Mon Courtier Energie Groupe (XPAR:ALMCE) ROE %: 19.88% (As of Dec. 2025) — 35% Above Median


XPAR:ALMCE Mon Courtier Energie Groupe SA XPAR:ALMCE
68 GF Score
Price €6.10
GF Value €8.55
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Mon Courtier Energie Groupe ROE %?

Mon Courtier Energie Groupe XPAR:ALMCE +0.83% 68 ROE % is 19.88% as of Dec. 2025, which is 35% above its 10-year median of 14.77. GuruFocus rates XPAR:ALMCE with a GF Score™ of 68/100 and a GF Value™ of €8.55 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,058 Business Services companies, Mon Courtier Energie Groupe ranks better than 80.15% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Mon Courtier Energie Groupe's annualized net income for the quarter that ended in Dec. 2025 was €2.26 Mil. Mon Courtier Energie Groupe's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was €11.35 Mil. Therefore, Mon Courtier Energie Groupe's annualized ROE % for the quarter that ended in Dec. 2025 was 19.88%.

The historical rank and industry rank for Mon Courtier Energie Groupe's ROE % or its related term are showing as below:

XPAR:ALMCE' s ROE % Range Over the Past 10 Years
Min: -3.2   Med: 14.77   Max: 49.33
Current: 19.34

During the past 5 years, Mon Courtier Energie Groupe's highest ROE % was 49.33%. The lowest was -3.20%. And the median was 14.77%.

XPAR:ALMCE's ROE % is ranked better than
80.15% of 1058 companies
in the Business Services industry
Industry Median: 8.095 vs XPAR:ALMCE: 19.34

Mon Courtier Energie Groupe  (XPAR:ALMCE) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=2.256/11.3455
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(2.256 / 27.112)*(27.112 / 23.6845)*(23.6845 / 11.3455)
=Net Margin %*Asset Turnover*Equity Multiplier
=8.32 %*1.1447*2.0876
=ROA %*Equity Multiplier
=9.52 %*2.0876
=19.88 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=2.256/11.3455
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (2.256 / 2.792) * (2.792 / 1.626) * (1.626 / 27.112) * (27.112 / 23.6845) * (23.6845 / 11.3455)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.808 * 1.7171 * 6 % * 1.1447 * 2.0876
=19.88 %

Note: The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Mon Courtier Energie Groupe ROE % Related Terms


Mon Courtier Energie Groupe ROE % Historical Data

* Premium members only.

The historical data trend for Mon Courtier Energie Groupe's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mon Courtier Energie Groupe ROE % Chart

Mon Courtier Energie Groupe Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
0.45 49.33 14.77 -3.20 19.24

Mon Courtier Energie Groupe Semi-Annual Data
Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Get a 7-Day Free Trial Premium Member Only 9.81 -5.28 -1.20 18.85 19.88

XPAR:ALMCE vs CTAS, CPRT, GPN: ROE % Comparison

For the Specialty Business Services subindustry, Mon Courtier Energie Groupe's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mon Courtier Energie Groupe ROE % vs Business Services Industry

For the Business Services industry and Industrials sector, Mon Courtier Energie Groupe's ROE % distribution charts can be found below:

* The bar in red indicates where Mon Courtier Energie Groupe's ROE % falls into.


XPAR:ALMCE
68GF Score
Mon Courtier Energie Groupe SA XPAR:ALMCE
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mon Courtier Energie Groupe ROE % Calculation

Mon Courtier Energie Groupe's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=2.107/( (9.991+11.907)/ 2 )
=2.107/10.949
=19.24 %

Mon Courtier Energie Groupe's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Jun. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=2.256/( (10.784+11.907)/ 2 )
=2.256/11.3455
=19.88 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 19.88% mean?
Mon Courtier Energie Groupe (XPAR:ALMCE) has a ROE % of 19.88% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Mon Courtier Energie Groupe and its competitors. This is 35% above median its historical median of 14.77. According to the industry distribution chart, Mon Courtier Energie Groupe ranks #210 out of 1058 companies in the Business Services industry, placing it in the top 19.8%.
Is Mon Courtier Energie Groupe's ROE % too high?
Mon Courtier Energie Groupe's current ROE % of 19.88% is 35% above median its 10-year median of 14.77. The Business Services industry median ROE % is 8.10. Mon Courtier Energie Groupe's value of 19.88% is 145.6% above this industry median. Based on the distribution chart, Mon Courtier Energie Groupe ranks #210 out of 1058 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Mon Courtier Energie Groupe has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mon Courtier Energie Groupe's ROE % compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Mon Courtier Energie Groupe ranks #210 out of 1058 companies for ROE %. This places Mon Courtier Energie Groupe in the top 20% of its industry — outperforming the majority of peers. The industry median ROE % is 8.10. Mon Courtier Energie Groupe's value of 19.88% is 145.6% above this benchmark. While the company's 10-year median is 14.77 vs. the industry median of 8.10, Mon Courtier Energie Groupe has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Business Services company?
The median ROE % among Business Services companies is 8.10, based on 1,058 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mon Courtier Energie Groupe's current ROE % of 19.88% is 145.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Mon Courtier Energie Groupe and its competitors. For the Business Services industry, the median ROE % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mon Courtier Energie Groupe's current ROE % is 19.88%, which is 35% above median its own 10-year median of 14.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mon Courtier Energie Groupe stock overvalued right now?
Based on GuruFocus' analysis, Mon Courtier Energie Groupe (XPAR:ALMCE) is currently considered Modestly Undervalued. The stock's GF Value™ is €8.55, compared to a current price of €6.10 — trading 28.7% below its estimated fair value. The current ROE % is 19.88%, which is 35% above median its 10-year median of 14.77 and 145.6% above the Business Services industry median of 8.10. Mon Courtier Energie Groupe's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Mon Courtier Energie Groupe (XPAR:ALMCE), the current ROE % is 19.88% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mon Courtier Energie Groupe (XPAR:ALMCE) Overvalued in 2026?

Based on GuruFocus' analysis, Mon Courtier Energie Groupe stock appears to be undervalued. The current stock price of €6.10 is trading 28.7% below its estimated GF Value™ of €8.55. GuruFocus considers Mon Courtier Energie Groupe to be Modestly Undervalued.

Key valuation signals for XPAR:ALMCE:

  • ROE %: 19.88% (35% above median its 10-year median of 14.77)
  • GF Value™: €8.55 vs. price of €6.10 (28.7% below fair value)
  • GF Score™: 68/100 with 2 warning signs
  • Industry Position: 145.6% above the Business Services median (#210 of 1058)

No single metric tells the full story. See the XPAR:ALMCE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mon Courtier Energie Groupe Business Description

Address 22-26 Quai de Bacalan, Bordeaux, FRA, 33000
Mon Courtier Energie Groupe SA provides energy expertise and brokerage services in France with its 23 agencies distributed on the national territory. It supports companies of all sizes in various sectors such as health, real estate, catering, hotels, shops or industry.
68GF Score

Get the complete analysis for XPAR:ALMCE

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.10
Price
€8.55
GF Value