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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Neco Insurance Co's Debt-to-EBITDA or its related term are showing as below:
XNEP:NIL'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.01 Med: 0.07 Max: 0.1
Current: 0.1
During the past 13 years, the highest Debt-to-EBITDA Ratio of Neco Insurance Co was 0.10. The lowest was -0.01. And the median was 0.07.
XNEP:NIL's Debt-to-EBITDA is ranked better than 87.07% of 317
companies
in the Insurance industry
Industry Median: 1.25
vs XNEP:NIL: 0.10
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Neco Insurance Co Debt-to-EBITDA Related Terms
Neco Insurance Co Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Neco Insurance Co's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XNEP:NIL vs BRK.A, AIG, HIG: Debt-to-EBITDA Comparison
For the Insurance - Diversified subindustry, Neco Insurance Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Neco Insurance Co Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Neco Insurance Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Neco Insurance Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Apr. 2026) EBITDA data.
Neco Insurance Co (XNEP:NIL) has a Debt-to-EBITDA of 0.00 as of Apr. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Neco Insurance Co. According to the industry distribution chart, Neco Insurance Co ranks #41 out of 317 companies in the Insurance industry, placing it in the top 12.9%.
Is Neco Insurance Co's Debt-to-EBITDA too high?
Neco Insurance Co's current Debt-to-EBITDA is 0.00. Based on the distribution chart, Neco Insurance Co ranks #41 out of 317 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Neco Insurance Co has a GF Score™ of 98/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Neco Insurance Co's Debt-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Neco Insurance Co ranks #41 out of 317 companies for Debt-to-EBITDA. This places Neco Insurance Co in the top 13% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.25. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.25, based on 317 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Neco Insurance Co. For the Insurance industry, the median Debt-to-EBITDA is 1.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Neco Insurance Co's current Debt-to-EBITDA is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neco Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Neco Insurance Co (XNEP:NIL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR738.84, compared to a current price of NPR549.90 — trading 25.6% below its estimated fair value. The current Debt-to-EBITDA is 0.00. Neco Insurance Co's overall GF Score™ is 98/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Neco Insurance Co (XNEP:NIL), the current Debt-to-EBITDA is 0.00 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Neco Insurance Co (XNEP:NIL) Overvalued in 2026?
Based on GuruFocus' analysis, Neco Insurance Co stock appears to be undervalued.
The current stock price of NPR549.90 is trading 25.6% below its estimated GF Value™ of NPR738.84.
GuruFocus considers Neco Insurance Co to be Modestly Undervalued.
Key valuation signals for XNEP:NIL:
Debt-to-EBITDA: 0.00
GF Value™: NPR738.84 vs. price of NPR549.90 (25.6% below fair value)
No single metric tells the full story. See the XNEP:NIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Neco Insurance Co Ltd is a non-life insurance company. The firm's business segment comprises Aviation, Engineering, Fire, Marine, Motor, Micro, Cattle and Crop, and Miscellaneous. The company underwrites all types of general insurance risk through different kinds of policies prevailing in the market under seven categories, i.e., Property, Motor, Aviation, Marine, Engineering, Agriculture, and Miscellaneous.
98GF Score
Get the complete analysis for XNEP:NIL
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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