MNRB Holdings Bhd (XKLS:6459) Interest Coverage: 18.59 (As of Mar. 2026) — 61% Above Median

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XKLS:6459 MNRB Holdings Bhd XKLS:6459
77 GF Score
Price RM2.76
GF Value RM2.42
Valuation Modestly Overvalued
! 8 Warning Signs
View Full Analysis

What is MNRB Holdings Bhd Interest Coverage?

MNRB Holdings Bhd XKLS:6459 +0.73% 77 Interest Coverage is 18.59 as of Mar. 2026, which is 61% above its 10-year median of 11.52. GuruFocus rates XKLS:6459 with a GF Score™ of 77/100 and a GF Value™ of RM2.42 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 352 Insurance companies, MNRB Holdings Bhd ranks better than 59.09% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. MNRB Holdings Bhd's EBIT for the three months ended in Mar. 2026 was RM137 Mil. MNRB Holdings Bhd's Interest Expense for the three months ended in Mar. 2026 was RM-7 Mil. MNRB Holdings Bhd's interest coverage for the quarter that ended in Mar. 2026 was 18.59. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for MNRB Holdings Bhd's Interest Coverage or its related term are showing as below:

XKLS:6459' s Interest Coverage Range Over the Past 10 Years
Min: 6.46   Med: 11.52   Max: 22.1
Current: 22.1


XKLS:6459's Interest Coverage is ranked better than
59.09% of 352 companies
in the Insurance industry
Industry Median: 16.03 vs XKLS:6459: 22.10

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


MNRB Holdings Bhd  (XKLS:6459) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


MNRB Holdings Bhd Interest Coverage Related Terms


MNRB Holdings Bhd Interest Coverage Historical Data

* Premium members only.

The historical data trend for MNRB Holdings Bhd's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

MNRB Holdings Bhd Interest Coverage Chart

MNRB Holdings Bhd Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.57 7.70 19.55 16.68 22.10

MNRB Holdings Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.08 25.50 19.83 24.05 18.59

XKLS:6459 vs RGA, EG, RNR: Interest Coverage Comparison

For the Insurance - Reinsurance subindustry, MNRB Holdings Bhd's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MNRB Holdings Bhd Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, MNRB Holdings Bhd's Interest Coverage distribution charts can be found below:

* The bar in red indicates where MNRB Holdings Bhd's Interest Coverage falls into.


XKLS:6459
77GF Score
MNRB Holdings Bhd XKLS:6459
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MNRB Holdings Bhd Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

MNRB Holdings Bhd's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, MNRB Holdings Bhd's Interest Expense was RM-30 Mil. Its EBIT was RM653 Mil. And its Long-Term Debt & Capital Lease Obligation was RM672 Mil.

Interest Coverage=-1* EBIT (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*652.934/-29.547
=22.10

MNRB Holdings Bhd's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, MNRB Holdings Bhd's Interest Expense was RM-7 Mil. Its EBIT was RM137 Mil. And its Long-Term Debt & Capital Lease Obligation was RM672 Mil.

Interest Coverage=-1* EBIT (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*137.151/-7.376
=18.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 18.59 mean?
MNRB Holdings Bhd (XKLS:6459) has a Interest Coverage of 18.59 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on MNRB Holdings Bhd and its competitors. This is 61% above median its historical median of 11.52. Over the past decade, MNRB Holdings Bhd's Interest Coverage has ranged from 6.46 to 22.10. According to the industry distribution chart, MNRB Holdings Bhd ranks #144 out of 352 companies in the Insurance industry, placing it in the top 40.9%.
Is MNRB Holdings Bhd's Interest Coverage too high?
MNRB Holdings Bhd's current Interest Coverage of 18.59 is 61% above median its 10-year median of 11.52. Over the past 10 years, this metric has ranged from a low of 6.46 to a high of 22.10. The Insurance industry median Interest Coverage is 16.03. MNRB Holdings Bhd's value of 18.59 is 16% above this industry median. Based on the distribution chart, MNRB Holdings Bhd ranks #144 out of 352 companies in the Insurance industry, which is above the industry midpoint. Overall, MNRB Holdings Bhd has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MNRB Holdings Bhd's Interest Coverage compare to RGA and EG?
According to the Insurance industry distribution chart, MNRB Holdings Bhd ranks #144 out of 352 companies for Interest Coverage. This puts MNRB Holdings Bhd in the upper half of its industry. The industry median Interest Coverage is 16.03. MNRB Holdings Bhd's value of 18.59 is 16% above this benchmark. Historically, MNRB Holdings Bhd's own Interest Coverage has ranged from 6.46 to 22.10 over the past decade. While the company's 10-year median is 11.52 vs. the industry median of 16.03, MNRB Holdings Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.03, based on 352 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MNRB Holdings Bhd's current Interest Coverage of 18.59 is 16% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on MNRB Holdings Bhd and its competitors. For the Insurance industry, the median Interest Coverage is 16.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MNRB Holdings Bhd's current Interest Coverage is 18.59, which is 61% above median its own 10-year median of 11.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MNRB Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, MNRB Holdings Bhd (XKLS:6459) is currently considered Modestly Overvalued. The stock's GF Value™ is RM2.42, compared to a current price of RM2.76 — trading 14% above its estimated fair value. The current Interest Coverage is 18.59, which is 61% above median its 10-year median of 11.52 and 16% above the Insurance industry median of 16.03. MNRB Holdings Bhd's overall GF Score™ is 77/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For MNRB Holdings Bhd (XKLS:6459), the current Interest Coverage is 18.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MNRB Holdings Bhd (XKLS:6459) Overvalued in 2026?

Based on GuruFocus' analysis, MNRB Holdings Bhd stock appears to be overvalued. The current stock price of RM2.76 is trading 14% above its estimated GF Value™ of RM2.42. GuruFocus considers MNRB Holdings Bhd to be Modestly Overvalued.

Key valuation signals for XKLS:6459:

  • Interest Coverage: 18.59 (61% above median its 10-year median of 11.52)
  • GF Value™: RM2.42 vs. price of RM2.76 (14% above fair value)
  • GF Score™: 77/100 with 8 warning signs
  • Industry Position: 16% above the Insurance median (#144 of 352)

No single metric tells the full story. See the XKLS:6459 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MNRB Holdings Bhd Business Description

Address No. 17, Lorong Dungun, 12th Floor, Bangunan Malaysian Re, Damansara Heights, Kuala Lumpur, MYS, 50490
MNRB Holdings Bhd is engaged in the provision of management services to its subsidiaries. The group is a reinsurance provider as per the retakaful and takaful system according to sharia law. It comprises wholesale providers of reinsurance and retakaful as well as a takaful operator. The reinsurance services are provided in the areas of fire, marine, motor, miscellaneous, and family retakaful. The company is also engaged in the investment holding business and mainly operates in Malaysia and the United Arab Emirates.
77GF Score

Get the complete analysis for XKLS:6459

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM2.76
Price
RM2.42
GF Value