SEG International Bhd (XKLS:9792) Interest Coverage: 6.71 (As of Mar. 2026) — 11% Above Median

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XKLS:9792 SEG International Bhd XKLS:9792
47 GF Score
Price RM0.64
GF Value RM0.65
Valuation Fairly Valued
! 7 Warning Signs
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What is SEG International Bhd Interest Coverage?

SEG International Bhd XKLS:9792 -1.55% 47 Interest Coverage is 6.71 as of Mar. 2026, which is 11% above its 10-year median of 6.04. GuruFocus rates XKLS:9792 with a GF Score™ of 47/100 and a GF Value™ of RM0.65 (Fairly Valued). The stock has 7 warning signs investors should review. Among 194 Education companies, SEG International Bhd ranks worse than 68.56% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. SEG International Bhd's Operating Income for the three months ended in Mar. 2026 was RM19.1 Mil. SEG International Bhd's Interest Expense for the three months ended in Mar. 2026 was RM-2.9 Mil. SEG International Bhd's interest coverage for the quarter that ended in Mar. 2026 was 6.71. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for SEG International Bhd's Interest Coverage or its related term are showing as below:

XKLS:9792' s Interest Coverage Range Over the Past 10 Years
Min: 0.81   Med: 6.04   Max: 100.51
Current: 6.66


XKLS:9792's Interest Coverage is ranked worse than
68.56% of 194 companies
in the Education industry
Industry Median: 13.39 vs XKLS:9792: 6.66

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


SEG International Bhd  (XKLS:9792) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


SEG International Bhd Interest Coverage Related Terms


SEG International Bhd Interest Coverage Historical Data

* Premium members only.

The historical data trend for SEG International Bhd's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

SEG International Bhd Interest Coverage Chart

SEG International Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.64 6.88 1.43 0.81 1.11

SEG International Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.10 5.44 7.56 6.88 6.71

XKLS:9792 vs EDU, TAL, LAUR: Interest Coverage Comparison

For the Education & Training Services subindustry, SEG International Bhd's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SEG International Bhd Interest Coverage vs Education Industry

For the Education industry and Consumer Defensive sector, SEG International Bhd's Interest Coverage distribution charts can be found below:

* The bar in red indicates where SEG International Bhd's Interest Coverage falls into.


XKLS:9792
47GF Score
SEG International Bhd XKLS:9792
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SEG International Bhd Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

SEG International Bhd's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, SEG International Bhd's Interest Expense was RM-10.9 Mil. Its Operating Income was RM12.2 Mil. And its Long-Term Debt & Capital Lease Obligation was RM162.6 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*12.197/-10.944
=1.11

SEG International Bhd's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, SEG International Bhd's Interest Expense was RM-2.9 Mil. Its Operating Income was RM19.1 Mil. And its Long-Term Debt & Capital Lease Obligation was RM148.0 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*19.112/-2.85
=6.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 6.71 mean?
SEG International Bhd (XKLS:9792) has a Interest Coverage of 6.71 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SEG International Bhd and its competitors. This is 11% above median its historical median of 6.04. Over the past decade, SEG International Bhd's Interest Coverage has ranged from 0.81 to 100.51. According to the industry distribution chart, SEG International Bhd ranks #133 out of 194 companies in the Education industry, placing it in the top 68.6%.
Is SEG International Bhd's Interest Coverage too high?
SEG International Bhd's current Interest Coverage of 6.71 is 11% above median its 10-year median of 6.04. Over the past 10 years, this metric has ranged from a low of 0.81 to a high of 100.51. The Education industry median Interest Coverage is 13.39. SEG International Bhd's value of 6.71 is 49.9% below this industry median. Based on the distribution chart, SEG International Bhd ranks #133 out of 194 companies in the Education industry, which is below the industry midpoint. Overall, SEG International Bhd has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SEG International Bhd's Interest Coverage compare to EDU and TAL?
According to the Education industry distribution chart, SEG International Bhd ranks #133 out of 194 companies for Interest Coverage. This places SEG International Bhd in the lower half of its industry. The industry median Interest Coverage is 13.39. SEG International Bhd's value of 6.71 is 49.9% below this benchmark. Historically, SEG International Bhd's own Interest Coverage has ranged from 0.81 to 100.51 over the past decade. While the company's 10-year median is 6.04 vs. the industry median of 13.39, SEG International Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Education company?
The median Interest Coverage among Education companies is 13.39, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SEG International Bhd's current Interest Coverage of 6.71 is 49.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SEG International Bhd and its competitors. For the Education industry, the median Interest Coverage is 13.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SEG International Bhd's current Interest Coverage is 6.71, which is 11% above median its own 10-year median of 6.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SEG International Bhd stock overvalued right now?
Based on GuruFocus' analysis, SEG International Bhd (XKLS:9792) is currently considered Fairly Valued. The stock's GF Value™ is RM0.65, compared to a current price of RM0.64 — trading 2.3% below its estimated fair value. The current Interest Coverage is 6.71, which is 11% above median its 10-year median of 6.04 and 49.9% below the Education industry median of 13.39. SEG International Bhd's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For SEG International Bhd (XKLS:9792), the current Interest Coverage is 6.71 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SEG International Bhd (XKLS:9792) Overvalued in 2026?

Based on GuruFocus' analysis, SEG International Bhd stock appears to be undervalued. The current stock price of RM0.64 is trading 2.3% below its estimated GF Value™ of RM0.65. GuruFocus considers SEG International Bhd to be Fairly Valued.

Key valuation signals for XKLS:9792:

  • Interest Coverage: 6.71 (11% above median its 10-year median of 6.04)
  • GF Value™: RM0.65 vs. price of RM0.64 (2.3% below fair value)
  • GF Score™: 47/100 with 7 warning signs
  • Industry Position: 49.9% below the Education median (#133 of 194)

No single metric tells the full story. See the XKLS:9792 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SEG International Bhd Business Description

Address Jalan Teknologi, No. 9, 6th Floor, SEGi University, Kota Damansara, PJU 5, Taman Sains Selangor, Petaling Jaya, SGR, MYS, 47810
SEG International Bhd is engaged in the businesses of investment holding and provision of management consultancy services, property management, rental of premises, business advisory services, and educational and training services. Along with its subsidiaries, it is principally engaged in one segment, the provision of educational activities. The Group operates across higher education and K-12 segments, offering tertiary education and professional qualifications in Malaysia. It provides educational courses across different fields such as accounting and finance, health sciences, law, medicine, music, business, engineering, psychology, information technology, etc., through its university campuses, as well as online platforms. Geographically, the Group operates solely in Malaysia.
47GF Score

Get the complete analysis for XKLS:9792

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.64
Price
RM0.65
GF Value