Mon Courtier Energie Groupe (XPAR:ALMCE) Debt-to-EBITDA : 0.40 (As of Dec. 2025) — Near Median

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XPAR:ALMCE Mon Courtier Energie Groupe SA XPAR:ALMCE
68 GF Score
Price €5.40
GF Value €8.39
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Mon Courtier Energie Groupe Debt-to-EBITDA?

Mon Courtier Energie Groupe XPAR:ALMCE -3.57% 68 Debt-to-EBITDA is 0.40 as of Dec. 2025, which is 2% below its 10-year median of 0.41. GuruFocus rates XPAR:ALMCE with a GF Score™ of 68/100 and a GF Value™ of €8.39 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 832 Business Services companies, Mon Courtier Energie Groupe ranks better than 76.32% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Mon Courtier Energie Groupe's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €0.27 Mil. Mon Courtier Energie Groupe's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €1.00 Mil. Mon Courtier Energie Groupe's annualized EBITDA for the quarter that ended in Dec. 2025 was €3.20 Mil. Mon Courtier Energie Groupe's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 0.40.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Mon Courtier Energie Groupe's Debt-to-EBITDA or its related term are showing as below:

XPAR:ALMCE' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.15   Med: 0.41   Max: 11.59
Current: 0.41

During the past 5 years, the highest Debt-to-EBITDA Ratio of Mon Courtier Energie Groupe was 11.59. The lowest was 0.15. And the median was 0.41.

XPAR:ALMCE's Debt-to-EBITDA is ranked better than
76.32% of 832 companies
in the Business Services industry
Industry Median: 1.64 vs XPAR:ALMCE: 0.41

Mon Courtier Energie Groupe  (XPAR:ALMCE) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Mon Courtier Energie Groupe Debt-to-EBITDA Related Terms


Mon Courtier Energie Groupe Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Mon Courtier Energie Groupe's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mon Courtier Energie Groupe Debt-to-EBITDA Chart

Mon Courtier Energie Groupe Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
11.59 0.15 0.19 2.08 0.41

Mon Courtier Energie Groupe Semi-Annual Data
Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only 0.26 18.92 0.89 0.26 0.40

XPAR:ALMCE vs CTAS, CPRT, GPN: Debt-to-EBITDA Comparison

For the Specialty Business Services subindustry, Mon Courtier Energie Groupe's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mon Courtier Energie Groupe Debt-to-EBITDA vs Business Services Industry

For the Business Services industry and Industrials sector, Mon Courtier Energie Groupe's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Mon Courtier Energie Groupe's Debt-to-EBITDA falls into.


XPAR:ALMCE
68GF Score
Mon Courtier Energie Groupe SA XPAR:ALMCE
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mon Courtier Energie Groupe Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Mon Courtier Energie Groupe's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.265 + 1.001) / 3.09
=0.41

Mon Courtier Energie Groupe's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.265 + 1.001) / 3.202
=0.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.40 mean?
Mon Courtier Energie Groupe (XPAR:ALMCE) has a Debt-to-EBITDA of 0.40 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Mon Courtier Energie Groupe. This is near median its historical median of 0.41. Over the past decade, Mon Courtier Energie Groupe's Debt-to-EBITDA has ranged from 0.15 to 11.59. According to the industry distribution chart, Mon Courtier Energie Groupe ranks #197 out of 832 companies in the Business Services industry, placing it in the top 23.7%.
Is Mon Courtier Energie Groupe's Debt-to-EBITDA too high?
Mon Courtier Energie Groupe's current Debt-to-EBITDA of 0.40 is near median its 10-year median of 0.41. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 11.59. The Business Services industry median Debt-to-EBITDA is 1.64. Mon Courtier Energie Groupe's value of 0.40 is 75.6% below this industry median. Based on the distribution chart, Mon Courtier Energie Groupe ranks #197 out of 832 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Mon Courtier Energie Groupe has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mon Courtier Energie Groupe's Debt-to-EBITDA compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Mon Courtier Energie Groupe ranks #197 out of 832 companies for Debt-to-EBITDA. This places Mon Courtier Energie Groupe in the top 24% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.64. Mon Courtier Energie Groupe's value of 0.40 is 75.6% below this benchmark. Historically, Mon Courtier Energie Groupe's own Debt-to-EBITDA has ranged from 0.15 to 11.59 over the past decade. While the company's 10-year median is 0.41 vs. the industry median of 1.64, Mon Courtier Energie Groupe has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.64, based on 832 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mon Courtier Energie Groupe's current Debt-to-EBITDA of 0.40 is 75.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Mon Courtier Energie Groupe. For the Business Services industry, the median Debt-to-EBITDA is 1.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mon Courtier Energie Groupe's current Debt-to-EBITDA is 0.40, which is near median its own 10-year median of 0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mon Courtier Energie Groupe stock overvalued right now?
Based on GuruFocus' analysis, Mon Courtier Energie Groupe (XPAR:ALMCE) is currently considered Significantly Undervalued. The stock's GF Value™ is €8.39, compared to a current price of €5.40 — trading 35.6% below its estimated fair value. The current Debt-to-EBITDA is 0.40, which is near median its 10-year median of 0.41 and 75.6% below the Business Services industry median of 1.64. Mon Courtier Energie Groupe's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Mon Courtier Energie Groupe (XPAR:ALMCE), the current Debt-to-EBITDA is 0.40 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mon Courtier Energie Groupe (XPAR:ALMCE) Overvalued in 2026?

Based on GuruFocus' analysis, Mon Courtier Energie Groupe stock appears to be undervalued. The current stock price of €5.40 is trading 35.6% below its estimated GF Value™ of €8.39. GuruFocus considers Mon Courtier Energie Groupe to be Significantly Undervalued.

Key valuation signals for XPAR:ALMCE:

  • Debt-to-EBITDA: 0.40 (near median its 10-year median of 0.41)
  • GF Value™: €8.39 vs. price of €5.40 (35.6% below fair value)
  • GF Score™: 68/100 with 3 warning signs
  • Industry Position: 75.6% below the Business Services median (#197 of 832)

No single metric tells the full story. See the XPAR:ALMCE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mon Courtier Energie Groupe Business Description

Other Exchanges O4Z:Germany
Address 22-26 Quai de Bacalan, Bordeaux, FRA, 33000
Mon Courtier Energie Groupe SA provides energy expertise and brokerage services in France with its 23 agencies distributed on the national territory. It supports companies of all sizes in various sectors such as health, real estate, catering, hotels, shops or industry.
68GF Score

Get the complete analysis for XPAR:ALMCE

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.40
Price
€8.39
GF Value