General de Alquiler de Maquinaria (XMAD:GAM) Debt-to-EBITDA : 2.24 (As of Dec. 2025) — 53% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XMAD:GAM General de Alquiler de Maquinaria SA XMAD:GAM
86 GF Score
Price €1.51
GF Value €1.49
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is General de Alquiler de Maquinaria Debt-to-EBITDA?

General de Alquiler de Maquinaria XMAD:GAM +2.38% 86 Debt-to-EBITDA is 2.24 as of Dec. 2025, which is 53% below its 10-year median of 4.79. GuruFocus rates XMAD:GAM with a GF Score™ of 86/100 and a GF Value™ of €1.49 (Fairly Valued). The stock has 6 warning signs investors should review. Among 837 Business Services companies, General de Alquiler de Maquinaria ranks worse than 60.93% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

General de Alquiler de Maquinaria's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €56.3 Mil. General de Alquiler de Maquinaria's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €142.5 Mil. General de Alquiler de Maquinaria's annualized EBITDA for the quarter that ended in Dec. 2025 was €88.8 Mil. General de Alquiler de Maquinaria's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 2.24.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for General de Alquiler de Maquinaria's Debt-to-EBITDA or its related term are showing as below:

XMAD:GAM' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.78   Med: 4.79   Max: 7.89
Current: 2.3

During the past 13 years, the highest Debt-to-EBITDA Ratio of General de Alquiler de Maquinaria was 7.89. The lowest was 1.78. And the median was 4.79.

XMAD:GAM's Debt-to-EBITDA is ranked worse than
60.93% of 837 companies
in the Business Services industry
Industry Median: 1.6 vs XMAD:GAM: 2.30

General de Alquiler de Maquinaria  (XMAD:GAM) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


General de Alquiler de Maquinaria Debt-to-EBITDA Related Terms


General de Alquiler de Maquinaria Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for General de Alquiler de Maquinaria's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

General de Alquiler de Maquinaria Debt-to-EBITDA Chart

General de Alquiler de Maquinaria Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.72 5.05 4.85 4.40 2.30

General de Alquiler de Maquinaria Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.46 3.08 4.29 4.16 2.24

XMAD:GAM vs URI, SUNB, AER: Debt-to-EBITDA Comparison

For the Rental & Leasing Services subindustry, General de Alquiler de Maquinaria's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


General de Alquiler de Maquinaria Debt-to-EBITDA vs Business Services Industry

For the Business Services industry and Industrials sector, General de Alquiler de Maquinaria's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where General de Alquiler de Maquinaria's Debt-to-EBITDA falls into.


XMAD:GAM
86GF Score
General de Alquiler de Maquinaria SA XMAD:GAM
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

General de Alquiler de Maquinaria Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

General de Alquiler de Maquinaria's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(56.315 + 142.481) / 86.515
=2.30

General de Alquiler de Maquinaria's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(56.315 + 142.481) / 88.838
=2.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.24 mean?
General de Alquiler de Maquinaria (XMAD:GAM) has a Debt-to-EBITDA of 2.24 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on General de Alquiler de Maquinaria. This is 53% below median its historical median of 4.79. Over the past decade, General de Alquiler de Maquinaria's Debt-to-EBITDA has ranged from 1.78 to 7.89. According to the industry distribution chart, General de Alquiler de Maquinaria ranks #510 out of 837 companies in the Business Services industry, placing it in the top 60.9%.
Is General de Alquiler de Maquinaria's Debt-to-EBITDA too high?
General de Alquiler de Maquinaria's current Debt-to-EBITDA of 2.24 is 53% below median its 10-year median of 4.79. Over the past 10 years, this metric has ranged from a low of 1.78 to a high of 7.89. The Business Services industry median Debt-to-EBITDA is 1.60. General de Alquiler de Maquinaria's value of 2.24 is 40% above this industry median. Based on the distribution chart, General de Alquiler de Maquinaria ranks #510 out of 837 companies in the Business Services industry, which is below the industry midpoint. Overall, General de Alquiler de Maquinaria has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does General de Alquiler de Maquinaria's Debt-to-EBITDA compare to URI and SUNB?
According to the Business Services industry distribution chart, General de Alquiler de Maquinaria ranks #510 out of 837 companies for Debt-to-EBITDA. This places General de Alquiler de Maquinaria in the lower half of its industry. The industry median Debt-to-EBITDA is 1.60. General de Alquiler de Maquinaria's value of 2.24 is 40% above this benchmark. Historically, General de Alquiler de Maquinaria's own Debt-to-EBITDA has ranged from 1.78 to 7.89 over the past decade. While the company's 10-year median is 4.79 vs. the industry median of 1.60, General de Alquiler de Maquinaria has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.60, based on 837 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. General de Alquiler de Maquinaria's current Debt-to-EBITDA of 2.24 is 40% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on General de Alquiler de Maquinaria. For the Business Services industry, the median Debt-to-EBITDA is 1.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. General de Alquiler de Maquinaria's current Debt-to-EBITDA is 2.24, which is 53% below median its own 10-year median of 4.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is General de Alquiler de Maquinaria stock overvalued right now?
Based on GuruFocus' analysis, General de Alquiler de Maquinaria (XMAD:GAM) is currently considered Fairly Valued. The stock's GF Value™ is €1.49, compared to a current price of €1.51 — trading 1% above its estimated fair value. The current Debt-to-EBITDA is 2.24, which is 53% below median its 10-year median of 4.79 and 40% above the Business Services industry median of 1.60. General de Alquiler de Maquinaria's overall GF Score™ is 86/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For General de Alquiler de Maquinaria (XMAD:GAM), the current Debt-to-EBITDA is 2.24 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is General de Alquiler de Maquinaria (XMAD:GAM) Overvalued in 2026?

Based on GuruFocus' analysis, General de Alquiler de Maquinaria stock appears to be overvalued. The current stock price of €1.51 is trading 1% above its estimated GF Value™ of €1.49. GuruFocus considers General de Alquiler de Maquinaria to be Fairly Valued.

Key valuation signals for XMAD:GAM:

  • Debt-to-EBITDA: 2.24 (53% below median its 10-year median of 4.79)
  • GF Value™: €1.49 vs. price of €1.51 (1% above fair value)
  • GF Score™: 86/100 with 6 warning signs
  • Industry Position: 40% above the Business Services median (#510 of 837)

No single metric tells the full story. See the XMAD:GAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


General de Alquiler de Maquinaria Business Description

Other Exchanges 0RTJ:UK4LX:Germany
Address Carretera Nacional II/INTA s/n, San Fernando de Henares, Madrid, ESP
General de Alquiler de Maquinaria SA is a machinery rental company. The company's rental fleet includes compactors, compressors, dumpers, electric machinery, platforms, cranes, scaffolds and transport vehicles, as well as auxiliary equipment and machinery used in the infrastructure, agricultural, port, construction, industrial and energy sectors. In addition, the company is involved in the sale of second-hand equipment.
86GF Score

Get the complete analysis for XMAD:GAM

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.51
Price
€1.49
GF Value