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MNRB Holdings BhdXKLS:6459 +1.03%83 Debt-to-Equity is 0.17 as of Mar. 2026, which is 6% below its 10-year median of 0.18. GuruFocus rates XKLS:6459 with a GF Score™ of 83/100 and a GF Value™ of RM2.44 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 404 Insurance companies, MNRB Holdings Bhd ranks better than 56.93% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for MNRB Holdings Bhd's Debt-to-Equity or its related term are showing as below:
XKLS:6459'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.13 Med: 0.18 Max: 0.23
Current: 0.17
During the past 13 years, the highest Debt-to-Equity Ratio of MNRB Holdings Bhd was 0.23. The lowest was 0.13. And the median was 0.18.
XKLS:6459's Debt-to-Equity is ranked better than 56.93% of 404
companies
in the Insurance industry
Industry Median: 0.21
vs XKLS:6459: 0.17
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
MNRB Holdings Bhd Debt-to-Equity Related Terms
MNRB Holdings Bhd Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for MNRB Holdings Bhd's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:6459 vs RGA, EG, RNR: Debt-to-Equity Comparison
For the Insurance - Reinsurance subindustry, MNRB Holdings Bhd's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MNRB Holdings Bhd Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, MNRB Holdings Bhd's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where MNRB Holdings Bhd's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MNRB Holdings Bhd (XKLS:6459) has a Debt-to-Equity of 0.17 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on MNRB Holdings Bhd and its competitors. This is near median its historical median of 0.18. Over the past decade, MNRB Holdings Bhd's Debt-to-Equity has ranged from 0.13 to 0.23. According to the industry distribution chart, MNRB Holdings Bhd ranks #174 out of 404 companies in the Insurance industry, placing it in the top 43.1%.
Is MNRB Holdings Bhd's Debt-to-Equity too high?
MNRB Holdings Bhd's current Debt-to-Equity of 0.17 is near median its 10-year median of 0.18. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 0.23. The Insurance industry median Debt-to-Equity is 0.21. MNRB Holdings Bhd's value of 0.17 is 19% below this industry median. Based on the distribution chart, MNRB Holdings Bhd ranks #174 out of 404 companies in the Insurance industry, which is above the industry midpoint. Overall, MNRB Holdings Bhd has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MNRB Holdings Bhd's Debt-to-Equity compare to RGA and EG?
According to the Insurance industry distribution chart, MNRB Holdings Bhd ranks #174 out of 404 companies for Debt-to-Equity. This puts MNRB Holdings Bhd in the upper half of its industry. The industry median Debt-to-Equity is 0.21. MNRB Holdings Bhd's value of 0.17 is 19% below this benchmark. Historically, MNRB Holdings Bhd's own Debt-to-Equity has ranged from 0.13 to 0.23 over the past decade. While the company's 10-year median is 0.18 vs. the industry median of 0.21, MNRB Holdings Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 404 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MNRB Holdings Bhd's current Debt-to-Equity of 0.17 is 19% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on MNRB Holdings Bhd and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MNRB Holdings Bhd's current Debt-to-Equity is 0.17, which is near median its own 10-year median of 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MNRB Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, MNRB Holdings Bhd (XKLS:6459) is currently considered Modestly Overvalued. The stock's GF Value™ is RM2.44, compared to a current price of RM2.94 — trading 20.5% above its estimated fair value. The current Debt-to-Equity is 0.17, which is near median its 10-year median of 0.18 and 19% below the Insurance industry median of 0.21. MNRB Holdings Bhd's overall GF Score™ is 83/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For MNRB Holdings Bhd (XKLS:6459), the current Debt-to-Equity is 0.17 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MNRB Holdings Bhd (XKLS:6459) Overvalued in 2026?
Based on GuruFocus' analysis, MNRB Holdings Bhd stock appears to be overvalued.
The current stock price of RM2.94 is trading 20.5% above its estimated GF Value™ of RM2.44.
GuruFocus considers MNRB Holdings Bhd to be Modestly Overvalued.
Key valuation signals for XKLS:6459:
Debt-to-Equity: 0.17 (near median its 10-year median of 0.18)
GF Value™: RM2.44 vs. price of RM2.94 (20.5% above fair value)
Industry Position: 19% below the Insurance median (#174 of 404)
No single metric tells the full story. See the XKLS:6459 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MNRB Holdings Bhd is engaged in the provision of management services to its subsidiaries. The group is a reinsurance provider as per the retakaful and takaful system according to sharia law. It comprises wholesale providers of reinsurance and retakaful as well as a takaful operator. The reinsurance services are provided in the areas of fire, marine, motor, miscellaneous, and family retakaful. The company is also engaged in the investment holding business and mainly operates in Malaysia and the United Arab Emirates.
83GF Score
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