Neco Insurance Co (XNEP:NIL) Dividend Payout Ratio: 2.25 (As of Apr. 2026) — 11150% Above Median

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XNEP:NIL Neco Insurance Co Ltd XNEP:NIL
98 GF Score
Price NPR617.10
GF Value NPR735.70
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Neco Insurance Co Dividend Payout Ratio?

Neco Insurance Co XNEP:NIL -0.39% 98 Dividend Payout Ratio is 2.25 as of Apr. 2026, which is 11150% above its 10-year median of 0.02. GuruFocus rates XNEP:NIL with a GF Score™ of 98/100 and a GF Value™ of NPR735.70 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 335 Insurance companies, Neco Insurance Co ranks worse than 99.1% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Neco Insurance Co's Dividend Payout Ratio for the months ended in Apr. 2026 was 2.25.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Neco Insurance Co Ltd is 2.20, which seems too high.

The historical rank and industry rank for Neco Insurance Co's Dividend Payout Ratio or its related term are showing as below:

XNEP:NIL' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.02   Med: 0.02   Max: 2.2
Current: 2.2


During the past 13 years, the highest Dividend Payout Ratio of Neco Insurance Co was 2.20. The lowest was 0.02. And the median was 0.02.

XNEP:NIL's Dividend Payout Ratio is ranked worse than
99.1% of 335 companies
in the Insurance industry
Industry Median: 0.38 vs XNEP:NIL: 2.20

As of today (2026-08-06), the Dividend Yield % of Neco Insurance Co is 2.06%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Neco Insurance Co was 2.20%. The lowest was 0.05%. And the median was 0.11%.

Neco Insurance Co's Dividends per Share for the months ended in Apr. 2026 was NPR12.79.

During the past 3 years, the average Dividends Per Share Growth Rate was -11.20% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Neco Insurance Co was -11.20% per year. The lowest was -48.30% per year. And the median was -29.75% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Neco Insurance Co (XNEP:NIL) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Neco Insurance Co Dividend Payout Ratio Related Terms


Neco Insurance Co Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Neco Insurance Co's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Neco Insurance Co Dividend Payout Ratio Chart

Neco Insurance Co Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.03 0.02 0.00 0.02

Neco Insurance Co Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.04 0.00 0.00 2.25

XNEP:NIL vs BRK.A, AIG, HIG: Dividend Payout Ratio Comparison

For the Insurance - Diversified subindustry, Neco Insurance Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Neco Insurance Co Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Neco Insurance Co's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Neco Insurance Co's Dividend Payout Ratio falls into.


XNEP:NIL
98GF Score
Neco Insurance Co Ltd XNEP:NIL
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Neco Insurance Co Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Neco Insurance Co's Dividend Payout Ratio for the fiscal year that ended in Jul. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Jul. 2025 )/ EPS without NRI (A: Jul. 2025 )
=0.358/ 22.939
=0.02

Neco Insurance Co's Dividend Payout Ratio for the quarter that ended in Apr. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Apr. 2026 )/ EPS without NRI (Q: Apr. 2026 )
=12.789/ 5.686
=2.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 2.25 mean?
Neco Insurance Co (XNEP:NIL) has a Dividend Payout Ratio of 2.25 as of Apr. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Neco Insurance Co and its competitors. This is 11150% above median its historical median of 0.02. Over the past decade, Neco Insurance Co's Dividend Payout Ratio has ranged from 0.02 to 2.20. According to the industry distribution chart, Neco Insurance Co ranks #332 out of 335 companies in the Insurance industry, placing it in the top 99.1%.
Is Neco Insurance Co's Dividend Payout Ratio too high?
Neco Insurance Co's current Dividend Payout Ratio of 2.25 is 11150% above median its 10-year median of 0.02. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 2.20. The Insurance industry median Dividend Payout Ratio is 0.38. Neco Insurance Co's value of 2.25 is 492.1% above this industry median. Based on the distribution chart, Neco Insurance Co ranks #332 out of 335 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Neco Insurance Co has a GF Score™ of 98/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Neco Insurance Co's Dividend Payout Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Neco Insurance Co ranks #332 out of 335 companies for Dividend Payout Ratio. This places Neco Insurance Co in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. Neco Insurance Co's value of 2.25 is 492.1% above this benchmark. Historically, Neco Insurance Co's own Dividend Payout Ratio has ranged from 0.02 to 2.20 over the past decade. While the company's 10-year median is 0.02 vs. the industry median of 0.38, Neco Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 335 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Neco Insurance Co's current Dividend Payout Ratio of 2.25 is 492.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Neco Insurance Co and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Neco Insurance Co's current Dividend Payout Ratio is 2.25, which is 11150% above median its own 10-year median of 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neco Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Neco Insurance Co (XNEP:NIL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR735.70, compared to a current price of NPR617.10 — trading 16.1% below its estimated fair value. The current Dividend Payout Ratio is 2.25, which is 11150% above median its 10-year median of 0.02 and 492.1% above the Insurance industry median of 0.38. Neco Insurance Co's overall GF Score™ is 98/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Neco Insurance Co (XNEP:NIL), the current Dividend Payout Ratio is 2.25 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Neco Insurance Co (XNEP:NIL) Overvalued in 2026?

Based on GuruFocus' analysis, Neco Insurance Co stock appears to be undervalued. The current stock price of NPR617.10 is trading 16.1% below its estimated GF Value™ of NPR735.70. GuruFocus considers Neco Insurance Co to be Modestly Undervalued.

Key valuation signals for XNEP:NIL:

  • Dividend Payout Ratio: 2.25 (11150% above median its 10-year median of 0.02)
  • GF Value™: NPR735.70 vs. price of NPR617.10 (16.1% below fair value)
  • GF Score™: 98/100 with 5 warning signs
  • Industry Position: 492.1% above the Insurance median (#332 of 335)

No single metric tells the full story. See the XNEP:NIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Neco Insurance Co Business Description

Address Beema Bhawan, P.O. Box No. 12271, Gyaneshwor, Kathmandu, NPL
Neco Insurance Co Ltd is a non-life insurance company. The firm's business segment comprises Aviation, Engineering, Fire, Marine, Motor, Micro, Cattle and Crop, and Miscellaneous. The company underwrites all types of general insurance risk through different kinds of policies prevailing in the market under seven categories, i.e., Property, Motor, Aviation, Marine, Engineering, Agriculture, and Miscellaneous.
98GF Score

Get the complete analysis for XNEP:NIL

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR617.10
Price
NPR735.70
GF Value