Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
MNRB Holdings BhdXKLS:6459 +7.09%86 Debt-to-EBITDA is 1.07 as of Mar. 2026, which is 34% below its 10-year median of 1.61. GuruFocus rates XKLS:6459 with a GF Score™ of 86/100 and a GF Value™ of RM2.44 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 319 Insurance companies, MNRB Holdings Bhd ranks better than 58.31% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for MNRB Holdings Bhd's Debt-to-EBITDA or its related term are showing as below:
XKLS:6459'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.96 Med: 1.61 Max: 2.67
Current: 0.96
During the past 13 years, the highest Debt-to-EBITDA Ratio of MNRB Holdings Bhd was 2.67. The lowest was 0.96. And the median was 1.61.
XKLS:6459's Debt-to-EBITDA is ranked better than 58.31% of 319
companies
in the Insurance industry
Industry Median: 1.19
vs XKLS:6459: 0.96
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
MNRB Holdings Bhd Debt-to-EBITDA Related Terms
MNRB Holdings Bhd Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for MNRB Holdings Bhd's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:6459 vs RGA, EG, RNR: Debt-to-EBITDA Comparison
For the Insurance - Reinsurance subindustry, MNRB Holdings Bhd's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MNRB Holdings Bhd Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, MNRB Holdings Bhd's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where MNRB Holdings Bhd's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
MNRB Holdings Bhd (XKLS:6459) has a Debt-to-EBITDA of 1.07 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on MNRB Holdings Bhd. This is 34% below median its historical median of 1.61. Over the past decade, MNRB Holdings Bhd's Debt-to-EBITDA has ranged from 0.96 to 2.67. According to the industry distribution chart, MNRB Holdings Bhd ranks #133 out of 319 companies in the Insurance industry, placing it in the top 41.7%.
Is MNRB Holdings Bhd's Debt-to-EBITDA too high?
MNRB Holdings Bhd's current Debt-to-EBITDA of 1.07 is 34% below median its 10-year median of 1.61. Over the past 10 years, this metric has ranged from a low of 0.96 to a high of 2.67. The Insurance industry median Debt-to-EBITDA is 1.19. MNRB Holdings Bhd's value of 1.07 is 10.1% below this industry median. Based on the distribution chart, MNRB Holdings Bhd ranks #133 out of 319 companies in the Insurance industry, which is above the industry midpoint. Overall, MNRB Holdings Bhd has a GF Score™ of 86/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MNRB Holdings Bhd's Debt-to-EBITDA compare to RGA and EG?
According to the Insurance industry distribution chart, MNRB Holdings Bhd ranks #133 out of 319 companies for Debt-to-EBITDA. This puts MNRB Holdings Bhd in the upper half of its industry. The industry median Debt-to-EBITDA is 1.19. MNRB Holdings Bhd's value of 1.07 is 10.1% below this benchmark. Historically, MNRB Holdings Bhd's own Debt-to-EBITDA has ranged from 0.96 to 2.67 over the past decade. While the company's 10-year median is 1.61 vs. the industry median of 1.19, MNRB Holdings Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.19, based on 319 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MNRB Holdings Bhd's current Debt-to-EBITDA of 1.07 is 10.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on MNRB Holdings Bhd. For the Insurance industry, the median Debt-to-EBITDA is 1.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MNRB Holdings Bhd's current Debt-to-EBITDA is 1.07, which is 34% below median its own 10-year median of 1.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MNRB Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, MNRB Holdings Bhd (XKLS:6459) is currently considered Modestly Overvalued. The stock's GF Value™ is RM2.44, compared to a current price of RM2.87 — trading 17.6% above its estimated fair value. The current Debt-to-EBITDA is 1.07, which is 34% below median its 10-year median of 1.61 and 10.1% below the Insurance industry median of 1.19. MNRB Holdings Bhd's overall GF Score™ is 86/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For MNRB Holdings Bhd (XKLS:6459), the current Debt-to-EBITDA is 1.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MNRB Holdings Bhd (XKLS:6459) Overvalued in 2026?
Based on GuruFocus' analysis, MNRB Holdings Bhd stock appears to be overvalued.
The current stock price of RM2.87 is trading 17.6% above its estimated GF Value™ of RM2.44.
GuruFocus considers MNRB Holdings Bhd to be Modestly Overvalued.
Key valuation signals for XKLS:6459:
Debt-to-EBITDA: 1.07 (34% below median its 10-year median of 1.61)
GF Value™: RM2.44 vs. price of RM2.87 (17.6% above fair value)
Industry Position: 10.1% below the Insurance median (#133 of 319)
No single metric tells the full story. See the XKLS:6459 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MNRB Holdings Bhd is engaged in the provision of management services to its subsidiaries. The group is a reinsurance provider as per the retakaful and takaful system according to sharia law. It comprises wholesale providers of reinsurance and retakaful as well as a takaful operator. The reinsurance services are provided in the areas of fire, marine, motor, miscellaneous, and family retakaful. The company is also engaged in the investment holding business and mainly operates in Malaysia and the United Arab Emirates.
86GF Score
Get the complete analysis for XKLS:6459
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XKLS:6459 has been successfully added to your 
