SEG International Bhd (XKLS:9792) Debt-to-EBITDA : 8.70 (As of Mar. 2026) — 370% Above Median

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XKLS:9792 SEG International Bhd XKLS:9792
48 GF Score
Price RM0.64
GF Value RM0.65
Valuation Fairly Valued
! 7 Warning Signs
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What is SEG International Bhd Debt-to-EBITDA?

SEG International Bhd XKLS:9792 48 Debt-to-EBITDA is 8.70 as of Mar. 2026, which is 370% above its 10-year median of 1.85. GuruFocus rates XKLS:9792 with a GF Score™ of 48/100 and a GF Value™ of RM0.65 (Fairly Valued). The stock has 7 warning signs investors should review. Among 189 Education companies, SEG International Bhd ranks worse than 94.71% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

SEG International Bhd's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was RM80.0 Mil. SEG International Bhd's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was RM148.0 Mil. SEG International Bhd's annualized EBITDA for the quarter that ended in Mar. 2026 was RM26.2 Mil. SEG International Bhd's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 8.70.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for SEG International Bhd's Debt-to-EBITDA or its related term are showing as below:

XKLS:9792' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.07   Med: 1.85   Max: 9.94
Current: 9.94

During the past 13 years, the highest Debt-to-EBITDA Ratio of SEG International Bhd was 9.94. The lowest was 0.07. And the median was 1.85.

XKLS:9792's Debt-to-EBITDA is ranked worse than
94.71% of 189 companies
in the Education industry
Industry Median: 1.47 vs XKLS:9792: 9.94

SEG International Bhd  (XKLS:9792) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


SEG International Bhd Debt-to-EBITDA Related Terms


SEG International Bhd Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for SEG International Bhd's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SEG International Bhd Debt-to-EBITDA Chart

SEG International Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.64 1.61 3.62 4.55 4.38

SEG International Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.48 20.87 7.63 10.38 8.70

XKLS:9792 vs EDU, TAL, LAUR: Debt-to-EBITDA Comparison

For the Education & Training Services subindustry, SEG International Bhd's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SEG International Bhd Debt-to-EBITDA vs Education Industry

For the Education industry and Consumer Defensive sector, SEG International Bhd's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where SEG International Bhd's Debt-to-EBITDA falls into.


XKLS:9792
48GF Score
SEG International Bhd XKLS:9792
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SEG International Bhd Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

SEG International Bhd's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(74.792 + 162.592) / 54.221
=4.38

SEG International Bhd's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(80.029 + 148.012) / 26.208
=8.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 8.70 mean?
SEG International Bhd (XKLS:9792) has a Debt-to-EBITDA of 8.70 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on SEG International Bhd. This is 370% above median its historical median of 1.85. Over the past decade, SEG International Bhd's Debt-to-EBITDA has ranged from 0.07 to 9.94. According to the industry distribution chart, SEG International Bhd ranks #179 out of 189 companies in the Education industry, placing it in the top 94.7%.
Is SEG International Bhd's Debt-to-EBITDA too high?
SEG International Bhd's current Debt-to-EBITDA of 8.70 is 370% above median its 10-year median of 1.85. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 9.94. The Education industry median Debt-to-EBITDA is 1.47. SEG International Bhd's value of 8.70 is 491.8% above this industry median. Based on the distribution chart, SEG International Bhd ranks #179 out of 189 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, SEG International Bhd has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SEG International Bhd's Debt-to-EBITDA compare to EDU and TAL?
According to the Education industry distribution chart, SEG International Bhd ranks #179 out of 189 companies for Debt-to-EBITDA. This places SEG International Bhd in the lower half of its industry. The industry median Debt-to-EBITDA is 1.47. SEG International Bhd's value of 8.70 is 491.8% above this benchmark. Historically, SEG International Bhd's own Debt-to-EBITDA has ranged from 0.07 to 9.94 over the past decade. While the company's 10-year median is 1.85 vs. the industry median of 1.47, SEG International Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Education company?
The median Debt-to-EBITDA among Education companies is 1.47, based on 189 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SEG International Bhd's current Debt-to-EBITDA of 8.70 is 491.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on SEG International Bhd. For the Education industry, the median Debt-to-EBITDA is 1.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SEG International Bhd's current Debt-to-EBITDA is 8.70, which is 370% above median its own 10-year median of 1.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SEG International Bhd stock overvalued right now?
Based on GuruFocus' analysis, SEG International Bhd (XKLS:9792) is currently considered Fairly Valued. The stock's GF Value™ is RM0.65, compared to a current price of RM0.64 — trading 2.3% below its estimated fair value. The current Debt-to-EBITDA is 8.70, which is 370% above median its 10-year median of 1.85 and 491.8% above the Education industry median of 1.47. SEG International Bhd's overall GF Score™ is 48/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For SEG International Bhd (XKLS:9792), the current Debt-to-EBITDA is 8.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SEG International Bhd (XKLS:9792) Overvalued in 2026?

Based on GuruFocus' analysis, SEG International Bhd stock appears to be undervalued. The current stock price of RM0.64 is trading 2.3% below its estimated GF Value™ of RM0.65. GuruFocus considers SEG International Bhd to be Fairly Valued.

Key valuation signals for XKLS:9792:

  • Debt-to-EBITDA: 8.70 (370% above median its 10-year median of 1.85)
  • GF Value™: RM0.65 vs. price of RM0.64 (2.3% below fair value)
  • GF Score™: 48/100 with 7 warning signs
  • Industry Position: 491.8% above the Education median (#179 of 189)

No single metric tells the full story. See the XKLS:9792 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SEG International Bhd Business Description

Address Jalan Teknologi, No. 9, 6th Floor, SEGi University, Kota Damansara, PJU 5, Taman Sains Selangor, Petaling Jaya, SGR, MYS, 47810
SEG International Bhd is engaged in the businesses of investment holding and provision of management consultancy services, property management, rental of premises, business advisory services, and educational and training services. Along with its subsidiaries, it is principally engaged in one segment, the provision of educational activities. The Group operates across higher education and K-12 segments, offering tertiary education and professional qualifications in Malaysia. It provides educational courses across different fields such as accounting and finance, health sciences, law, medicine, music, business, engineering, psychology, information technology, etc., through its university campuses, as well as online platforms. Geographically, the Group operates solely in Malaysia.
48GF Score

Get the complete analysis for XKLS:9792

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.64
Price
RM0.65
GF Value