN, SSGC: Financial Strength Comparison
For the Software - Infrastructure subindustry, XBP Global Holdings's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XBP Global Holdings Financial Strength vs Software Industry
For the Software industry and Technology sector, XBP Global Holdings's Financial Strength distribution charts can be found below:
* The bar in red indicates where XBP Global Holdings's Financial Strength falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
XBP Global Holdings has a Z-score of -0.41, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.
Warning Sign:
Altman Z-score of -0.41 is in distress zone. This implies bankruptcy possibility in the next two years.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBP Global Holdings (XBP) has a Financial Strength of 3 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on XBP Global Holdings and its competitors. This is 25% below median its historical median of 4.00. Over the past decade, XBP Global Holdings' Financial Strength has ranged from 2.00 to 4.00.
Is XBP Global Holdings' Financial Strength too high?
XBP Global Holdings' current Financial Strength of 3 is 25% below median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 4.00. Overall, XBP Global Holdings has a GF Score™ of 30/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does XBP Global Holdings' Financial Strength compare to BIRD and EXYN?
XBP Global Holdings' Financial Strength of 3 can be compared against companies in the Software industry. Historically, XBP Global Holdings' own Financial Strength has ranged from 2.00 to 4.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Software company?
A good Financial Strength depends on the Software industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on XBP Global Holdings and its competitors. XBP Global Holdings's current Financial Strength is 3, which is 25% below median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XBP Global Holdings stock overvalued right now?
Based on GuruFocus' analysis, XBP Global Holdings (XBP) is currently considered Modestly Undervalued. The stock's GF Value™ is $4.65, compared to a current price of $3.29 — trading 29.2% below its estimated fair value. The current Financial Strength is 3, which is 25% below median its 10-year median of 4.00. XBP Global Holdings' overall GF Score™ is 30/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For XBP Global Holdings (XBP), the current Financial Strength is 3 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is XBP Global Holdings (XBP) Overvalued in 2026?
Based on GuruFocus' analysis, XBP Global Holdings stock appears to be undervalued.
The current stock price of $3.29 is trading 29.2% below its estimated GF Value™ of $4.65.
GuruFocus considers XBP Global Holdings to be Modestly Undervalued.
Key valuation signals for XBP:
Financial Strength: 3 (25% below median its 10-year median of 4.00)
GF Value™: $4.65 vs. price of $3.29 (29.2% below fair value)
No single metric tells the full story. See the XBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
XBP Global Holdings Inc is a multinational technology and services company that drives intelligent workflows for organizations. Through its proprietary platforms, agentic AI-driven automation, and domain expertise across industries and the public and private sectors, the firm enables its clients to entrust their digital transformations and workflows. The segments of the company are Applied Workflow Automation and Technology. The Applied Workflow Automation segment generates maximum revenue and provides services powered by intelligent, AI-enabled workflows that generate outcomes for client's systems, while the Technology segment focuses on the sale of recurring and perpetual software licenses, software maintenance and professional services, as well as hardware solutions and maintenance.
30GF Score
Get the complete analysis for XBP
Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XBP has been successfully added to your 
