Neco Insurance Co (XNEP:NIL) E10: NPR24.29 (As of Apr. 2026)

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XNEP:NIL Neco Insurance Co Ltd XNEP:NIL
98 GF Score
Price NPR617.10
GF Value NPR735.70
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Neco Insurance Co E10?

Neco Insurance Co XNEP:NIL -0.39% 98 E10 is NPR24.29 as of Apr. 2026. GuruFocus rates XNEP:NIL with a GF Score™ of 98/100 and a GF Value™ of NPR735.70 (Modestly Undervalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Neco Insurance Co's adjusted earnings per share data for the three months ended in Apr. 2026 was NPR5.686. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is NPR24.29 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Neco Insurance Co's average E10 Growth Rate was -1.30% per year. During the past 3 years, the average E10 Growth Rate was 12.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Neco Insurance Co was 12.50% per year. The lowest was 12.50% per year. And the median was 12.50% per year.

As of today (2026-08-06), Neco Insurance Co's current stock price is NPR617.10. Neco Insurance Co's E10 for the quarter that ended in Apr. 2026 was NPR24.29. Neco Insurance Co's Shiller PE Ratio of today is 25.41.

During the past 13 years, the highest Shiller PE Ratio of Neco Insurance Co was 34.95. The lowest was 22.29. And the median was 28.06.


Neco Insurance Co  (XNEP:NIL) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Neco Insurance Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=617.10/24.29
=25.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Neco Insurance Co was 34.95. The lowest was 22.29. And the median was 28.06.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Neco Insurance Co E10 Related Terms


Neco Insurance Co E10 Historical Data

* Premium members only.

The historical data trend for Neco Insurance Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Neco Insurance Co E10 Chart

Neco Insurance Co Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 17.49 20.01 22.82 24.87

Neco Insurance Co Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.62 24.87 23.66 23.70 24.29

XNEP:NIL vs BRK.A, AIG, HIG: E10 Comparison

For the Insurance - Diversified subindustry, Neco Insurance Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Neco Insurance Co Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Neco Insurance Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Neco Insurance Co's Shiller PE Ratio falls into.


XNEP:NIL
98GF Score
Neco Insurance Co Ltd XNEP:NIL
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Neco Insurance Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Neco Insurance Co's adjusted earnings per share data for the three months ended in Apr. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=5.686/333.0200*333.0200
=5.686

Current CPI (Apr. 2026) = 333.0200.

Neco Insurance Co Quarterly Data

per share eps CPI Adj_EPS
201607 5.577 240.628 7.718
201610 2.714 241.729 3.739
201701 5.223 242.839 7.163
201704 6.002 244.524 8.174
201707 3.922 244.786 5.336
201710 1.779 246.663 2.402
201801 3.953 247.867 5.311
201804 4.619 250.546 6.139
201807 2.240 252.006 2.960
201810 2.101 252.885 2.767
201901 4.206 251.712 5.565
201904 3.009 255.548 3.921
201907 3.605 256.571 4.679
201910 2.790 257.346 3.610
202001 3.312 257.971 4.276
202004 2.825 256.389 3.669
202007 8.945 259.101 11.497
202010 4.609 260.388 5.895
202101 5.168 261.582 6.579
202104 3.219 267.054 4.014
202107 5.779 273.003 7.049
202110 2.665 276.589 3.209
202201 2.898 281.148 3.433
202204 7.126 289.109 8.208
202207 7.581 296.276 8.521
202210 6.014 298.012 6.720
202301 12.937 299.170 14.401
202304 7.021 303.363 7.707
202307 11.889 305.691 12.952
202310 13.041 307.671 14.115
202401 4.934 308.417 5.328
202404 5.785 313.548 6.144
202407 7.888 314.540 8.351
202410 13.602 315.664 14.350
202501 3.169 317.671 3.322
202504 7.899 320.795 8.200
202507 8.087 323.048 8.337
202510 -11.990 0.000
202601 3.625 325.252 3.712
202604 5.686 333.020 5.686

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of NPR24.29 mean?
Neco Insurance Co (XNEP:NIL) has a E10 of NPR24.29 as of Apr. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Neco Insurance Co and its competitors.
Is Neco Insurance Co's E10 too high?
Neco Insurance Co's current E10 is NPR24.29. Overall, Neco Insurance Co has a GF Score™ of 98/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Neco Insurance Co's E10 compare to BRK.A and AIG?
Neco Insurance Co's E10 of NPR24.29 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Neco Insurance Co and its competitors. Neco Insurance Co's current E10 is NPR24.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neco Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Neco Insurance Co (XNEP:NIL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR735.70, compared to a current price of NPR617.10 — trading 16.1% below its estimated fair value. The current E10 is NPR24.29. Neco Insurance Co's overall GF Score™ is 98/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Neco Insurance Co (XNEP:NIL), the current E10 is NPR24.29 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Neco Insurance Co (XNEP:NIL) Overvalued in 2026?

Based on GuruFocus' analysis, Neco Insurance Co stock appears to be undervalued. The current stock price of NPR617.10 is trading 16.1% below its estimated GF Value™ of NPR735.70. GuruFocus considers Neco Insurance Co to be Modestly Undervalued.

Key valuation signals for XNEP:NIL:

  • E10: NPR24.29
  • GF Value™: NPR735.70 vs. price of NPR617.10 (16.1% below fair value)
  • GF Score™: 98/100 with 5 warning signs

No single metric tells the full story. See the XNEP:NIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Neco Insurance Co Business Description

Address Beema Bhawan, P.O. Box No. 12271, Gyaneshwor, Kathmandu, NPL
Neco Insurance Co Ltd is a non-life insurance company. The firm's business segment comprises Aviation, Engineering, Fire, Marine, Motor, Micro, Cattle and Crop, and Miscellaneous. The company underwrites all types of general insurance risk through different kinds of policies prevailing in the market under seven categories, i.e., Property, Motor, Aviation, Marine, Engineering, Agriculture, and Miscellaneous.
98GF Score

Get the complete analysis for XNEP:NIL

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR617.10
Price
NPR735.70
GF Value